United Kingdom · Finance roles · C-Suite (20+ years)

Chief Accounting Officer (CAO)

Here is the whole job, in plain words. What it is, a real day, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

  • Experience bandC-Suite (20+ years)
  • Direct reports25-100+ reports
  • Reports toChief Executive Officer (CEO) and Board Audit Committee
  • UK framework levelUsually an executive or board-level role

Also advertised as Group Financial Controller · Head of Global Accounting · Chief Financial Reporting Officer

Built on an analysis of 43,079 real UK job descriptions · grounded in qualifications employers recognise

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1What this role really is

This isn't just a job; it's the ultimate accountability for our company's financial truth. As our Chief Accounting Officer, you'll be the one signing off on the numbers that go to the market, the board, and our investors. You'll set the enterprise-wide accounting strategy, making sure we're not just compliant, but also transparent and credible in the eyes of the world. It's a role with immense pressure, but also immense influence.

2What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

SAP S/4HANA / Oracle Fusion Cloud ERP (or similar)Strategic/Architect

Defining the chart of accounts structure, approving system-level controls and integrations, championing major ERP upgrades, and using high-level reporting for strategic insights.

Advanced Excel (with Power Query/VBA oversight)Strategic

Interpreting complex financial models for scenario analysis, understanding model limitations and risks, and ensuring the integrity of critical spreadsheet-based processes.

BlackLine / FloQast (or similar Close Management tools)Strategic

Using platform data to report on close efficiency metrics to the Board, championing further automation, and ensuring the integrity of the close process.

Tableau Server / Power BI / Domo (Enterprise BI)Strategic

Defining the enterprise-wide financial reporting strategy, ensuring data integrity, and reviewing executive-level dashboards for Board and investor reporting.

Workday Adaptive Planning / Anaplan (Enterprise FP&A)Expert/Architect

Overseeing the design and integrity of financial models within the platform, managing corporate budget and forecast cycles, and presenting planning scenarios to the executive team.

3What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing inWhere you are nowThe step above
Enterprise Accounting Policy SettingN/AN/AFull authority, in consultation with CEO/CFO for strategic alignment.
Public Financial Statement Sign-offN/AN/AFull authority and accountability, jointly with the CEO/CFO.
Major Accounting System Selection/ImplementationN/AN/AFull authority for system choice and implementation strategy, with Board approval for budget over £5M.
Hiring/Firing of Direct Reports (VPs/Directors)N/AN/AFull authority, with HR and CEO alignment.

4How you'll be judged

The scoreboard, honestly: the hard targets, how often each one is actually looked at, and the quiet human signals that never make it onto a dashboard.

Unqualified Audit Opinion
Achieving and maintaining an unqualified (clean) audit opinion from our external auditors, with zero material weaknesses identified.
Target · Zero material weaknesses; unqualified opinion annually

Delivered an unqualified audit opinion for FY2024 with no significant control deficiencies noted by the external auditors, ensuring investor confidence.

Timeliness of Regulatory Filings
Meeting all statutory and regulatory financial reporting deadlines (e.g., Companies House, stock exchange filings, tax returns) without extensions.
Target · 100% on-time filing rate

Successfully filed Q3 financial statements with the regulator two days ahead of schedule, demonstrating robust internal processes and controls.

Cost of Finance Function (as % of Revenue)
Optimising the efficiency of the entire accounting and financial reporting function relative to the company's revenue.
Target · <1.5% of annual revenue (or a 10% year-on-year reduction)

Reduced the cost of the global accounting function from 1.8% to 1.6% of revenue in FY2024 through process automation and strategic team restructuring, saving £2M.

Accuracy of Financial Forecasts
The precision of enterprise-level financial forecasts (revenue, profit, cash flow) compared to actual results, informing investor guidance.
Target · Within ±2% variance for key P&L and cash flow items

Q2 revenue forecast was £125M, actual was £124.5M, a 0.4% variance, providing reliable guidance to the market.

Board and Investor Confidence
The level of trust and confidence the Board Audit Committee, CEO, and external investors place in the financial reporting and accounting leadership.
  • Regularly sought out for counsel on complex accounting matters
  • positive feedback from investor calls regarding financial transparency
  • active participation and influence in Board Audit Committee meetings
  • no surprises in financial disclosures.
Regulatory Relationship Management
Maintaining a proactive, transparent, and constructive relationship with key financial regulatory bodies.
  • No regulatory penalties or public reprimands
  • positive outcomes from regulatory inquiries
  • early engagement on proposed accounting standard changes
  • recognised as a thought leader in industry forums.
Talent Development & Succession Planning
Building and nurturing a high-performing accounting organisation with clear succession plans for critical leadership roles.
  • Retention rates for top accounting talent
  • internal promotions to senior accounting roles
  • positive feedback from team on career development opportunities
  • robust succession plans for direct reports presented to the CEO.
Strategic Business Partnership
Acting as a strategic partner to the CEO and other C-suite executives, providing financial insights that drive business strategy, not just reporting historical data.
  • Invited to strategic planning sessions
  • financial insights directly influencing major business decisions (e.g., M&A, market entry)
  • proactive identification of financial risks and opportunities
  • seen as a 'go-to' for complex business problems with financial implications.

5Would you like it

The honest version. What people enjoy, and what grinds them down.

What people enjoy
Ultimate Accountability

You thrive on the immense responsibility of being the final arbiter of financial truth. This shows up in your meticulous review of board materials, your deep engagement with external auditors, and your unwavering commitment to regulatory compliance.

Leading the quarterly earnings call preparation, knowing your team's numbers will be scrutinised by millions, and feeling the weight of that responsibility, but also the satisfaction of delivering a clean report.

Strategic Influence

You're driven by the opportunity to shape enterprise strategy through financial insights. You'll proactively identify financial risks and opportunities, advising the CEO and Board on critical decisions, from M&A to new market entries.

Presenting a detailed analysis of a potential acquisition's accounting implications to the Board, influencing their decision to proceed (or not) based on your expert opinion.

Building World-Class Teams

You get a real buzz from developing and leading a high-performing global accounting function. This means mentoring your VPs, setting a clear vision for the department, and ensuring your team has the resources and skills to excel.

Seeing a Director you mentored for years step up to lead a critical M&A integration project, knowing you helped build their capability and confidence.

What frustrates people
  • Dealing with legacy systems or processes that are deeply embedded and difficult to change, despite their inefficiencies.
  • Managing the relentless pressure of regulatory deadlines, especially during periods of significant accounting standard changes.
  • Navigating internal resistance from other departments when implementing new financial controls or policies that impact their operations.
  • The constant need to explain complex accounting concepts (like deferred revenue or hedge accounting) to non-finance executives and the Board.
  • The sheer volume of information and detail you're ultimately responsible for, even when delegating heavily.
What this role does not give you
  • A low-stress environment with predictable hours.
  • The luxury of avoiding difficult conversations or challenging senior executives.
  • A purely technical role; significant time is spent on leadership, strategy, and stakeholder management.
  • An escape from public scrutiny or intense external pressure.

6Who you work with

This role directly impacts the company's market valuation, investor relations, regulatory standing, and overall financial health. You're responsible for ensuring the financial narrative presented to the world is accurate, transparent, and compliant, which in turn influences strategic capital allocation and business growth.

Inside the business
  • CEO and Executive Leadership Team
  • Board of Directors (especially Audit Committee)
  • General Counsel and Legal Team
  • Chief Financial Officer (CFO)
Outside the business
  • External Auditors
  • Investors and Analysts
  • Regulatory Bodies (e.g., FCA, SEC if applicable)
  • Industry Standard Setters (e.g., IASB, FASB)

7What you need before you start

Not a wish list. The things you would be expected to already have.

  • A recognised professional accounting qualification (ACA, ACCA, CIMA or equivalent) is absolutely non-negotiable.
  • Extensive experience (20+ years) in senior accounting leadership roles within large, complex, multi-national organisations, ideally publicly listed.
  • Demonstrable track record of leading and transforming global accounting functions, including successful ERP implementations and process optimisations.
  • Proven experience managing relationships with external auditors, regulatory bodies, and Board Audit Committees.
  • Deep expertise in technical accounting for complex transactions and a comprehensive understanding of global GAAP/IFRS.

8What to practise next

Where the job is going, and what to do about it starting this week.

AI/ML for Predictive Accounting & Anomaly Detection

AI isn't just automating tasks; it's enabling predictive insights and real-time risk identification. As CAO, you'll need to strategically deploy these tools to transform your function from reactive reporting to proactive financial intelligence.

Machine Learning Models for Forecasting · Unsupervised Learning for Anomaly Detection · Natural Language Processing (NLP) in Accounting · Explainable AI (XAI)

  • This month: Engage with our Head of Data Science or IT to understand current AI capabilities and potential applications within finance.
  • Next 3 months: Sponsor a pilot project for AI-driven anomaly detection in a high-volume transaction area (e.g., AP or AR).
  • Next 6 months: Develop a roadmap for integrating AI into core accounting processes, focusing on areas with significant time-saving or risk-reduction potential.
  • Ongoing: Attend executive briefings and workshops on AI in finance, focusing on governance, ethics, and strategic deployment.

Quick win: Start by using AI tools to summarise complex new accounting standards or draft initial responses to auditor queries—it's a low-risk way to see the immediate benefits.

Blockchain & Distributed Ledger Technology (DLT) in Finance

While still nascent, blockchain has the potential to revolutionise intercompany reconciliations, supply chain finance, and audit trails by creating immutable, transparent records. As CAO, you'll need to understand its implications for future financial infrastructure.

Immutable Ledgers · Smart Contracts · Tokenisation of Assets · Consensus Mechanisms

  • This quarter: Read up on the basics of blockchain and DLT, focusing on enterprise applications in finance.
  • Next 6 months: Attend a conference or webinar on the future of blockchain in accounting and supply chain finance.
  • Next 12 months: Explore potential pilot projects or partnerships that could leverage DLT for intercompany transactions or supply chain transparency.
  • Ongoing: Stay informed about regulatory developments and industry consortia exploring DLT standards.

Quick win: Engage with our IT or innovation teams to understand any current blockchain initiatives within the company and identify potential accounting touchpoints.

9Staying current once you are in

What people here do to keep up
  • Regularly attending executive leadership programmes focused on corporate governance, strategic finance, and C-suite influence.
  • Active participation in industry bodies (e.g., ICAEW, ACCA, IASB forums) to stay abreast of emerging accounting standards and best practices.
  • Engaging in continuous learning on emerging technologies like AI, blockchain, and advanced analytics, understanding their strategic implications for the finance function.
  • Mentoring senior leaders within your organisation and actively participating in external professional networks.

10How the AI economy is changing work like this

Before we ask anything of you, here's what we can already say about AI and work of this kind:

The new skill this role is being asked for: ESG (Environmental, Social, Governance) Reporting & Assurance

Investors and regulators are demanding more rigorous, auditable ESG data. This isn't just PR anymore; it's becoming a critical component of financial reporting, requiring the same level of integrity and control as traditional financial statements.

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

ESG (Environmental, Social, Governance) Reporting & Assurance

Investors and regulators are demanding more rigorous, auditable ESG data. This isn't just PR anymore; it's becoming a critical component of financial reporting, requiring the same level of integrity and control as traditional financial statements.

  • Double Materiality
  • TCFD (Task Force on Climate-related Financial Disclosures)
  • ISSB (International Sustainability Standards Board)
  • ESG Data Assurance

What you’ll use

Skills this role draws on

Technical

  • Global GAAP/IFRS Expertise
  • Public Company Financial Reporting
  • Internal Controls over Financial Reporting (ICFR)
  • Complex Technical Accounting
  • Tax Strategy & Oversight

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    VP, Corporate Controller (Large Global Company)

    5-10 years in this role before CAO

    Skills to master

    • Mastering global financial reporting, leading large multi-national teams, managing external audit relationships, and driving significant process improvements across the accounting function.

    You're ready to move on when

    • Successfully led multiple year-end audits with unqualified opinions.
    • Demonstrated ability to manage and develop a team of 50+ accounting professionals across different geographies.
    • Proven track record of implementing and optimising major ERP systems and financial control frameworks.
    • Strong relationships with external auditors and internal C-suite peers.
  2. 2

    Chief Financial Officer (CFO) (Mid-sized Company)

    3-7 years in this role before CAO at a larger firm

    Skills to master

    • Broadening scope beyond accounting to include treasury, tax, FP&A, and investor relations, gaining full P&L accountability, and developing strategic business partnership skills.

    You're ready to move on when

    • Successfully managed all aspects of a finance function, including strategic planning and capital allocation.
    • Experience presenting to a Board of Directors and managing investor relations.
    • Proven ability to drive financial performance and manage risk across a business.
    • Strong understanding of the commercial drivers of the business.

11Where this role leads

The long view:The Chief Accounting Officer role is a pinnacle of the accounting profession, offering unparalleled influence and responsibility. Your journey from here can lead to the very top of corporate leadership, shaping not just our company, but potentially the wider industry.

Pay & demand

Pay and demand for this role will appear here, each figure traced to a named authoritative source (e.g. the ONS Annual Survey of Hours and Earnings, under the Open Government Licence). We don’t show numbers we can’t attribute.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Chief Accounting Officer (CAO) is actually changing. In about two minutes, the free confidence check asks where you stand on each of the ten. That's the whole check, and it's what makes the plan yours rather than generic.

12The team that's yours

No two people are taught the same way. This is one-to-one, not one-to-many.

Zavmo is a hyper-personalised AI learning platform. Twelve virtual tutors, each with a different way of teaching, and one orchestration agent that picks the right one for the moment. So every single lesson is shaped around you, your role, and the way you learn. Not a course everyone sits through. A conversation built for you, and no one else.

…and nine more, matched to you after your first chat. Meet all twelve

13What it feels like

A conversation, not a course

Because your tutor knows your role, your projects and your last session, learning sounds like this. And it's different for every single person:

Work Effectively in Accounting and FinanceLevel 2

Applied to your work in Chief Accounting Officer (CAO)

By completing this unit, learners will understand the accounting and payroll function, develop communication skills, work effectively in a team, and understand ethical and sustainable values within an organisation.

How the thinking builds
  1. Remember
  2. Understand
  3. Apply
  4. Analyse
  5. Evaluate
  6. Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

One to one, not one to many

No two people run this the same way

A course is written once and handed to everyone. This is assembled around you, and keeps changing as it learns you. Five things it reads, and what each one changes.

  1. Your actual work Every lesson is taught against a live piece of your own work, not a worked example from a textbook.
  2. What you already know The first conversation finds your starting point, so you skip what you can already do and spend the time on what you cannot.
  3. The conditions you learn under Not a learning-styles quiz. The evidence does not support those. The dimensions the research does back, read once and used to shape the plan.
  4. How far you got last time It picks up mid-thought. The tutor knows what you said, what you struggled with, and what it asked you to try.
  5. Which tutor suits the moment Twelve of them, each for a different kind of thinking. The one who walks you through a first idea is not the one who stress-tests it.

See how you learn, free. Eight questions, no sign-up. A directional taster; the diagnostic inside Zavmo goes deeper and keeps adapting.

DemonstrateIllustration

Evidenced on your work in Chief Accounting Officer (CAO)

You do not finish by watching something. You finish by showing it on the work you already do, against the measures this job is judged on.

  • Unqualified Audit OpinionAchieving and maintaining an unqualified (clean) audit opinion from our external auditors, with zero material weaknesses identified.Delivered an unqualified audit opinion for FY2024 with no significant control deficiencies noted by the external auditors, ensuring investor confidence.Zero material weaknesses; unqualified opinion annually
  • Timeliness of Regulatory FilingsMeeting all statutory and regulatory financial reporting deadlines (e.g., Companies House, stock exchange filings, tax returns) without extensions.Successfully filed Q3 financial statements with the regulator two days ahead of schedule, demonstrating robust internal processes and controls.100% on-time filing rate
  • Cost of Finance Function (as % of Revenue)Optimising the efficiency of the entire accounting and financial reporting function relative to the company's revenue.Reduced the cost of the global accounting function from 1.8% to 1.6% of revenue in FY2024 through process automation and strategic team restructuring, saving £2M.<1.5% of annual revenue (or a 10% year-on-year reduction)
  • Accuracy of Financial ForecastsThe precision of enterprise-level financial forecasts (revenue, profit, cash flow) compared to actual results, informing investor guidance.Q2 revenue forecast was £125M, actual was £124.5M, a 0.4% variance, providing reliable guidance to the market.Within ±2% variance for key P&L and cash flow items
These are this job's own measures, with its own targets. Nothing is marked evidenced, because nobody has started this yet. Yours would fill in from the work you bring.

Your passport

This isn't a certificate you file away. It's a passport to the life you're designing.

Every credit you earn and every fluency you build adds up: evidence where it counts, carried with you. Zavmo keeps the map: where you are, where you're heading, and the next step, at your pace, around your life. From Chief Accounting Officer (CAO) to Chief Financial Officer (CFO), and whatever you decide comes after.

Level 8 · in progressAI Fluency→ Chief Financial Officer (CFO)→ your design
Where this takes you

The Chief Accounting Officer role is a pinnacle of the accounting profession, offering unparalleled influence and responsibility. Your journey from here can lead to the very top of corporate leadership, shaping not just our company, but potentially the wider industry.

See Your Progress GrowIllustration
Chief Accounting Officer (CAO)
  • Global GAAP/IFRS Expertise
  • Public Company Financial Reporting
  • Internal Controls over Financial Reporting (ICFR)
  • Complex Technical Accounting
  • Tax Strategy & Oversight
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

14The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Chief Accounting Officer (CAO) is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Significant increase in strategic scope and P&L accountability, moving from accounting oversight to overall financial strategy.

    • Advanced financial modelling for strategic decision-making
    • Negotiation and deal structuring for M&A
    • Board-level strategic influence on non-financial matters
    • Public speaking and media engagement
  2. Board Member / Non-Executive Director

    5-10 years as CAO

    Shifting from executive leadership to governance and oversight, often across multiple organisations.

    • Independent judgment and critical thinking at a governance level
    • Networking across diverse industries
    • Mentoring executive teams
    • Understanding of board dynamics and effectiveness
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, even at the C-suite, you're always looking for ways to make your organisation more efficient, more accurate, and more strategic. AI isn't just for the junior staff; it's a game-changer for how you oversee, strategise, and ensure compliance at the highest level.

Imagine a world where your global accounting team spends less time on manual reconciliations and more time on high-value analysis and strategic advice. AI tools can revolutionise everything from anomaly detection in millions of transactions to drafting complex regulatory commentary, freeing up your team to focus on what truly matters for the business.

Predictive Financial Reporting & Scenario Planning

Use AI to analyse historical data and market trends to generate highly accurate financial forecasts, identify potential risks, and model various strategic scenarios for Board presentations. This isn't just about reporting; it's about foresight.

Global Compliance & Anomaly Detection at Scale

Deploy AI across all sub-ledgers and GL accounts to continuously monitor for unusual transactions, potential fraud, or compliance breaches. It's like having an army of super-auditors working 24/7, flagging issues before they become material weaknesses.

Automated Regulatory Standard Interpretation

Feed new accounting standards (IFRS, UK GAAP, etc.) into AI to get instant summaries, impact assessments on your current policies, and even draft memos for your team. Stay ahead of the curve without drowning in dense regulatory text.

Board Report & Investor Relations Drafting

Use AI to generate first drafts of complex sections of your annual report, quarterly earnings call scripts, or detailed variance analysis commentary for the Board. You'll still own the final narrative, but the grunt work is significantly reduced.

Common questions

Common questions

How do you become a Chief Accounting Officer (CAO)?

Common routes in include VP, Corporate Controller (Large Global Company) (5-10 years in this role before CAO) and Chief Financial Officer (CFO) (Mid-sized Company) (3-7 years in this role before CAO at a larger firm). Times vary with prior experience.

Where can a Chief Accounting Officer (CAO) progress to?

This role can lead on to Chief Financial Officer (CFO) (3-5 years as CAO) and Board Member / Non-Executive Director (5-10 years as CAO), depending on the skills you build.

What level is a Chief Accounting Officer (CAO) in the UK?

This role aligns to RQF Level 8 on the UK framework, a guide to the depth of qualification it maps to, not a hard entry bar.

What new skills matter most for a Chief Accounting Officer (CAO)?

Increasingly, ESG (Environmental, Social, Governance) Reporting & Assurance. These are the areas where the higher-paid, future-proof work is heading.

The honest bit

You’ve started things before

Most of them were built for a room full of people who aren’t you. A cohort moves on whether or not your week allowed it, and by the third week the thing you’re behind on becomes the reason you stop opening it.

There’s no cohort here, and no timetable to fall behind. Before anything starts, Zavmo asks when you’re sharpest and how long you can realistically sit down for, then builds the sessions around those answers. A bad fortnight changes your pace. It doesn’t put you behind.

And you only pay once you start learning. Searching and planning are free, and you can cancel any time — so the cost of finding out is an afternoon, not a year.

What it costs

Less than one coaching session. Every month.

A single career-coaching hour costs more than a month of this, and it ends when the hour does. Zavmo doesn't. It's £70 a month, about £2.30 a day, for a companion that knows a Chief Accounting Officer (CAO), works on the job you actually do, and keeps going at your pace rather than a timetable's.

  • Searching and planning stay free. You only pay when you start learning.
  • Your credits are yours. Regulated, and they don't vanish when a subscription ends.
  • Cancel any time and billing stops. No notice period, no minimum term.

Your path, personalised

You have the map. Walking it is the part we do together.

This route runs to 2 national skill standards. That is a real journey.

Zavmo shapes a learning experience as unique as you are. It fits how you learn, your pace and the work you already do. Every step stays benchmarked to recognised national standards. That’s the plan for becoming a Chief Accounting Officer (CAO): personal to you, and it still counts. The first steps are free.

Independent research finds well-designed intelligent tutoring performs nearly as well as one-to-one human tutoring: VanLehn (2011), Educational Psychologist.

A private tutor in the UK averages £35–40 an hour . Zavmo is £70/month.

A real plan on learn.zavmo.ai: Ofqual-regulated units, credits, and a three-month run at your own pace.
Start free No commitment. See your first steps free.

15Where to go from here

Other roles at Level 8

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

Other roles in Finance roles

Stay in the field you know and move sideways rather than up.

If you leave this industry

Your expertise as a CAO is highly transferable across various industries, particularly within publicly listed companies. The core principles of financial reporting, internal controls, and corporate governance remain consistent, though industry-specific accounting nuances will need to be learned.

Not sure this is the right direction?

Work out what you actually want from work first, then come back and see which roles fit it. Takes about ten minutes.

This role profile is © 2026Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Build my plan, free Here's the first ten minutes: a 2-minute confidence check → your personalised roadmap → meet the tutors matched to you. No card, cancel any time. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.