United Kingdom · Finance · Director/VP (16-20 years)

Director of Investment Strategy

Here is the whole job, in plain words. What it is, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

Free to start: a plan built for this role, and a Future Fluency module to try first. No card.

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One email: what AI is changing in this job, and where to start free. With a link back here. Nothing else follows unless you confirm your address.

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  • Experience bandDirector/VP (16-20 years)
  • Direct reports25-100+ reports
  • Reports toChief Investment Officer (CIO)
  • UK framework levelUsually a director, accountable for a division and its numbers

Also advertised as VP, Investment Planning · Head of Portfolio Strategy · Investment Director, Finance · Senior Director, Financial Planning & Analysis (FP&A)

Built on 43,079 real UK job descriptions we analysed · grounded in qualifications employers recognise

1From this job to a course

The qualifications matched to this job

OTHM Level 7 Diploma in Accounting and Finance OTHM Qualifications · Level 7 · covers 5 of 10 standards
CISI Level 6 Certificate in Private Client Investment Advice & Management Chartered Institute for Securities & Investment · Level 6 · covers 1 of 10 standards
iCQ Level 3 Certificate in Providing Financial Services iCan Qualifications Limited · Level 3 · covers 9 of 10 standards
City & Guilds Level 3 Award in Providing Financial Services City & Guilds Limited · Level 3 · covers 5 of 10 standards
CISI Level 3 Certificate in Investment Operations Chartered Institute for Securities & Investment · Level 3 · covers 4 of 10 standards

Matched from the standards this job is measured against: a suggestion, not an official ruling.

The units you would start with

Investment Analysis OTHM Level 7 Diploma in Accounting and Finance
Private Client Investment Advice & Management CISI Level 6 Certificate in Private Client Investment Advice & Management
Overseeing investment operation systems and processes iCQ Level 3 Certificate in Providing Financial Services
Investment Business: Strategy, Clients and Commercial Performance CFA UK Level 3 Award in Investment Business: Strategy, Clients and Commercial Performance
Technology in Investment Management CISI Level 3 Certificate in Investment Operations

The future skills this job leans on

AI Fluency working with AI as a thinking partner
Data Fluency turning numbers into a decision
AI Governance Fluency using AI responsibly
Automation Fluency building AI into how work runs
Change Fluency taking people through change
Your Plan Illustration

Built for Director of Investment Strategy

5 units that map to this job, from the qualifications that cover it.

  1. Investment Analysis OTHM Qualifications · covers 5 of 10 standards Level 7
  2. Private Client Investment Advice & Management Chartered Institute for Securities & Investment · covers 1 of 10 standards Level 6
  3. Overseeing investment operation systems and processes iCan Qualifications Limited · covers 9 of 10 standards Level 3
  4. Investment Business: Strategy, Clients and Commercial Performance CFA Society of UK · covers 5 of 10 standards Level 3
  5. Technology in Investment Management Chartered Institute for Securities & Investment · covers 4 of 10 standards Level 3
These are the real units behind this job, in the order they rank for it. Nothing here is marked done, because this plan has not been started by anyone yet. Yours would fill in as you go.

2AI and this work

Will AI change your work as a Director of Investment Strategy?

Nobody can say exactly how. Here is what this job is being asked for next, and where to start.

The new skills this role is being asked for

  • AI Ethics & Governance for Investment Decisions
  • Digital Transformation Leadership for Finance
Why each one is rising

The future skills this job leans on

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

What happens when you start

Next, a free account. We build your Director of Investment Strategy plan as you set up, starting with a Future Fluency module on using AI in your job. No card.

Your first Future Fluency module is free. After that, your AI tutor is £70 a month.

3What this role really is

A Director of Investment Strategy sets the investment direction for a business unit and leads the team that carries it out. The role turns market analysis and internal capability into clear investment strategies aimed at measurable returns. Decisions made here can shape whether targets are hit or missed.

4What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

Establishing firm-wide modelling best practices, auditing complex models built by your team, stress-testing critical assumptions, and overseeing the integration of Power Query for data governance.

Bloomberg Terminal / FactSet (Strategic Research & Data Governance) Strategic

Guiding your team on advanced screening (EQS), leveraging terminal data for macro-level trend analysis, defining data sources for strategic asset allocation, and ensuring appropriate licenses and data usage across the business unit.

Tableau / Power BI (BI Strategy & Executive Dashboards) Architect

Designing and overseeing the firm's BI strategy for investment analysis within your domain. Ensuring dashboards provide actionable, high-level insights for the Investment Committee and C-suite, not just raw data.

SQL (Database Architecture & Data Strategy) Strategic

Working with data engineering to define optimal database schemas and data pipelines crucial for investment analysis. Ensuring data integrity and accessibility for your team's advanced analytical needs.

Anaplan / Workday Adaptive Planning (Enterprise Planning Leadership) Expert/Architect

Leading the design and implementation of the enterprise planning platform for strategic forecasting. Owning the master data model and governance, ensuring it accurately reflects the business unit's multi-year investment plans.

PowerPoint (Board-Level Narrative & Visualisation) Strategic

Reviewing and refining final presentations for board-level consumption. Focusing on the key message, strategic implications, and compelling narrative, rather than individual slide formatting. Coaching your team on executive communication.

5What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing in Where you are nowThe step above
Strategic Investment Approval No authority. Escalates all proposals to supervisor for review. Recommends investment opportunities within defined parameters to manager. No independent approval. Approves smaller, routine investments up to £500K. Recommends larger investments (up to £5M) to Director with full analytical backing.
Budget Allocation (Team/Project) No budget authority. Requests resources from supervisor. Manages project-level expenses within pre-approved budget lines (e.g., £5K). Manages workstream budgets up to £50K. Consults Director on any significant overruns or new spend.
Team Hiring & Structure No hiring authority. Provides feedback on candidates. Involved in interviewing junior candidates. No final decision. Leads interviews for junior and mid-level analysts. Makes recommendations to manager.
Risk Management Frameworks Follows established risk procedures. Reports anomalies. Applies standard risk models to analyses. Escalates unusual findings. Designs and implements specific risk models for projects. Recommends improvements to existing frameworks.

6How you'll be judged

The scoreboard, and what is not on it. The hard targets, how often each is actually looked at, and the quiet signals that never reach a dashboard.

Business Unit P&L Performance
Overall profitability and financial health of the specific investment business unit or asset class you oversee.
Target · Achieve 100%+ of annual profit targets, with a minimum of £2M operating profit.

In Q2, your business unit generated £2.5M operating profit against a target of £2.2M, showing a strong positive variance of £300K.

Portfolio Alpha Generation
The excess return generated by your investment strategies compared to the relevant market benchmark, after accounting for risk.
Target · Consistently outperform benchmark by at least 75 basis points (0.75%) annually.

Your managed portfolio delivered a 9.2% return for the year, while its benchmark returned 8.4%, resulting in 80bps of alpha.

Risk-Adjusted Return (Sharpe Ratio)
Measures the return of an investment in relation to its risk. A higher Sharpe Ratio indicates better risk-adjusted performance.
Target · Maintain a Sharpe Ratio of 1.0 or higher for your portfolio over a 3-year rolling period.

Your team's portfolio achieved a Sharpe Ratio of 1.15 over the last three years, exceeding the target and demonstrating effective risk management.

Capital Deployment Efficiency
How effectively new capital is allocated and deployed into investments that meet strategic objectives and return hurdles.
Target · Achieve a minimum 15% internal rate of return (IRR) on new capital deployed within the first year, for 80% of projects.

Out of £10M deployed in new investments last year, £8.5M generated an IRR above 15% within the first 12 months, showing 85% efficiency.

Strategic Influence & Board Engagement
The extent to which your strategic recommendations are adopted by the CIO, C-suite, and Board, and your ability to effectively present to these groups.
  • Regularly invited to present at Board and Investment Committee meetings
  • strategic initiatives you proposed are formally approved and implemented
  • senior leaders actively seek your counsel on critical investment decisions.
Team Leadership & Development
Your ability to build, mentor, and retain a high-performing team of investment professionals, fostering a culture of excellence and continuous improvement.
  • High team retention rates (e.g., <10% voluntary turnover)
  • at least 2-3 team members promoted internally each year
  • positive feedback in 360-degree reviews regarding mentorship and leadership
  • your team consistently delivers high-quality analysis under pressure.
Risk Management & Mitigation
How effectively you identify, assess, and mitigate material risks within your investment portfolio and strategic plans, preventing significant losses.
  • No major unforeseen losses or breaches of risk limits within your business unit
  • proactive identification of emerging market risks and development of contingency plans
  • positive feedback from the Risk Management Committee on your team's risk reporting and scenario analysis.
Innovation in Investment Strategy
Your contribution to developing and implementing new investment methodologies, asset allocation models, or analytical frameworks that enhance firm capabilities.
  • Successful introduction of a new asset class or investment product
  • development of a proprietary valuation model adopted firm-wide
  • published thought leadership pieces or presentations at industry conferences on innovative investment approaches.

7Would you like it

Both sides. What people enjoy, and what grinds them down.

What people enjoy
Driving Macro-Level Impact

You're motivated by seeing your strategic decisions directly shape the financial trajectory of a large business unit or the firm. You enjoy the challenge of making calls that affect millions of pounds and hundreds of people.

Leading the firm's entry into a new asset class that generates an additional £5M in revenue within 18 months.

Building High-Performing Teams

You get a real buzz from mentoring managers, seeing your direct reports grow into senior leaders, and knowing you've built a robust, capable team that delivers exceptional results.

Successfully developing two of your managers into future Directors within three years.

Navigating Complex Challenges

You thrive on solving ambiguous, multi-faceted problems that have no easy answers. The more complex the market dynamics or internal political landscape, the more engaged you become.

Developing a new risk mitigation strategy that successfully protects the portfolio during an unexpected market downturn.

What frustrates people
  • Dealing with legacy systems or data silos that slow down your team's analytical capabilities, despite your best efforts to push for modernisation.
  • Having to compromise on a strategically sound investment due to internal political resistance or short-term pressures from other departments.
  • Watching a meticulously crafted investment thesis get derailed by unforeseen geopolitical events or a sudden shift in market sentiment, requiring a complete re-evaluation.
  • The constant pressure to deliver exceptional returns while navigating increasing regulatory scrutiny and compliance burdens.
What this role does not give you
  • A predictable 9-to-5 schedule – market events don't respect office hours.
  • A role where you're solely focused on deep, individual technical analysis; your primary job is leadership and strategy.
  • An environment free from high-stakes decisions and the associated stress.

8Who you work with

This role directly shapes the financial performance and strategic direction of a significant business unit or asset class within the firm. Your decisions influence capital allocation, risk exposure, and ultimately, the profitability and market position of the organisation. You're not just advising; you're driving transformation at a multi-year horizon, with direct accountability for P&L performance within your domain.

Inside the business
  • Chief Investment Officer (CIO)
  • CFO and Finance Leadership Team
  • Heads of Business Units (e.g., Private Equity, Real Estate, Public Equities)
  • Risk Management Committee
  • Board Audit and Investment Committees
  • Legal and Compliance Teams
Outside the business
  • External Fund Managers and Asset Allocators
  • Investment Banks and Brokers
  • Industry Regulators (e.g., FCA)
  • Key Institutional Clients and Investors
  • Financial Data Providers (Bloomberg, FactSet)

9What you need before you start

Not a wish list. The things you would be expected to already have.

  • Extensive experience (12-15+ years) in investment analysis, portfolio management, or strategic finance roles, with at least 5 years in a leadership capacity managing a team of analysts or managers.
  • Proven track record of developing and executing successful investment strategies that have delivered tangible P&L results and outperformance against benchmarks.
  • Demonstrable experience presenting complex financial strategies to C-suite executives and Board members, with a strong ability to influence high-stakes decisions.
  • Deep understanding of global financial markets, macroeconomic drivers, and advanced valuation methodologies, including their practical application in real-world scenarios.
  • Strong leadership capabilities, with a history of building, mentoring, and retaining high-performing finance teams.
  • Experience managing significant budgets (e.g., £500K-£2M+) and being accountable for financial outcomes.

10What to practise next

Where the job is going, and what to do about it starting this week.

Advanced Quantitative Portfolio Management

Critical within 12 months. The sophistication of quantitative strategies is constantly evolving. You'll need to understand and oversee the implementation of more complex factor models, machine learning-driven allocation strategies, and advanced derivatives for hedging and alpha generation.

Factor Investing & Risk Premia Strategies · Machine Learning in Asset Allocation (e.g., reinfo · Complex Derivatives & Structured Products (for hed · High-Frequency Trading Concepts (understanding mar · Backtesting & Simulation Methodologies for Quant S

  • This month: Review academic papers and industry reports on the latest quantitative investment strategies.
  • Next quarter: Engage with our quantitative research team to understand their current projects and future roadmap.
  • Month 4-6: Challenge your own team to explore and present new quantitative approaches for a specific portfolio segment.
  • Month 7-9: Attend a specialist conference on quantitative finance or advanced portfolio management.

Quick win: Ask your Lead Analysts to present a 'future of quant' session to your team, focusing on practical applications for our portfolio.

Distributed Ledger Technologies (DLT) in Finance

Important within 24 months. While not mainstream for all investments yet, DLT (blockchain) is set to transform areas like asset tokenisation, trade finance, and post-trade settlement. Understanding its potential and limitations is crucial for future strategic positioning.

Blockchain Fundamentals (public vs. private, conse · Asset Tokenisation & Digital Assets (e.g., securit · Smart Contracts (for automated financial agreement · Decentralised Finance (DeFi) & its implications · Regulatory Landscape for Digital Assets

  • This month: Read an introductory book or online course on blockchain and DLT in finance.
  • Next quarter: Monitor industry news and reports on real-world applications of DLT in investment management.
  • Month 4-6: Engage with our innovation hub or external FinTech partners exploring DLT solutions.
  • Month 7-9: Evaluate a potential pilot project for DLT within your business unit, perhaps for internal record-keeping or specific asset tracking.

Quick win: Subscribe to a reputable FinTech newsletter that covers DLT and blockchain innovations in finance. Stay informed.

11Staying current once you are in

What people here do to keep up
  • Regularly attending and presenting at leading industry conferences (e.g., CFA Institute Annual Conference, Investment Management Association events).
  • Participating in executive leadership programmes focused on strategic decision-making, organisational change, and advanced financial leadership.
  • Engaging in thought leadership by publishing articles, white papers, or contributing to industry bodies on emerging investment trends or methodologies.
  • Mentoring junior talent within the firm and externally, demonstrating a commitment to developing the next generation of financial professionals.

12The rising capability

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

AI Ethics & Governance for Investment Decisions

Critical within 12 months. As AI models become more sophisticated in generating investment recommendations or flagging risks, the ethical implications (bias, explainability, fairness) become paramount. Regulators are already looking at this, and our reputation depends on getting it right.

  • Algorithmic Bias Detection & Mitigation (e.g., in
  • Explainable AI (XAI) in financial models (understa
  • Data Privacy & Security in AI systems (especially
  • Regulatory Compliance for AI in Finance (e.g., EU
  • Human-in-the-Loop Decision Making (knowing when to

Digital Transformation Leadership for Finance

Important within 18 months. It's not enough to just use new tools; you need to lead the strategic integration of digital technologies (AI, cloud, blockchain) across your investment planning function. This means driving efficiency, enhancing analytical capabilities, and ensuring your team is future-proofed.

  • Cloud Adoption Strategies (e.g., for data storage,
  • Automation of Core Financial Processes (e.g., reco
  • Data Lakehouse Architecture (for unified data acce
  • Change Management for Technology Adoption (getting
  • Vendor Selection & Management for FinTech Solution

13What you’ll use

What you’ll use

Skills this role draws on

Technical

  • Advanced Financial Modeling & Valuation Architect
  • Portfolio Optimisation & Risk Management Framework Design
  • Investment Thesis Formulation & Due Diligence Leadership
  • Capital Markets & Macroeconomic Analysis

14The pathway

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Investment Planning Manager (Internal Promotion)

    3-5 years as a Manager

    Skills to master

    • Mastering team leadership, cross-functional programme management, P&L ownership for a smaller function, and developing strong executive presence. You'd be proving your ability to deliver strategic outcomes through others.

    You're ready to move on when

    • Consistently exceeding performance targets for your managed team or function.
    • Successfully leading complex, high-impact programmes from conception to delivery.
    • Demonstrating strong mentorship and talent development capabilities within your team.
    • Receiving positive feedback from C-suite stakeholders on your strategic contributions and presentations.
  2. 2

    Head of FP&A / Corporate Development (External Hire)

    N/A (direct entry)

    Skills to master

    • Bringing a strong background in enterprise-level financial planning, M&A strategy, and capital allocation from a large corporate or investment bank. The focus here would be on translating that strategic finance experience into an investment-specific context.

    You're ready to move on when

    • Proven track record of leading significant M&A transactions or large-scale capital allocation projects.
    • Experience managing large finance teams and influencing C-suite decisions in a complex organisation.
    • Deep understanding of corporate finance, valuation, and capital markets from a strategic perspective.
    • Ability to quickly adapt to the specific nuances of an asset management or investment firm.
  3. 3

    Portfolio Manager / Fund Manager (External Hire)

    N/A (direct entry)

    Skills to master

    • Bringing direct experience in managing significant investment portfolios, with a proven track record of alpha generation and risk management. The transition would involve applying that direct investment experience to shaping broader firm strategy and leading a larger analytical function.

    You're ready to move on when

    • Demonstrable history of outperforming benchmarks in a managed portfolio.
    • Strong understanding of investment processes, risk models, and market dynamics.
    • Experience in client-facing roles, communicating investment strategies and performance.
    • A clear aptitude for strategic leadership and team development, beyond just managing a portfolio.

15Where this role leads

The long view: This role can lead to Chief Investment Officer or Chief Financial Officer positions, or into senior strategy roles across the finance industry.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Director of Investment Strategy is actually changing.

How you would learn this

One to one, on the work you already do

A tutor sets the task against your own job and marks the reasoning, at your pace. There is no cohort to fall behind.

A lesson from Investment Analysis, worked against Director of Investment Strategy.

Investment Analysis Level 7

Applied to your work in Director of Investment Strategy

The objective of this unit is to provide learners with a comprehensive understanding of investment analysis, covering different types of securities, the regulation of security trading, and the principles of investment theory. Learners will be able to apply this knowledge to make informed investment decisions, understand the principles of taxation related to investment income, and navigate the laws and regulations governing the financial services industry.

How the thinking builds
  1. 1 Remember
  2. 2 Understand
  3. 3 Apply
  4. 4 Analyse
  5. 5 Evaluate
  6. 6 Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

It is £70 a month, billed monthly. Your free first module is Future Fluency, and you can cancel any time.

See Your Progress Grow Illustration
Director of Investment Strategy
  • Advanced Financial Modeling & Valuation Architect
  • Portfolio Optimisation & Risk Management Framework Design
  • Investment Thesis Formulation & Due Diligence Leadership
  • Capital Markets & Macroeconomic Analysis
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

16The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Director of Investment Strategy is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Chief Investment Officer (CIO)

    3-5 years as Director

    Level 7 (C-Suite)

    • Macro-level Capital Allocation Deciding how capital is distributed across all asset classes and business units.
    • M&A & Strategic Partnerships Leading firm-level M&A activities and forging key strategic alliances.
    • Global Market Foresight Anticipating and reacting to global economic and geopolitical shifts at an institutional level.
    • Organisational Design & Leadership Structuring the entire investment function for optimal performance and growth.
  2. Chief Financial Officer (CFO)

    4-6 years as Director

    Level 7 (C-Suite)

    • Financial Reporting & Audit Ultimate responsibility for statutory financial statements and external audits.
    • Treasury & Cash Management Optimising cash flow, managing liquidity, and foreign exchange risk.
    • Tax Strategy & Planning Developing and implementing global tax strategies.
    • M&A Integration (Financial Aspect) Leading the financial integration of acquired businesses.
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real: as a Director, your time is precious. You're juggling high-level strategy, team leadership, and board presentations. The last thing you need is to get bogged down in manual data wrangling or endless report drafting. That's where AI comes in. We're building an internal AI Productivity Hub to help you and your team reclaim valuable hours, so you can focus on what truly matters: driving alpha and shaping our future.

Imagine a world where your team's routine analytical tasks are automated, allowing them to focus on deeper insights, and you, as a Director, can make faster, more informed decisions. Our AI Hub isn't about replacing people; it's about augmenting our collective intelligence and giving you superpowers. You'll be able to quickly validate complex models, synthesise vast amounts of market data, and even draft board-ready commentary in a fraction of the time.

Automated Portfolio Performance Reporting

Use AI to automatically generate comprehensive portfolio performance reports, including attribution analysis, risk metrics, and commentary, pulling data directly from our internal systems. This frees up your managers and analysts to focus on deeper strategic analysis, not just report generation.

Advanced Market Trend & Anomaly Detection

Deploy AI models to continuously scan global financial news, economic indicators, and proprietary data for emerging trends, unusual market behaviour, or potential risks that might otherwise be missed. This gives you an early warning system for strategic shifts.

AI-Assisted Board & Investor Communications

Feed your strategic plans, investment performance data, and key market insights into AI tools to generate first drafts of board presentations, investor letters, and internal memos. You'll spend less time drafting and more time refining the strategic narrative.

Strategic Scenario Planning & Stress Testing

Use AI to rapidly run thousands of complex market scenarios and stress tests on your portfolio, exploring a wider range of potential outcomes and identifying vulnerabilities far quicker than traditional methods. This enhances your strategic foresight and risk mitigation.

Common questions

Common questions

How do you become a Director of Investment Strategy?

Common routes in include Investment Planning Manager (Internal Promotion) (3-5 years as a Manager), Head of FP&A / Corporate Development (External Hire) (N/A (direct entry)) and Portfolio Manager / Fund Manager (External Hire) (N/A (direct entry)). Times vary with prior experience.

Where can a Director of Investment Strategy progress to?

This role can lead on to Chief Investment Officer (CIO) (3-5 years as Director) and Chief Financial Officer (CFO) (4-6 years as Director), depending on the skills you build.

What new skills matter most for a Director of Investment Strategy?

Increasingly, AI Ethics & Governance for Investment Decisions and Digital Transformation Leadership for Finance. These are the skills our record of this role lists as growing.

Free tools

Want a read on where you stand?

Three free tools, no account needed. Each one ends with a role, a level and a way in.

17Where to go from here

Other roles at Level 7

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

More jobs in finance

Stay in the field you know and move sideways rather than up.

If you leave this industry

A strong grasp of financial markets, strategic planning and leadership can support a move into senior roles at other financial institutions. These include private equity firms, hedge funds or sovereign wealth funds. It can also lead into corporate finance leadership in large non-financial organisations.

This role profile is © 2026 Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Start my Director of Investment Strategy plan, free What happens next: a free account, then we build your plan as you set up. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.