UK

United Kingdom · Finance · Director/VP (16-20 years)

Director, Strategic Finance & Corporate Development

Here is the whole job, in plain words. What it is, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

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  • Experience bandDirector/VP (16-20 years)
  • Direct reports5-10 reports
  • Reports toChief Financial Officer (CFO) or Group Finance Director
  • UK framework levelUsually a director, accountable for a division and its numbers

Also advertised as VP, Financial Planning & Analysis · Head of Group FP&A · Director, Corporate Finance · Head of Strategic Planning

Built on 43,079 real UK job descriptions we analysed · grounded in qualifications employers recognise

Two short quizzes about you

1From this job to a course

The qualifications matched to this job

OTHM Level 7 Diploma in Accounting and Finance OTHM Qualifications · Level 7 · covers 1 of 4 standards
Level 5 Award in Analysis Financial Performance Institute of Sales Professionals · Level 5 · covers 1 of 4 standards
Level 5 Certificate in Professional Sales Institute of Sales Professionals · Level 5 · covers 1 of 4 standards
Level 5 Diploma in Professional Sales Institute of Sales Professionals · Level 5 · covers 1 of 4 standards
ISM Level 5 Diploma in Sales (RQF) Institute of Sales Management · Level 5 · covers 1 of 4 standards
CMI Level 5 Award in Management and Leadership Chartered Management Institute · Level 5 · covers 1 of 4 standards

Matched from the standards this job is measured against: a suggestion, not an official ruling.

The units you would start with

Investment Analysis OTHM Level 7 Diploma in Accounting and Finance
Analyse Financial Performance Level 5 Award in Analysis Financial Performance
Analysing the financial potential and performance of customer accounts ISM Level 5 Diploma in Sales (RQF)
Managing Finance CMI Level 5 Award in Management and Leadership

The future skills this job leans on

AI Fluency working with AI as a thinking partner
Data Fluency turning numbers into a decision
AI Governance Fluency using AI responsibly
Sustainability Fluency building care for people and planet into the work
Foresight Fluency seeing round the corner
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Your Plan Illustration

Built for Director, Strategic Finance & Corporate Development

4 units that map to this job, from the qualifications that cover it.

  1. Investment Analysis OTHM Qualifications · covers 1 of 4 standards Level 7
  2. Analyse Financial Performance Institute of Sales Professionals · covers 1 of 4 standards Level 5
  3. Analysing the financial potential and performance of customer accounts Institute of Sales Management · covers 1 of 4 standards Level 5
  4. Managing Finance Chartered Management Institute · covers 1 of 4 standards Level 5
These are the real units behind this job, in the order they rank for it. Nothing here is marked done, because this plan has not been started by anyone yet. Yours would fill in as you go.

2AI and this work

Will AI change your work as a Director, Strategic Finance & Corporate Development?

Nobody can say exactly how. Here is what this job is being asked for next, and where to start.

The new skills this role is being asked for

  • Advanced AI/ML for Predictive Financial Modelling
  • ESG Financial Integration & Impact Modelling
Why each one is rising

The future skills this job leans on

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

What happens when you start

Next, a free account. We build your Director, Strategic Finance & Corporate Development plan as you set up, starting with a Future Fluency module on using AI in your job. No card.

Your first Future Fluency module is free. After that, your AI tutor is £70 a month.

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3What this role really is

This role covers the strategic finance work behind a major business unit or corporate development pipeline. It means working closely with senior finance and business leaders, providing the analysis that shapes major decisions. The work involves judging where to invest, which acquisitions to pursue, and how the business grows.

4What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

Anaplan / Workday Adaptive Planning / Pigment Strategic

Leading platform selection, designing the enterprise-wide data architecture for financial planning, and ensuring the system scales to meet future strategic analysis needs. You'll review outputs and guide your team, not build models yourself.

Tableau / Power BI Architect

Setting the company's BI strategy for finance, governing data visualisation standards, and ensuring that dashboards drive executive decision-making. You'll challenge and refine the story the data tells.

SAP S/4HANA / Oracle NetSuite / Microsoft Dynamics 365 F&O Strategic

Influencing ERP implementation or module selection to ensure it meets future financial reporting and strategic analysis needs. You'll understand the data architecture and how to extract insights, partnering with IT.

Microsoft Excel Master

Setting standards for model integrity, version control, and auditability for your team's complex financial models. You'll be reviewing outputs and debugging anything, but your focus is on strategic oversight, not building from scratch.

Snowflake / Databricks (SQL) Strategic

Partnering with Data and IT teams to define finance's data requirements and governance within these platforms. You'll understand the art of the possible and ensure finance has access to the right data for strategic insights.

Diligent / Nasdaq Boardvantage Expert

Managing the entire board book creation process, controlling permissions, and using the platform for secure communication with the Board of Directors. You'll ensure all materials are pristine and delivered on time.

5What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing in Where you are nowThe step above
Capital Investment Approval (e.g., new factory, major tech upgrade) Assists with data gathering and initial model inputs; no decision authority. Independently builds sections of the investment model; recommends specific assumptions to manager. Leads the full investment analysis, presents findings to Director, and recommends a 'go/no-go' decision for projects up to £5M.
M&A Target Valuation & Recommendation Pulls public company data; assists with basic comparable company analysis. Builds initial DCF models and comparable transaction analysis under supervision. Leads the detailed valuation modelling, identifies key risks and opportunities; presents preliminary findings to Director.
Long-Range Financial Plan (LRP) Assumptions Gathers historical data for specific line items; updates pre-built forecast models. Develops specific revenue or cost assumptions for a business unit; presents to manager for review. Owns a significant section of the LRP model; proposes and defends key assumptions (e.g., market growth rates, pricing strategy) to Director.

6How you'll be judged

The scoreboard, and what is not on it. The hard targets, how often each is actually looked at, and the quiet signals that never reach a dashboard.

Return on Investment (ROI) of Approved Capital Projects
The average ROI achieved across the portfolio of growth investments and M&A deals you've recommended and championed.
Target · Achieve an average ROI of >15% or consistently exceed the defined hurdle rate for new investments.

If you recommended three major projects with a combined investment of £50M, we'd expect the realised returns to be well above our 12% hurdle rate, perhaps averaging 18% over their lifecycle.

M&A Synergy Realisation Rate
The percentage of projected cost savings and revenue enhancements from acquisitions that are actually achieved post-deal.
Target · Realise >90% of targeted post-acquisition synergies within 24 months of deal close.

If an acquisition was projected to deliver £10M in synergies, you'd be accountable for ensuring we actually hit at least £9M of that within two years, working closely with integration teams.

Long-Range Plan (LRP) Adoption & Accuracy
How many of your strategic recommendations from the LRP are formally adopted into the company's official strategic plan, and how accurate those long-term financial projections prove to be.
Target · At least 2-3 key LRP recommendations formally adopted annually, with LRP revenue/profit projections within +/- 10% of actuals by year 3.

Your recommendation to divest a non-core asset or invest heavily in a new market segment gets board approval and is written into the next 3-year plan. The financial outcomes of that plan track closely to your initial model.

Capital Structure Optimisation
The effectiveness of your recommendations in optimising the company's debt and equity mix to minimise cost of capital and maximise shareholder value.
Target · Reduce weighted average cost of capital (WACC) by 50-100 basis points over a 3-year period through strategic financing decisions.

Your analysis leads to a successful bond issuance or share buyback programme that demonstrably lowers our cost of capital, saving the company millions in interest payments or boosting EPS.

Board and Executive Trust & Influence
Your ability to build deep trust with the Board and C-suite, becoming their go-to advisor for critical financial decisions.
  • You're proactively invited to board strategy sessions, your opinions are consistently sought on major capital allocation decisions, and you're seen as a credible, independent voice in executive discussions. They'll ask for your perspective before making big calls.
Strategic Partnership with Business Unit Leaders
How effectively you partner with and influence Business Unit Presidents and Managing Directors to align their operational strategies with overall financial objectives.
  • Business leaders actively seek your input on their strategic initiatives, you're integrated into their planning cycles, and there's clear evidence of joint decision-making that balances growth ambitions with financial prudence. They see you as a partner, not just a gatekeeper.
Talent Development & Team Leadership
Your success in building, mentoring, and developing a high-performing strategic finance team.
  • Your team members are regularly promoted, they're highly engaged, and you're known for creating a culture of analytical rigour and professional growth. You'll have a clear succession plan for key roles within your team.
Clarity and Impact of Financial Storytelling
Your ability to simplify incredibly complex financial scenarios and present them in a clear, compelling, and actionable way to non-financial audiences, including the Board.
  • Your board decks are praised for their clarity and conciseness, executive decisions are made quickly based on your presentations, and you can articulate the 'so what' of any financial analysis without resorting to jargon. People actually understand what you're saying.

7Would you like it

Both sides. What people enjoy, and what grinds them down.

What people enjoy
Shaping the Company's Future

You'll be leading the long-range planning process, evaluating multi-million pound acquisitions, and presenting strategic options to the C-suite. Your work directly influences where the company invests and grows.

Your analysis and recommendation lead to a successful acquisition that opens up a new market, fundamentally changing the company's growth trajectory for the next decade.

Solving Complex, Ambiguous Problems

You'll be tackling questions like 'Should we enter this new market segment, and if so, how much capital should we allocate?' or 'What's the optimal capital structure given current market conditions?' These are rarely straightforward.

You're given a vague directive to 'optimise capital allocation' and you need to design the framework, build the models, and present a clear strategy to the board, navigating huge uncertainty.

Building and Mentoring High-Performing Teams

You'll be responsible for hiring, developing, and leading a team of talented strategic finance professionals. You'll get a kick out of seeing them grow and take on bigger challenges.

You mentor a Senior Manager who eventually steps up to lead a major corporate development initiative, directly crediting your guidance for their success.

What frustrates people
  • The 'Garbage In, Garbage Out' Reality: Your sophisticated models are only as good as the operational data fed into them, which often comes from poorly maintained systems in other departments. You'll spend ages cleaning data that should have been clean in the first place.
  • Managing Optimism Bias: Constantly having to ground the wildly optimistic forecasts from sales and marketing teams in financial reality without being seen as the 'dream killer' is a tough balancing act.
  • The Last-Minute Scramble: The CEO or CFO changing a key strategic assumption the night before a board meeting, requiring a frantic, all-night re-modelling effort, isn't uncommon. You'll need to be flexible and have a strong stomach.
  • The Political Tightrope: Navigating the tension between being a strategic partner who enables growth and the fiscal watchdog who has to say 'no' to pet projects that don't meet financial hurdles is a constant challenge.
  • Accountability Without Direct Authority: You'll be held accountable for the accuracy of the company-wide forecast and the success of strategic investments, even though you have no direct control over the operational execution that delivers the results.
  • The 'Simple Question' Trap: An executive asks a seemingly simple question that requires 40 hours of deep analysis and modelling to answer properly, and they want it by EOD. It happens more often than you'd like.
What this role does not give you
  • A predictable, 9-5 routine with no urgent demands. This is a senior role; expect the unexpected.
  • The luxury of always having perfect data. You'll often work with incomplete or ambiguous information.
  • A purely analytical, heads-down role. You'll spend a lot of time influencing, presenting, and managing people.
  • A role where you only deal with finance people. You'll be working across every function and with external parties.

8Who you work with

Your work directly shapes the financial trajectory of a major business unit or the entire company's inorganic growth strategy. You're not just reporting on history; you're actively creating the future. Your decisions influence where millions of pounds are invested, how we compete in the market, and ultimately, our long-term shareholder value.

Inside the business
  • Chief Financial Officer (CFO)
  • Business Unit Presidents & Managing Directors
  • Other C-Suite Executives (CEO, COO, Chief Commercial Officer)
  • Heads of Legal, HR, and IT
  • Group Finance Leadership Team
Outside the business
  • Board of Directors (especially the Audit & Investment Committees)
  • External Auditors and Consultants
  • Investment Banks and M&A Advisors
  • Major Investors and Analysts
  • Key Strategic Partners

9What you need before you start

Not a wish list. The things you would be expected to already have.

  • Proven track record of leading complex financial modelling and strategic analysis in a large, global organisation or top-tier investment bank/consultancy.
  • Extensive experience in M&A due diligence, valuation, and post-acquisition integration planning.
  • Demonstrable experience in building and managing high-performing finance teams, including developing and mentoring senior professionals.
  • Prior experience presenting complex financial strategies and recommendations to Board-level executives and external stakeholders (e.g., investors, analysts).
  • A deep, practical understanding of capital markets and various financing instruments.

10What to practise next

Where the job is going, and what to do about it starting this week.

Data Governance & Architecture for Finance

As data volumes explode and AI models become more prevalent, ensuring data quality, consistency, and security across all financial systems (ERP, EPM, BI) is paramount. Bad data leads to bad decisions, especially at the strategic level.

Master data management (MDM) principles for financ · Data lineage and audit trails for compliance · Data security and access controls for sensitive fi · Designing data pipelines for strategic finance rep · Collaboration frameworks with IT and Data Engineer

  • This quarter: Review our current finance data architecture and identify key pain points or risks.
  • Next 6 months: Work with our IT Director to define finance's requirements for a future-proof data strategy.
  • Next 12 months: Lead an initiative to improve data quality for one critical strategic finance input (e.g., revenue recognition data).
  • Ongoing: Stay updated on best practices in enterprise data governance.

Quick win: Map out the data flow for one of your critical financial models, identifying all sources and transformations. This helps spot potential data quality issues immediately.

Cloud Financial Management (FinOps)

With increasing cloud adoption across the business, understanding and optimising cloud spend from a financial perspective is becoming a major strategic imperative. It's about ensuring we get the most value from our cloud investments.

Cloud cost optimisation strategies (e.g., reserved · Cloud budgeting and forecasting methodologies · Unit economics of cloud services · Cloud vendor management and negotiation · Integrating cloud cost data into enterprise financ

  • This quarter: Familiarise yourself with our company's current cloud spend and major cloud providers (AWS, Azure, GCP).
  • Next 6 months: Partner with the CTO/Head of IT to review cloud cost reports and identify areas for optimisation.
  • Next 12 months: Develop a financial strategy for cloud spend that aligns with our long-range plan and growth objectives.
  • Ongoing: Consider a FinOps certification or course to deepen your expertise.

Quick win: Ask for a detailed breakdown of our top 5 cloud spending areas and start asking 'why' these costs are so high. You'll likely uncover immediate optimisation opportunities.

11Staying current once you are in

What people here do to keep up
  • Regularly attend industry conferences and seminars on corporate finance, M&A, and strategic planning.
  • Actively participate in executive education programmes focused on leadership, strategy, or digital transformation.
  • Engage in peer networking groups with other senior finance leaders to share insights and best practices.
  • Seek out opportunities to serve on advisory boards or non-executive director roles (if permissible) to broaden your governance experience.

12The rising capability

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

Advanced AI/ML for Predictive Financial Modelling

Competitors are already using sophisticated AI/ML models to generate more accurate, dynamic, and granular forecasts, identify emerging risks, and spot market opportunities faster. Relying solely on traditional statistical methods will leave us behind.

  • Time series forecasting with deep learning (e.g.,
  • Explainable AI (XAI) for understanding model outpu
  • Reinforcement learning for optimal capital allocat
  • Integrating unstructured data (e.g., news sentimen
  • Model governance and ethical considerations for AI

ESG Financial Integration & Impact Modelling

Environmental, Social, and Governance (ESG) factors are no longer just 'nice-to-haves'; they're critical drivers of long-term value, investor sentiment, and regulatory compliance. The market is increasingly demanding financial accountability for ESG performance.

  • Materiality assessments for ESG risks and opportun
  • Task Force on Climate-related Financial Disclosure
  • Carbon pricing and internal carbon accounting meth
  • Social impact measurement and ROI for social inves
  • Integrating ESG metrics into valuation models and

13What you’ll use

What you’ll use

Skills this role draws on

Technical

  • Long-Range Financial Planning (LRFP)
  • Capital Allocation & Investment Analysis
  • M&A Financial Modeling & Due Diligence
  • Advanced Scenario & Sensitivity Analysis
  • Competitive Intelligence & Market Analysis
  • Shareholder Value Management

14The pathway

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Senior Manager / Associate Director, Strategic Finance

    3-5 years in this role before Director

    Skills to master

    • Leading multiple complex workstreams, managing a small team of analysts, presenting to VPs, and owning a significant part of the long-range plan.

    You're ready to move on when

    • Successfully led 2-3 major strategic finance projects end-to-end.
    • Consistently received positive feedback on executive presence and influencing skills.
    • Developed and mentored at least one senior analyst to a promotion-ready stage.
    • Demonstrated the ability to challenge senior stakeholders constructively and effectively.
  2. 2

    Investment Banking Vice President (VP) / Director

    4-7 years in banking before moving in-house

    Skills to master

    • Deep M&A execution experience, advanced valuation methodologies, client management, and pitching strategic ideas to C-suite clients.

    You're ready to move on when

    • Successfully executed 5+ M&A transactions from pitch to close.
    • Developed strong relationships with senior client executives.
    • Proven ability to manage deal teams under intense pressure.
    • Desire to move from an advisory role to an operational, value-creation role within a company.
  3. 3

    Senior Manager / Principal, Corporate Development

    3-6 years in this role before Director

    Skills to master

    • Sourcing and evaluating M&A targets, leading due diligence, negotiating deal terms, and managing integration planning.

    You're ready to move on when

    • Led the financial workstream for 3+ successful acquisitions.
    • Demonstrated strong commercial judgment in assessing deal rationale and risks.
    • Built a robust network within the M&A advisory community.
    • Proven ability to influence internal business leaders on M&A strategy.

15Where this role leads

The long view: This role can lead to senior finance or strategy leadership, such as Chief Financial Officer or Chief Strategy Officer.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Director, Strategic Finance & Corporate Development is actually changing.

Where it leads

Roles this leads to

The record names a next step, but the catalogue has no page for it yet:

  • VP / Global Head of Strategic Finance
  • Chief Financial Officer (CFO) of a Business Unit

How you would learn this

One to one, on the work you already do

A tutor sets the task against your own job and marks the reasoning, at your pace. There is no cohort to fall behind.

A lesson from Investment Analysis, worked against Director, Strategic Finance & Corporate Development.

Investment Analysis Level 7

Applied to your work in Director, Strategic Finance & Corporate Development

The objective of this unit is to provide learners with a comprehensive understanding of investment analysis, covering different types of securities, the regulation of security trading, and the principles of investment theory. Learners will be able to apply this knowledge to make informed investment decisions, understand the principles of taxation related to investment income, and navigate the laws and regulations governing the financial services industry.

How the thinking builds
  1. 1 Remember
  2. 2 Understand
  3. 3 Apply
  4. 4 Analyse
  5. 5 Evaluate
  6. 6 Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

It is £70 a month, billed monthly. Your free first module is Future Fluency, and you can cancel any time.

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See Your Progress Grow Illustration
Director, Strategic Finance & Corporate Development
  • Long-Range Financial Planning (LRFP)
  • Capital Allocation & Investment Analysis
  • M&A Financial Modeling & Due Diligence
  • Advanced Scenario & Sensitivity Analysis
  • Competitive Intelligence & Market Analysis
  • Shareholder Value Management
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

16The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Director, Strategic Finance & Corporate Development is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. VP / Global Head of Strategic Finance

    3-5 years

    Level 7 (C-Suite)

    • Defining company-wide capital allocation strategy and long-range financial narrative.
    • Overseeing all M&A activity and post-acquisition value creation at an enterprise level.
    • Managing relationships with major institutional investors and analysts.
    • Influencing regulatory bodies and industry standards for financial reporting.

  2. Chief Financial Officer (CFO) of a Business Unit

    4-6 years

    Equivalent to Level 7 (C-Suite)

    • Deep operational finance experience beyond strategic planning.
    • Expertise in managing day-to-day accounting and reporting operations.
    • Strong understanding of treasury and risk management for a business unit.
    • Ability to build and manage a diverse finance team across all disciplines.
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, you're already juggling a million things. What if you could offload some of the heavy lifting, the tedious data consolidation, or even the first draft of that board narrative? AI isn't here to replace you; it's here to give you back hours in your week, letting you focus on the truly strategic stuff—the deep analysis, the influencing, the big decisions.

Imagine having a highly intelligent assistant who never sleeps, can sift through mountains of data in seconds, and can even draft compelling summaries. That's the power AI brings to a Director in Strategic Finance. We're talking about automating the mundane so you can spend more time shaping the future.

Automated Forecast Consolidation

Use an AI agent to automatically pull, clean, and consolidate forecast data from dozens of disparate spreadsheets and systems across global business units. It'll flag anomalies and outliers for your human review, saving you hours of manual reconciliation and letting you focus on the 'why' behind the numbers.

AI-Powered Scenario & Sensitivity Analysis

Instead of manually building 3-5 scenarios, use AI to run thousands of Monte Carlo simulations based on macroeconomic indicators, competitor actions, and internal variables. This generates a probabilistic range of outcomes for revenue and profit, giving you a much richer understanding of risk and opportunity for your board presentations.

Competitor Intelligence Synthesis & Risk Identification

Deploy an AI tool to scrape and summarise competitor earnings call transcripts, analyst reports, and SEC filings into a concise brief. It'll highlight key themes, strategic shifts, and potential risks relevant to your business unit, giving you a competitive edge in your strategic planning.

Narrative Generation for Board Reporting

Feed your complex financial model outputs (variance analysis, key trends, strategic recommendations) into a generative AI. It can produce a solid first draft of the 'Management Discussion & Analysis' (MD&A) narrative for your board decks and executive summaries, freeing you up to refine the strategic message.

Common questions

Common questions

How do you become a Director, Strategic Finance & Corporate Development?

Common routes in include Senior Manager / Associate Director, Strategic Finance (3-5 years in this role before Director), Investment Banking Vice President (VP) / Director (4-7 years in banking before moving in-house) and Senior Manager / Principal, Corporate Development (3-6 years in this role before Director). Times vary with prior experience.

Where can a Director, Strategic Finance & Corporate Development progress to?

This role can lead on to VP / Global Head of Strategic Finance (3-5 years) and Chief Financial Officer (CFO) of a Business Unit (4-6 years), depending on the skills you build.

What new skills matter most for a Director, Strategic Finance & Corporate Development?

Increasingly, Advanced AI/ML for Predictive Financial Modelling and ESG Financial Integration & Impact Modelling. These are the skills our record of this role lists as growing.

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17Where to go from here

Other roles at Level 7

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

 More jobs in finance

Stay in the field you know and move sideways rather than up.
If you leave this industry

Skills in strategic finance, M&A and capital allocation apply across industries. They can lead to senior finance or corporate development roles elsewhere, or into private equity, venture capital or management consulting.

This role profile is © 2026 Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Start my plan, free What happens next: a free account, then we build your plan as you set up. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.