UK

United Kingdom · Finance · Senior (5-8 years)

Senior Treasury Assistant

Here is the whole job, in plain words. What it is, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

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  • Experience bandSenior (5-8 years)
  • Direct reportsNo direct reports
  • Reports toTreasury Manager
  • UK framework levelUsually a professional owning their own work, or leading a small team

Also advertised as Senior Treasury Analyst · Treasury Operations Specialist (Senior) · FX & Liquidity Analyst

Built on 43,079 real UK job descriptions we analysed · grounded in what real qualifications cover

Two short quizzes about you

1From this job to a course

The future skills this job leans on

Data Fluency turning numbers into a decision
Automation Fluency building AI into how work runs
Systems Fluency seeing the whole picture

2AI and this work

Will AI change your work as a Senior Treasury Assistant?

Nobody can say exactly how. Here is what this job is being asked for next, and where to start.

The new skills this role is being asked for

  • Advanced Data Visualisation & Storytelling
  • Robotic Process Automation (RPA) for Treasury
Why each one is rising

The future skills this job leans on

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

What happens when you start

Next, a free account. We build your Senior Treasury Assistant plan as you set up, starting with the free Data Fluency module. No card.

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3What this role really is

A senior treasury assistant handles the trickier parts of daily treasury work, owning specific workstreams and managing risk. The job involves helping cash work well and guiding others rather than only carrying out tasks.

4What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

Kyriba / GTreasury (TMS) Advanced

Building custom dashboards and reports, managing static data (bank accounts, counterparties), troubleshooting system issues, designing automated reconciliation rules, and overseeing payment workflows.

SAP S/4HANA (Cash Management) / Oracle NetSuite Expert

Expert user of treasury-related modules, understanding system integration points with GL/AP/AR, helping to design and test automated reconciliation rules, and extracting complex financial data for analysis.

J.P. Morgan Access / CitiDirect BE / Bank of America CashPro Advanced

Managing user entitlements, setting up new payment templates and controls, resolving payment investigation issues directly with bank operations teams, and understanding API capabilities.

Refinitiv Eikon / Bloomberg Terminal Intermediate

Using FX trading platforms (e.g., FXall, 360T) to execute trades, analysing yield curves for investment decisions, and building simple models for hedging effectiveness. You'll be going beyond just looking up rates.

Microsoft Excel (with Power Query & VBA) Advanced

Building complex financial models for cash flow forecasting or hedging analysis, using Power Query for robust data import and transformation, and writing basic VBA macros for automation of repetitive tasks.

Anaplan / Workday Adaptive Planning Intermediate

Providing detailed cash data inputs to the corporate FP&A models, understanding how treasury data impacts the overall financial plan, and collaborating on model improvements.

5What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing in Where you are nowThe step above
Daily Cash Positioning & Liquidity Executes daily reports, flags discrepancies to supervisor. Independently prepares position, identifies variances, proposes routine adjustments. Leads the process, troubleshoots complex issues, makes short-term investment/borrowing decisions within policy, optimises cash movements.
FX & Interest Rate Hedging Looks up market rates, documents existing trades. Calculates simple exposures, prepares trade requests for review. Identifies exposures, designs and executes specific hedging trades (spot/forwards) within policy, analyses market data for optimal timing.
Bank Relationship Management (Operational) Downloads statements, initiates pre-approved payments. Resolves routine payment issues directly with banks, sets up new payment templates. Manages operational relationships for specific banks, negotiates minor fee adjustments, troubleshoots complex system integration issues with bank tech teams.
Process Improvement & Automation Follows existing processes, flags inefficiencies. Proposes minor process improvements, creates new templates. Designs and implements significant process improvements (e.g., automated reconciliation rules), leads small automation projects (e.g., Power Query scripts), mentors others on new tools.

6How you'll be judged

The scoreboard, and what is not on it. The hard targets, how often each is actually looked at, and the quiet signals that never reach a dashboard.

13-Week Cash Forecast Accuracy
How close your short-term cash flow predictions are to what actually happens.
Target · Reduce variance to < 10% (from actuals)

If your forecast for a specific week was £1.5M, and actual cash was £1.6M, that's a 6.7% variance – good work.

Bank Fee Cost Savings
Identifying and acting on opportunities to reduce what we pay our banks.
Target · Identify and realise £100K+ in annual savings

Negotiating a better rate for international wires or consolidating accounts to reduce maintenance fees, saving us £120K this year.

Short-Term Investment Yield vs. Benchmark
How well our short-term cash investments perform compared to a standard market benchmark.
Target · Achieve an average yield 10 basis points above the Crane MMF Index

If the MMF Index is at 4.00%, your investments should be hitting 4.10% or better, showing you're making smart choices with our spare cash.

Treasury System (TMS) Module Implementation
Leading a project to get a new part of our Treasury Management System up and running.
Target · Complete module implementation on time and within budget (e.g., automated bank reconciliation)

Successfully rolling out the automated bank reconciliation module in Kyriba by Q3, cutting manual effort by 30%.

Process Improvement Adoption
How well your ideas for making treasury operations smoother and more efficient are taken up by the team.
  • You'll see your new process for managing bank guarantees being used consistently by everyone, reducing errors and saving time. Other team members will come to you for advice on how to streamline their own tasks.
Stakeholder Satisfaction & Proactive Advice
How much other teams trust your insights and come to you before problems arise.
  • The FP&A team will regularly ask for your input on cash flow assumptions for their forecasts, rather than just sending you their numbers. You'll get positive feedback from business unit finance leads about your clear explanations of payment processes or currency risks.
Mentorship & Knowledge Sharing
How effectively you help junior team members learn the ropes and grow their skills.
  • Junior analysts will consistently seek your guidance on complex transactions or system issues. You'll have developed clear training materials or run informal sessions that help others understand tricky treasury concepts. You'll see their confidence and capability grow over time.
Risk Identification & Mitigation
Your ability to spot potential financial risks (FX, liquidity, operational) and suggest ways to deal with them.
  • You'll flag an emerging currency exposure that no one else had noticed and propose a hedging strategy. You'll identify a control gap in our payment process and work with the Treasury Manager to close it before it becomes an issue.

7Would you like it

Both sides. What people enjoy, and what grinds them down.

What people enjoy
Solving Complex Financial Puzzles

You'll get a real kick out of unpicking a tricky reconciliation issue that's been baffling everyone, or figuring out the optimal way to structure a short-term investment. It's about the intellectual challenge of making the numbers balance and the systems work.

Spending an afternoon tracing a £50K discrepancy across multiple bank accounts and systems, eventually finding the root cause in a miscoded intercompany transfer, and then fixing it.

Making a Tangible Impact on Company Finances

You'll feel a genuine sense of accomplishment when your improved cash forecast helps the business make better decisions, or when your analysis of bank fees leads to real cost savings. Your work directly affects the company's bottom line.

Presenting your analysis of FX exposures to the Treasury Manager, leading to a new hedging strategy that saves the company £250K over the next quarter.

Continuous Learning & Improvement

You're always keen to learn about new market instruments, regulatory changes, or how to get more out of our TMS. You'll actively look for ways to automate manual tasks and make processes more robust.

Taking the initiative to learn Power Query in Excel to automate a manual data pull, then sharing that knowledge with the rest of the team.

What frustrates people
  • The Forecast Chase: Spending Monday morning chasing down 15 different business units for their weekly cash forecasts, only to receive them late and in inconsistent formats.
  • The 'Urgent' Executive Wire: The CEO's admin emailing at 4:45 PM on a Friday needing an 'urgent' wire for a non-critical expense, bypassing all internal controls and requiring you to stay late.
  • PDF Bank Statements: Dealing with smaller, international banks that don't provide electronic statements (MT940/BAI2), forcing you to manually key in hundreds of transactions from a PDF.
  • Bank Portal Blackouts: Your primary bank's online portal going down for 'unscheduled maintenance' right before the wire cut-off time, causing a frantic scramble to process critical payments.
  • KYC Hell: A single bank asking for the same corporate governance documents for the fifth time this year because a different department within the bank initiated a 'KYC refresh'.
What this role does not give you
  • A purely strategic, 'big picture' role without any operational involvement.
  • Complete autonomy to implement major new financial instruments without extensive review.
  • A role where every single task you work on makes it to production or leads to a visible change.
  • A quiet, predictable environment with no urgent requests or last-minute changes.

8Who you work with

This role is pretty central to our financial plumbing. You're making sure we have enough cash to pay our bills, but not too much sitting idle. You'll help us manage risks from currency movements and interest rate changes, which can seriously impact our bottom line. Essentially, you're a key player in keeping the company financially stable and efficient, allowing the rest of the business to get on with what they do best.

Inside the business
  • Treasury Manager and Director
  • Financial Planning & Analysis (FP&A) team
  • Accounting and Accounts Payable
  • Internal Audit
  • Business Unit Finance Leads
Outside the business
  • Core Banking Partners (e.g., J.P. Morgan, Citi)
  • Investment Managers (for money market funds)
  • External Auditors
  • Financial Market Data Providers (e.g., Bloomberg, Refinitiv)

9What you need before you start

Not a wish list. The things you would be expected to already have.

  • Proven experience (5+ years) in a treasury or closely related finance role, demonstrating a solid understanding of cash management and payment operations.
  • Demonstrable experience with at least one major Treasury Management System (e.g., Kyriba, GTreasury) and a major ERP (e.g., SAP, Oracle).
  • Strong analytical skills, particularly in Excel, capable of building and maintaining complex financial models.
  • A clear track record of identifying and resolving financial discrepancies or operational issues independently.
  • Experience mentoring or guiding junior team members, even if informally.

10What to practise next

Where the job is going, and what to do about it starting this week.

Advanced TMS Configuration & Optimisation

Our Treasury Management System (TMS) is the backbone of our operations. As we grow, we need to continuously optimise it. Being able to configure new modules, fine-tune existing ones, and troubleshoot complex issues will be key to driving efficiency and data quality.

API Integration Fundamentals · Workflow Automation Design · Data Model Understanding · System Security & User Access Management

  • This month: Deep-dive into the administration guides for Kyriba/GTreasury. Understand every setting in a module you use daily.
  • Next month: Work with our IT team to understand how our TMS connects to our ERP and bank portals.
  • Month 3: Propose a new automated workflow within the TMS for a process that's currently manual.
  • Month 4: Seek out advanced user training provided by our TMS vendor or online communities.

Quick win: Spend an hour exploring the 'admin' or 'settings' sections of our TMS. What options are there that you don't currently use?

Sustainable Finance & ESG Integration

Investors and regulators are increasingly focused on Environmental, Social, and Governance (ESG) factors. Treasury will play a growing role in managing sustainable investments, green bonds, and reporting on ESG-related financial metrics.

Green Bonds & Sustainability-Linked Loans · ESG Rating Agencies · Carbon Accounting Basics · Impact Investing Principles

  • This month: Read up on what 'green bonds' are and how they differ from conventional bonds.
  • Next month: Follow news from organisations like the Green Finance Institute or the CBI on sustainable finance trends.
  • Month 3: Research how our company currently reports on ESG metrics and where Treasury might contribute.
  • Month 4: Attend a webinar or online seminar on sustainable treasury practices.

Quick win: Look at our company's latest annual report for any mention of ESG or sustainability initiatives. How could Treasury support these?

11Staying current once you are in

What people here do to keep up
  • Attending industry conferences and webinars (e.g., EuroFinance, ACT conferences) to stay on top of market trends and best practices.
  • Participating in internal training programmes on new systems or financial products.
  • Joining professional networking groups for treasury or finance professionals.
  • Taking online courses (e.g., Coursera, Udemy) in areas like advanced Excel, data analytics, or specific financial modelling techniques.

12The rising capability

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

Advanced Data Visualisation & Storytelling

Simply presenting numbers isn't enough anymore. Senior leaders need to quickly grasp complex financial situations. Being able to tell a compelling story with data, using visual tools, makes your insights much more impactful and easier to act on.

  • Dashboard Design Principles
  • Narrative-Driven Reporting
  • Interactive Visualisations
  • Data-Ink Ratio

Robotic Process Automation (RPA) for Treasury

Many routine treasury tasks are still manual and repetitive. RPA tools can automate these, freeing you up for more analytical and strategic work. Analysts who can spot automation opportunities and even build simple bots will be incredibly valuable.

  • Process Mapping for Automation
  • RPA Software Fundamentals
  • Bot Development Lifecycle
  • Exception Handling

13What you’ll use

What you’ll use

Skills this role draws on

Technical

  • Cash Positioning & Forecasting
  • Liquidity Management
  • FX & Interest Rate Risk Management
  • Treasury Operations & Controls
  • Debt & Investment Administration

14The pathway

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Treasury Analyst (L2)

    2-3 years

    Skills to master

    • Independent daily cash positioning, routine payment processing, initial bank statement reconciliations, basic variance analysis.

    You're ready to move on when

    • Consistently delivering accurate daily cash positions on time.
    • Proactively identifying and resolving routine operational issues.
    • Demonstrating a clear understanding of our core banking relationships and payment processes.
  2. 2

    Junior Accountant / Financial Operations Specialist

    3-5 years

    Skills to master

    • Strong foundational accounting principles, experience with ERP systems, understanding of financial controls, exposure to payment processing and reconciliations.

    You're ready to move on when

    • A solid grasp of the general ledger and how transactions flow through it.
    • Experience with month-end close processes and financial reporting.
    • A keen eye for detail and a knack for spotting discrepancies in financial data.
  3. 3

    Financial Services Operations (e.g., Payments Specialist)

    4-6 years

    Skills to master

    • In-depth knowledge of global payment systems (SWIFT, SEPA, CHAPS), payment investigations, bank messaging formats (MT940), and strong operational risk awareness.

    You're ready to move on when

    • Expertise in troubleshooting complex payment failures and exceptions.
    • A deep understanding of payment cut-off times and settlement processes.
    • Experience managing relationships with bank operations teams.

15Where this role leads

The long view: This work can lead to running a treasury department, leading financial planning and analysis, or becoming a specialist in treasury systems.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Senior Treasury Assistant is actually changing.

Where it leads

Roles this leads to

Also named as a next step, with no page in the catalogue yet:

  • Senior FX Analyst / Corporate Finance Analyst (Specialist IC Path)

How you would learn this

One to one, on the work you already do

A tutor sets the task against your own job and marks the reasoning, at your pace. There is no cohort to fall behind.

It is £70 a month, billed monthly. Your free first module is Future Fluency, and you can cancel any time.

See Your Progress Grow Illustration
Senior Treasury Assistant
  • Cash Positioning & Forecasting
  • Liquidity Management
  • FX & Interest Rate Risk Management
  • Treasury Operations & Controls
  • Debt & Investment Administration
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

16The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Senior Treasury Assistant is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Treasury Manager (L4)

    3-5 years

    1 level

    • Bank Relationship Management (strategic level, fee negotiations)
    • Capital Markets (debt issuance, share buybacks)
    • Advanced Financial Risk Management (complex hedging, derivatives)
    • Treasury Technology Strategy (TMS selection, integration oversight)

  2. Senior FX Analyst / Corporate Finance Analyst (Specialist IC Path)

    3-5 years

    1 level

    • Complex Derivatives & Hedging Strategies (options, swaps)
    • Capital Structure Analysis
    • M&A Due Diligence (from a treasury perspective)
    • Investor Relations (supporting treasury aspects)
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, a lot of treasury work involves sifting through data, reconciling numbers, and drafting routine communications. What if you could get a significant chunk of that done in minutes, not hours? That's where AI comes in. We're not talking about replacing you; we're talking about giving you a superpower.

As a Senior Treasury Assistant, you're already juggling complex tasks. Imagine having an intelligent co-pilot that handles the grunt work, freeing you up to focus on the strategic analysis, risk management, and mentoring that really matters. Our AI Productivity Hub is designed to do just that, giving you the tools to automate the mundane and amplify your impact.

Automated Cash Positioning

Use AI-powered tools to automatically scrape data from various bank portals and even unstructured PDF statements. It then classifies and formats this data to populate your daily cash position worksheet, saving you loads of manual data entry and reconciliation time. Think of it: less copying and pasting, more analysing.

Predictive Cash Forecasting

Leverage AI models that analyse historical cash flows, seasonality, and even external economic indicators to generate a more accurate, dynamic 13-week cash forecast. These models can highlight potential shortfalls or surpluses much sooner, giving you more time to react and plan. It's like having a crystal ball, but with data.

Smart Counterparty Risk Monitoring

An AI assistant can continuously scan news, financial reports, and market data for negative sentiment or risk indicators related to our key banking partners or investment counterparties. You'll get real-time alerts if something looks off, saving you hours of manual research and helping you manage risk proactively.

AI-Assisted Financial Communications

Use generative AI to draft routine communications, such as requests for bank documentation, responses to KYC inquiries, or internal memos explaining new treasury policies. It ensures a consistent, professional tone and gets those emails out faster, letting you focus on the actual problem-solving.

Common questions

Common questions

How do you become a Senior Treasury Assistant?

Common routes in include Treasury Analyst (2-3 years), Junior Accountant / Financial Operations Specialist (3-5 years) and Financial Services Operations (e.g., Payments Specialist) (4-6 years). Times vary with prior experience.

Where can a Senior Treasury Assistant progress to?

This role can lead on to Treasury Manager (3-5 years) and Senior FX Analyst / Corporate Finance Analyst (Specialist IC Path) (3-5 years), depending on the skills you build.

What new skills matter most for a Senior Treasury Assistant?

Increasingly, Advanced Data Visualisation & Storytelling and Robotic Process Automation (RPA) for Treasury. These are the skills our record of this role lists as growing.

Free tools

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17Where to go from here

Other roles at Level 4

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

 More jobs in finance

Stay in the field you know and move sideways rather than up.
If you leave this industry

A background in treasury opens doors across the financial sector. It can lead to corporate finance roles in other industries, consultancy work in treasury transformation, or a move into banking, such as corporate banking relationship management or payments. The skills built in this role carry across many settings.

This role profile is © 2026 Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Start my free Data Fluency module What happens next: a free account, then we build your plan as you set up. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.