United Kingdom · Finance · Principal/Manager (12-16 years)

Healthcare Finance Analyst Manager

Here is the whole job, in plain words. What it is, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

Free to start: a plan built for this role, and a Future Fluency module to try first. No card.

Keep this job description

Where should we send it?

One email: what AI is changing in this job, and where to start free. With a link back here. Nothing else follows unless you confirm your address.

Upskilling a team in this role? Talk to us

  • Experience bandPrincipal/Manager (12-16 years)
  • Direct reports5-10 reports
  • Reports toDirector of Finance
  • UK framework levelUsually someone running a function, or a director

Also advertised as Finance Manager (Healthcare) · Senior Finance Business Partner (Healthcare) · Revenue Cycle Analytics Manager

Built on 43,079 real UK job descriptions we analysed · grounded in qualifications employers recognise

1From this job to a course

The qualifications matched to this job

OTHM Level 7 Diploma in Data Science OTHM Qualifications · Level 7 · covers 1 of 5 standards
NOCN Level 4 certificate for Data Analysts NOCN · Level 4 · covers 1 of 5 standards
CMI Level 5 Award in Management and Leadership Chartered Management Institute · Level 5 · covers 1 of 5 standards
NQual Level 5 Diploma in Leadership and Management NQual · Level 5 · covers 1 of 5 standards
CIWM (WAMITAB) Level 4 Diploma In Systems and Operations Management CIWM · Level 4 · covers 1 of 5 standards
NCFE CACHE Level 5 Diploma in Advanced Playwork (Wales) NCFE · Level 5 · covers 1 of 5 standards

Matched from the standards this job is measured against: a suggestion, not an official ruling.

The units you would start with

Data Analysis and Visualisation OTHM Level 7 Diploma in Data Science
Data Analytics Primer NOCN Level 4 certificate for Data Analysts
Managing Finance CMI Level 5 Award in Management and Leadership
Managing Finance in an Energy and Utilities Environment CIWM (WAMITAB) Level 4 Diploma In Systems and Operations Management
Manage finance in own area of responsibility NCFE CACHE Level 5 Diploma in Advanced Playwork (Wales)

The future skills this job leans on

AI Fluency working with AI as a thinking partner
Data Fluency turning numbers into a decision
AI Governance Fluency using AI responsibly
Foresight Fluency seeing round the corner
Trust Fluency keeping the digital world safe
Your Plan Illustration

Built for Healthcare Finance Analyst Manager

5 units that map to this job, from the qualifications that cover it.

  1. Data Analysis and Visualisation OTHM Qualifications · covers 1 of 5 standards Level 7
  2. Data Analytics Primer NOCN · covers 1 of 5 standards Level 4
  3. Managing Finance Chartered Management Institute · covers 1 of 5 standards Level 5
  4. Managing Finance in an Energy and Utilities Environment CIWM · covers 1 of 5 standards Level 4
  5. Manage finance in own area of responsibility NCFE · covers 1 of 5 standards Level 5
These are the real units behind this job, in the order they rank for it. Nothing here is marked done, because this plan has not been started by anyone yet. Yours would fill in as you go.

2AI and this work

Will AI change your work as a Healthcare Finance Analyst Manager?

Nobody can say exactly how. Here is what this job is being asked for next, and where to start.

The new skills this role is being asked for

  • AI-Powered Strategic Forecasting & Scenario Planning
  • Digital Health Economics & ROI Analysis
Why each one is rising

The future skills this job leans on

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

What happens when you start

Next, a free account. We build your Healthcare Finance Analyst Manager plan as you set up, starting with a Future Fluency module on using AI in your job. No card.

Your first Future Fluency module is free. After that, your AI tutor is £70 a month.

3What this role really is

This job leads a team that turns healthcare data into financial reporting and forecasts. It involves managing financial reporting, building forecasts, and developing the people who produce them. The role links finance leadership's plans with the daily analytical work that supports them.

4What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

Directing the standardisation of financial modelling practices, reviewing complex models built by your team, understanding Power Query (M) and Power Pivot (DAX) for advanced data manipulation, ensuring model integrity and scalability across the department.

EHR/EMR Systems (Epic Clarity/Caboodle, Cerner HealtheIntent) Architect

Understanding the data flow and integration points between the EHR and financial systems, guiding your team on data extraction strategies, being involved in decisions on data governance and system upgrades, understanding the limitations of clinical data for financial reporting.

BI & Visualization Tools (Power BI, Tableau) Strategic

Setting the enterprise BI strategy for your functional area, defining key performance indicators (KPIs), ensuring dashboards align with executive-level decision-making, and managing platform choices (e.g., Power BI Premium capacity) to best serve financial reporting needs.

FP&A / EPM Software (Workday Adaptive Planning, Anaplan, Oracle EPM Cloud) Architect

Leading the implementation and strategic design of the FP&A platform for your area, ensuring it aligns with long-range financial planning and operational goals, and optimising its use for budgeting, forecasting, and reporting across your team.

SQL (Database Oversight & Optimisation) Strategic

Overseeing data architecture and ensuring data integrity for financial reporting, working with IT to optimise database performance for financial reporting, guiding your team on complex query design, and understanding the impact of data structure on analysis.

Claims Management Platforms (Availity, Change Healthcare) Strategic

Using denial and payment data to inform payer contract negotiations and high-level revenue cycle strategy, guiding your team to identify systemic issues, and understanding the financial implications of claims processing workflows.

5What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing in Where you are nowThe step above
Team Hiring & Performance Management No authority; provides input on candidate fit. Provides input on candidate skills; contributes to performance reviews. Interviews candidates, provides strong recommendations; leads performance review discussions, sets development plans.
Budget Allocation (within function) No authority; provides data for budget creation. Proposes minor budget adjustments for specific projects. Recommends budget for specific workstreams up to £5K; consults on larger allocations.
Analytical Methodology & Tool Selection Follows established methodologies; uses assigned tools. Chooses appropriate tools/methods for routine tasks; escalates novel situations. Designs and implements new analytical approaches for complex problems; recommends new tools within existing frameworks.
Strategic Recommendations & Business Cases Prepares data for others' business cases. Develops initial drafts of business cases for small projects. Leads the creation of comprehensive business cases for significant projects; presents to department heads.

6How you'll be judged

The scoreboard, and what is not on it. The hard targets, how often each is actually looked at, and the quiet signals that never reach a dashboard.

Departmental Budget & Forecast Accuracy
How closely your team's budget and forecast predictions align with actual financial results for your assigned areas.
Target · ±3% variance on revenue and ±2% on expenses quarterly

If your team forecasts £10M in surgical revenue for Q3, and actuals come in at £9.8M, that's a 2% variance – well within target. If it's £9M, we'd need to understand why.

Revenue Cycle Efficiency (Days in A/R)
The average number of days it takes for us to collect payments after a service has been provided, influenced by your team's analysis and recommendations.
Target · Reduce Days in A/R by 3 days year-over-year, or maintain below 45 days

If we start the year at 48 Days in A/R and end at 45, your team's work on denial management or claims scrubbing has clearly paid off.

Cost Savings & Revenue Enhancement Identified
The quantifiable financial benefits (cost reductions or new revenue streams) identified and supported by your team's analysis.
Target · Identify and support initiatives leading to £500K+ in annualised impact

Your team's analysis might reveal that optimising a specific supply chain process could save £200K, or renegotiating a payer contract based on your models could yield an extra £350K.

Team Productivity & Deliverable Completion Rate
The percentage of scheduled analytical reports, models, and projects completed by your team on time and to the required quality standard.
Target · 95% of critical deliverables completed on schedule

If your team has 20 monthly reports and 5 quarterly projects, we'd expect nearly all of them to be delivered by their deadlines, without compromising accuracy.

Team Development & Mentorship
How effectively you develop and grow your direct reports, ensuring they're learning, engaged, and progressing in their careers.
  • Regular 1:1s with clear development plans, team members taking on more complex work, positive feedback in internal surveys, successful internal promotions from your team, analysts asking for your specific guidance on tricky problems.
Strategic Influence & Stakeholder Trust
The degree to which your team's insights are sought out and trusted by senior leaders and clinical partners to guide strategic decisions.
  • Your team is proactively invited to strategic planning meetings, senior leaders directly ask for your input on complex issues, positive feedback from clinical department heads on the clarity and usefulness of your reports, your models become the 'source of truth' for key metrics.
Process Optimisation & Innovation
Your ability to identify and implement improvements in financial processes, reporting, and analytical methodologies.
  • Implementation of new analytical tools or techniques, streamlining of month-end close processes, reduction in manual data handling, positive feedback from auditors on data integrity, new dashboards or reports that provide novel insights.
Communication Clarity & Impact
How well your team translates complex financial data into clear, concise, and actionable insights for non-financial audiences, especially at senior levels.
  • Senior leaders consistently understand and act on your team's recommendations, presentations are well-received and lead to clear next steps, absence of follow-up questions about basic data, positive feedback on written reports being easy to digest.

7Would you like it

Both sides. What people enjoy, and what grinds them down.

What people enjoy
Developing and Growing a Team

You'll spend a significant portion of your week in 1:1s, coaching sessions, and reviewing your team's work, not just for accuracy but for their learning. You'll get a real kick out of seeing an analyst you've mentored present confidently to senior leadership.

An analyst on your team struggles with presenting complex data. You spend time helping them structure their narrative, practice their delivery, and eventually, they nail a presentation to the VP of Operations. That's a win for you.

Driving Strategic Impact

Your team's analysis will directly influence where we invest, how we price services, or how we manage our revenue cycle. You'll be at the table when major decisions are made, using your team's work to steer the ship.

Your team's payer contract modelling shows that a proposed contract change with a major insurer could cost us £2M. You present this to the executive team, who then use your data to renegotiate a better deal.

Solving Complex Organisational Puzzles

The problems you'll face aren't simple. They involve messy data, conflicting priorities, and often, significant financial stakes. You'll be orchestrating your team to untangle these puzzles, finding clarity in chaos.

We're seeing an unexplained dip in revenue from a specific service line. You'll task your team to investigate, guiding them through data from the EMR, claims, and GL to uncover the root cause – perhaps a coding issue, a new competitor, or a change in payer mix.

What frustrates people
  • Dealing with organisational politics and getting different departments to agree on a single source of truth for data.
  • The constant pressure of month-end close, compounded by managing a team through it.
  • Having to explain complex financial concepts repeatedly to non-finance colleagues, even at senior levels.
  • Resource constraints – wishing you had more analysts or better tools to get the work done.
  • The sheer volume of data validation and cleansing required before any meaningful analysis can begin.
What this role does not give you
  • A purely individual contributor role where you can just focus on your own analysis.
  • A predictable, 9-to-5 schedule with no urgent demands or late nights (especially around month-end).
  • A role where all your recommendations are immediately adopted without debate or pushback.
  • A static environment where processes and systems never change.

8Who you work with

This role is absolutely critical for our financial health. You'll be shaping how we understand our costs, forecast our revenue, and manage our entire revenue cycle. Your team's work directly underpins strategic investment decisions, operational efficiency improvements, and our ability to negotiate effectively with payers. Get it right, and we're financially stable, able to invest in better patient care. Get it wrong, and we face significant financial risks, potentially impacting our ability to serve the community.

Inside the business
  • Director of Finance and other Finance leadership
  • VP of Operations and Clinical Department Heads (e.g., Surgery, Oncology)
  • HR and IT Directors
  • Revenue Cycle Management leadership
  • Strategic Planning team
Outside the business
  • External auditors (PwC, Deloitte, etc.)
  • Payer representatives (NHS, private insurers like Bupa, AXA PPP)
  • Regulatory bodies (CQC, NHS England)
  • Key vendors and suppliers

9What you need before you start

Not a wish list. The things you would be expected to already have.

  • Proven experience managing and developing a team of finance professionals (typically 3+ years in a leadership role).
  • Extensive experience (12+ years total) in financial analysis, budgeting, and forecasting, with a significant portion in the healthcare sector.
  • Demonstrated ability to lead complex financial projects from inception to completion, delivering actionable insights.
  • Expert-level proficiency in financial modelling and data analysis using Excel and at least one BI tool (Power BI/Tableau).
  • Strong understanding of healthcare specific financial concepts like RCM, payer contracts, and cost accounting.
  • Excellent communication and presentation skills, with a track record of influencing senior stakeholders.

10What to practise next

Where the job is going, and what to do about it starting this week.

Data Governance & Quality Automation

As data volumes explode and AI becomes more prevalent, ensuring data quality and governance isn't just an IT problem—it's a finance imperative. You'll need to direct your team in implementing automated data validation and cleansing processes to maintain trust in your numbers.

Data lineage and audit trails · Automated data quality checks · Master data management (MDM) principles

  • This quarter: Review our current data governance policies and identify areas for improvement within your team's scope.
  • Next 6 months: Work with IT to understand their data quality initiatives and how your team can contribute or benefit.
  • Next 12 months: Lead your team in implementing an automated data validation process for one critical financial report.
  • Ongoing: Advocate for better data quality tools and processes within the finance department.

Quick win: Task an analyst to document the data lineage for a key metric in one of your reports. It's often an eye-opener.

11Staying current once you are in

What people here do to keep up
  • Regularly attending industry conferences and webinars focused on healthcare finance, such as those hosted by HFMA or relevant NHS finance forums.
  • Subscribing to key healthcare finance publications and thought leadership blogs to stay abreast of market trends and regulatory changes.
  • Actively participating in professional networking groups for healthcare finance leaders.
  • Seeking out opportunities to mentor junior colleagues, even outside your direct team, to hone your leadership and coaching skills.
  • Taking courses or workshops on advanced leadership, change management, or executive communication.

12The rising capability

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

AI-Powered Strategic Forecasting & Scenario Planning

Traditional forecasting models struggle with the volatility of healthcare. AI and machine learning are becoming essential for building more dynamic, accurate, and granular forecasts that can adapt to rapid market changes, new regulations, and unexpected events (like pandemics). Managers who can direct their teams to use these tools will have a significant advantage.

  • Time-series forecasting with ML (e.g., Prophet, ARIMA)
  • Monte Carlo simulations for risk assessment
  • Explainable AI (XAI)
  • Data drift and model monitoring

Digital Health Economics & ROI Analysis

The rapid growth of telehealth, remote monitoring, and digital therapeutics means we need to understand their financial viability. This isn't just about clinical outcomes; it's about proving the return on investment for these new technologies and care models. Managers need to guide their teams to build robust financial cases for digital health initiatives.

  • Cost-effectiveness analysis of digital interventions
  • Reimbursement models for virtual care
  • Patient engagement and retention metrics
  • Data security and privacy in digital health

13What you’ll use

What you’ll use

Skills this role draws on

Technical

  • Revenue Cycle Management (RCM) Oversight
  • Payer Contract Modelling & Negotiation Support
  • Healthcare Cost Accounting & Service-Line Profitability
  • Value-Based Care (VBC) Financial Strategy
  • Financial Planning & Analysis (FP&A) Leadership

14The pathway

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Promotion from Senior Healthcare Finance Analyst (Internal)

    3-5 years as a Senior Analyst

    Skills to master

    • Leadership of complex projects, informal mentorship of junior staff, presenting to mid-level management, taking ownership of a full workstream (e.g., a specific budget cycle).

    You're ready to move on when

    • Consistently delivers high-quality, complex analyses with minimal supervision.
    • Proactively identifies and solves problems, often anticipating needs.
    • Demonstrates strong communication skills with non-finance stakeholders.
    • Has successfully mentored junior colleagues or led small project teams.
    • Shows initiative in process improvement and taking on additional responsibilities.
  2. 2

    External Hire from a smaller healthcare organisation (Finance Manager)

    Roughly 10-15 years total experience, with 2-4 years in a similar managerial role.

    Skills to master

    • Managing a small team, owning a full finance function (e.g., FP&A, RCM), adapting to a larger, more complex organisational structure, navigating new stakeholder groups.

    You're ready to move on when

    • Proven track record of building and managing a finance team.
    • Experience owning a full budgeting and forecasting cycle.
    • Ability to adapt quickly to new systems, processes, and organisational cultures.
    • Strong references from previous senior leaders regarding leadership and financial acumen.
  3. 3

    External Hire from Healthcare Consulting (Manager/Senior Manager)

    Roughly 10-15 years total experience, with 2-4 years at Manager/Senior Manager level in a healthcare finance practice.

    Skills to master

    • Translating consulting frameworks into practical, in-house implementation, managing internal teams versus project teams, adapting to a single-client environment, building long-term internal relationships.

    You're ready to move on when

    • Deep expertise in multiple areas of healthcare finance (e.g., RCM, cost accounting, VBC models).
    • Strong client-facing presentation and communication skills.
    • Experience leading project teams and delivering complex analytical solutions.
    • Ability to pivot from a project-based mindset to a continuous operational management role.

15Where this role leads

The long view: This work can lead to a Chief Financial Officer role, a VP of Financial Planning & Analysis role, or a Chief Operating Officer role with a finance background.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Healthcare Finance Analyst Manager is actually changing.

How you would learn this

One to one, on the work you already do

A tutor sets the task against your own job and marks the reasoning, at your pace. There is no cohort to fall behind.

A lesson from Data Analysis and Visualisation, worked against Healthcare Finance Analyst Manager.

Data Analysis and Visualisation Level 7

Applied to your work in Healthcare Finance Analyst Manager

1. To enable the learner to critically analyse the theoretical underpinnings of data analytics and their impact on decision-making in business management contexts. 2. To enable the learner to assess diverse data analysis activities, techniques, and tools applicable to business management scenarios. 3. To enable the learner to compare and contrast various predictive analytic techniques, evaluating their strengths and weaknesses in forecasting future business events. 4. To enable the learner to evaluate how predictive analytic techniques can be practically implemented for forecasting purposes within the business sector. 5. To enable the learner to evaluate prescriptive analytic techniques, illustrating their application with relevant examples from the business management domain. 6. To enable the learner to apply a suitable programming language or data analysis tool to conduct data analysis and visualisation tasks related to business management problems.

How the thinking builds
  1. 1 Remember
  2. 2 Understand
  3. 3 Apply
  4. 4 Analyse
  5. 5 Evaluate
  6. 6 Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

It is £70 a month, billed monthly. Your free first module is Future Fluency, and you can cancel any time.

See Your Progress Grow Illustration
Healthcare Finance Analyst Manager
  • Revenue Cycle Management (RCM) Oversight
  • Payer Contract Modelling & Negotiation Support
  • Healthcare Cost Accounting & Service-Line Profitability
  • Value-Based Care (VBC) Financial Strategy
  • Financial Planning & Analysis (FP&A) Leadership
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

16The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Healthcare Finance Analyst Manager is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Director of Finance

    3-5 years in the Manager role

    From L5 to L6

    • Enterprise Financial Modelling Building and overseeing models that encompass the entire organisation's financial health.
    • P&L Management (Larger Scope) Accountability for P&L of a larger business unit (£2M-£10M+).
    • Investor Relations (if applicable) Communicating financial performance to external stakeholders and the board.
    • Risk Management (Enterprise) Identifying and mitigating financial risks across the entire organisation.
  2. VP of Revenue Cycle

    4-6 years in the Manager role (often with a Senior Manager or Director step in between)

    From L5 to L6

    • Revenue Cycle Optimisation Deep expertise in all facets of the revenue cycle, driving efficiency and cash flow.
    • Payer Relations & Contracting (Advanced) Leading complex negotiations with major payers to optimise reimbursement.
    • Compliance & Audit Management Ensuring all revenue cycle activities adhere to regulatory requirements and pass audits.
    • Technology Strategy (RCM) Defining the future technology roadmap for revenue cycle management.
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, managing a finance team in healthcare means you're always juggling. You're trying to deliver strategic insights while also ensuring your team isn't drowning in manual data work. What if AI could take some of that load, not just for you, but for your entire team?

AI isn't here to replace your sharp financial mind or your leadership skills. Instead, it's a powerful co-pilot that can automate the tedious, repetitive tasks that eat into your team's time. Imagine your analysts spending less time cleaning data and more time on high-value strategic analysis. That's the promise of AI in this role.

Automated Report Generation & Validation

Imagine AI-powered scripts pulling data from Epic, Workday, and your GL, performing initial reconciliations, and drafting the first version of your monthly variance reports. Your team then focuses on validating the AI's output and adding the crucial 'why' behind the numbers, rather than spending days on data extraction and formatting.

Predictive Denial Management

Use machine learning models to analyse historical claims data and predict which claims are most likely to be denied before they're even submitted. This allows your team to proactively 'scrub' high-risk claims, significantly improving your clean claim rate and reducing rework. It's about prevention, not just reaction.

Regulatory Impact Analysis & Summarisation

New CMS regulations or changes to NHS funding models can be hundreds of pages long. Feed these documents into an AI assistant, and it can summarise key changes, highlight financial implications, and even draft an initial impact assessment for your review. This frees your team to focus on the strategic response, not just the reading.

Enhanced Variance Commentary & Narrative

After your team has identified the 'what' of a variance, an AI tool can help draft the initial 'Management Discussion & Analysis' commentary. It can articulate the quantitative changes, allowing your analysts to refine the narrative, add qualitative context, and focus on the strategic implications for senior leadership.

Common questions

Common questions

How do you become a Healthcare Finance Analyst Manager?

Common routes in include Promotion from Senior Healthcare Finance Analyst (Internal) (3-5 years as a Senior Analyst), External Hire from a smaller healthcare organisation (Finance Manager) (Roughly 10-15 years total experience, with 2-4 years in a similar managerial role.) and External Hire from Healthcare Consulting (Manager/Senior Manager) (Roughly 10-15 years total experience, with 2-4 years at Manager/Senior Manager level in a healthcare finance practice.). Times vary with prior experience.

Where can a Healthcare Finance Analyst Manager progress to?

This role can lead on to Director of Finance (3-5 years in the Manager role) and VP of Revenue Cycle (4-6 years in the Manager role (often with a Senior Manager or Director step in between)), depending on the skills you build.

What new skills matter most for a Healthcare Finance Analyst Manager?

Increasingly, AI-Powered Strategic Forecasting & Scenario Planning and Digital Health Economics & ROI Analysis. These are the skills our record of this role lists as growing.

Free tools

Want a read on where you stand?

Three free tools, no account needed. Each one ends with a role, a level and a way in.

17Where to go from here

Other roles at Level 6

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

More jobs in finance

Stay in the field you know and move sideways rather than up.

If you leave this industry

Skills in healthcare finance carry across the sector. They can lead to finance leadership roles in private hospitals, primary care networks, health tech companies, or healthcare consulting firms. Financial management, data analysis, and strategic thinking transfer well, though regulations and payment models differ between settings.

This role profile is © 2026 Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Start my Healthcare Finance Analyst Manager plan, free What happens next: a free account, then we build your plan as you set up. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.