United Kingdom · Finance roles · Entry Level (0-2 years)

Audit Associate

Here is the whole job, in plain words. What it is, a real day, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

  • Experience bandEntry Level (0-2 years)
  • Direct reportsNo direct reports
  • Reports toInternal Auditor or Senior Internal Auditor
  • UK framework levelUsually someone starting out, or keeping a process running

Also advertised as Junior Internal Auditor · Graduate Auditor · Internal Audit Trainee

Built on an analysis of 43,079 real UK job descriptions · grounded in qualifications employers recognise

Start with a free Future Fluency check, tuned to Audit Associate

Ten quick questions, one per Future Fluency, asked against this role rather than a generic one. About five minutes, and no card.

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1What this role really is

As an Audit Associate, you're essentially the backbone of our audit fieldwork. You'll be the one digging into the nitty-gritty, pulling the data, checking the numbers, and making sure everything lines up. Think of it as detective work, but with spreadsheets and financial controls. This isn't a desk job where you're just pushing paper; you'll be actively learning how our business actually works, from the ground up. It's a foundational role, meaning you'll get a solid understanding of internal controls and risk management that'll set you up for a great career in finance.

2What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

GRC & Workpaper Management (e.g., Workiva, AuditBoard)Intermediate

You'll be executing assigned test plans, uploading audit evidence, clearing review notes from your supervisor, and accurately tracking your own hours within the platform. This is where all your work lives.

Data Analytics & CAATs (e.g., ACL/Galvanize, IDEA)Intermediate

You'll be running pre-written scripts to perform routine tests, like identifying duplicate payments or analysing journal entries. You'll also learn how to import and normalise simple datasets for analysis.

ERP Systems (e.g., SAP S/4HANA, Oracle NetSuite)Basic

You'll need to know how to navigate key modules (like Finance, Controlling, or Materials Management) to view transactions, pull standard reports, and gather evidence for your tests. It's about getting the data you need.

Data Visualisation (e.g., Tableau, Power BI)Basic

You'll be interpreting dashboards created by others to understand performance or risk trends. You might also create simple charts to help explain a finding in your workpaper.

Advanced Excel (Power Query, PivotTables)Intermediate

You'll use functions like VLOOKUP/XLOOKUP, PivotTables, and basic formulas to manipulate and analyse data for your testing. You'll also learn to record simple macros to automate repetitive tasks.

3What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing inWhere you are nowThe step above
Audit Scope & MethodologyNo independent decisions. Follows prescribed audit programme and test steps. Escalates any proposed deviations or questions about scope to supervisor.Proposes adjustments to test steps for routine areas. Consults with Senior Auditor on methodology for moderately complex areas.Makes technical decisions on audit methodology within assigned workstream. Recommends scope changes to Lead Auditor/Manager.
Reporting FindingsIdentifies and documents 'exceptions' or 'observations' clearly in workpapers. Escalates all potential 'findings' to supervisor for review and validation.Drafts initial 'findings' with proposed 'management action plans' for review by Senior Auditor. Can discuss minor findings directly with process owners.Validates and finalises 'findings' and 'management action plans'. Presents findings to mid-level management, with Lead Auditor/Manager oversight.
Stakeholder CommunicationCommunicates primarily with immediate audit team. Can follow up on 'PBC List' requests with process owners, escalating any resistance to supervisor.Communicates directly with process owners for routine information gathering and clarification. Participates in opening and closing meetings.Leads discussions with process owners on audit progress and findings. Represents the audit team in meetings with department heads.

4How you'll be judged

The scoreboard, honestly: the hard targets, how often each one is actually looked at, and the quiet human signals that never make it onto a dashboard.

Workpaper Quality
The number of review notes (corrections or questions) you receive on your submitted workpapers from your supervisor.
Target · <10% of workpapers returned for rework after first review

If you submit 10 workpapers and only one needs significant changes after the first review, you're hitting the target. More than that, and we'll need to figure out where you're getting stuck.

Budget Adherence
How well you complete your assigned audit tasks within the time allocated for them.
Target · Completes 95% of assigned test steps within budgeted hours

If a task is budgeted for 8 hours, and you consistently finish it in 7.5-8.5 hours, that's great. If you're regularly taking 12 hours for an 8-hour task, we'll need to look at why.

Task Completion Rate
The percentage of all assigned audit tasks that you complete by their internal deadlines.
Target · 100% of assigned tasks completed by internal deadlines

If you're given 5 tasks for the week, we expect all 5 to be done on time. If you're struggling, we need to know early so we can help you out or reallocate.

Learning & Development
Your proactive approach to understanding audit methodology, internal processes, and the business context.
  • You'll be asking thoughtful questions, taking notes, actively seeking feedback, and showing improvement in your work quality over time. You'll also be picking up on our 'insider' terminology pretty quickly.
Adherence to Methodology
How consistently you follow our established audit procedures, documentation standards, and ethical guidelines.
  • Your workpapers will consistently follow the templates, your evidence will be clearly linked, and you'll always maintain confidentiality. We won't see you cutting corners, even on the boring bits.
Communication Clarity
Your ability to clearly and concisely explain your work, findings, and any challenges you're facing to your supervisor.
  • When you report back, you'll get straight to the point, explain any issues without jargon, and ask for help when you're genuinely stuck, rather than just spinning your wheels. You'll also be able to explain what you've found to a process owner without confusing them.

5Would you like it

The honest version. What people enjoy, and what grinds them down.

What people enjoy
Learning & Development

You'll thrive on understanding new business processes, picking up new technical skills (like using our GRC software or advanced Excel), and getting constant feedback to improve. Every audit is a new learning opportunity.

You're excited to learn about the procure-to-pay cycle this month, and next month you'll be keen to dive into revenue recognition.

Making a Tangible Difference (even small ones)

You'll get satisfaction from knowing your accurate testing contributes to a robust audit report, which in turn helps the business fix real problems. Even catching a small error feels good.

You've accurately tested 50 invoices and found a couple of minor control gaps, which your Senior Auditor then uses to recommend a process improvement.

Structured Problem-Solving

You enjoy the process of following a defined audit program, gathering evidence, identifying discrepancies, and working within a clear framework to solve a puzzle. It's about finding the 'needle in the haystack'.

You're given a set of journal entries to test, and you systematically go through them, identifying the one that doesn't have proper approval.

What frustrates people
  • The 'PBC Struggle': Spending days chasing down incomplete or incorrect data from a 'Provided By Client' list that you sent weeks ago.
  • Repetitive SOX testing: The necessary but sometimes monotonous task of testing the same core set of SOX controls year after year.
  • Feeling like a 'paper pusher': Sometimes the sheer volume of documentation can feel overwhelming, even though it's essential.
  • Getting lost in the detail: It's easy to get bogged down in one small part of an audit and lose sight of the bigger picture, which can be frustrating.
What this role does not give you
  • High-level strategic decision-making (that comes later, with experience).
  • Immediate, dramatic business transformation (your impact is more about assurance and incremental improvement).
  • A 'hands-off' approach to detail (you're deep in the detail, every day).
  • A fast-track to management (you need to master the fundamentals first).

6Who you work with

Your work directly supports the internal audit function's ability to provide independent assurance to management and the Audit Committee. By ensuring the accuracy and completeness of audit evidence, you help us identify control weaknesses and improve operational efficiency. Essentially, you're helping us protect the company's assets and reputation, even if it's in a supporting role right now.

Inside the business
  • Internal Auditor (your direct line manager)
  • Senior Internal Auditor (your project lead)
  • Process Owners (the folks whose processes you're auditing)
  • Other Audit Team Members
Outside the business
  • External Auditors (you'll help them with their requests)

7What you need before you start

Not a wish list. The things you would be expected to already have.

  • A degree (or equivalent experience) in Accounting, Finance, Business, or a related field.
  • A foundational understanding of accounting principles and financial statements.
  • Demonstrable analytical and problem-solving skills – perhaps from academic projects or previous work experience.
  • Strong written and verbal communication skills, especially the ability to explain technical information clearly.
  • Proficiency with Microsoft Excel (VLOOKUPs, PivotTables, basic formulas are a must).
  • An unwavering commitment to integrity and ethical behaviour. This is non-negotiable.
  • A genuine curiosity about how businesses operate and a desire to learn.

8What to practise next

Where the job is going, and what to do about it starting this week.

Advanced Data Analytics & Continuous Auditing

We're moving beyond periodic sampling to continuous monitoring. This means using advanced tools to analyse 100% of transactions in real-time, catching issues as they happen, not months later. You'll be part of building and running these systems.

Data Extraction & Transformation · Scripting for Audit (e.g., Python, SQL) · Anomaly Detection · Dashboard Development

  • This week: Get really good at Power Query in Excel – it's a stepping stone to bigger data tools.
  • This month: Take an online introductory course in SQL. You'll need to query databases directly.
  • Month 2: Start learning the basics of Python (e.g., pandas library) for data manipulation. There are loads of free resources.
  • Month 3: Look for opportunities to automate a small, repetitive task you do using Excel macros or a simple Python script.

Quick win: Master Power Query in Excel. It will immediately make your data preparation for audit testing much faster and more reliable.

9Staying current once you are in

What people here do to keep up
  • Actively participating in internal training programmes on audit methodology, specific business processes, and compliance requirements.
  • Seeking out mentorship from more experienced auditors within the team.
  • Attending relevant webinars or industry events (e.g., IIA conferences) to stay updated on best practices.
  • Taking online courses in areas like advanced Excel, SQL, or data visualisation to enhance your technical toolkit.
  • Reading industry publications and thought leadership pieces on internal audit, risk management, and financial services regulations.

10How the AI economy is changing work like this

Before we ask anything of you, here's what we can already say about AI and work of this kind:

The new skill this role is being asked for: Prompt Engineering & LLM Integration (for audit tasks)

Honestly, competitors are already using tools like ChatGPT and Claude to draft reports, summarise regulations, and even help analyse data in minutes. Auditors who figure this out will outproduce their peers significantly. This isn't future-gazing; it's happening now.

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

Your PlanIllustration

Built for Audit Associate

2 units that map to this job, from the qualifications that cover it.

  1. Prepare for and support quality auditsEngineering Construction Industry Training Board · covers 2 of 6 standardsLevel 3
  2. Work Effectively in Accounting and FinanceNCFE · covers 1 of 6 standardsLevel 2
These are the real units behind this job, in the order they rank for it. Nothing here is marked done, because this plan has not been started by anyone yet. Yours would fill in as you go.

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

Prompt Engineering & LLM Integration (for audit tasks)

Honestly, competitors are already using tools like ChatGPT and Claude to draft reports, summarise regulations, and even help analyse data in minutes. Auditors who figure this out will outproduce their peers significantly. This isn't future-gazing; it's happening now.

  • Effective Prompting
  • Context Windows
  • Output Validation
  • AI for Summarisation

Data Storytelling for Audit Findings

It's no longer enough to just present numbers and facts. We need to tell a compelling story about what we found, why it matters, and what needs to happen next. This is especially true when presenting to non-technical stakeholders or senior management.

  • Audience-Centric Communication
  • Visualisation Best Practices
  • Narrative Structure
  • Impact Articulation

What you’ll use

Skills this role draws on

Technical

  • COSO Framework (2013)
  • Risk-Based Auditing Principles
  • SOX Compliance (Sections 302 & 404)
  • IT General Controls (ITGC)
  • Fraud Examination Principles (Awareness)

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Graduate Scheme (Internal Audit/Finance)

    0-1 year (pre-Associate)

    Skills to master

    • Foundational understanding of business processes, basic audit concepts, professional communication, and teamwork.

    You're ready to move on when

    • Successfully completed rotations in different finance functions.
    • Received positive feedback on analytical tasks and attention to detail.
    • Demonstrated a keen interest in risk and controls.
  2. 2

    Junior Accountant / Financial Analyst

    1-2 years

    Skills to master

    • Deep understanding of specific accounting cycles (e.g., Accounts Payable, General Ledger), month-end close processes, and financial data analysis.

    You're ready to move on when

    • Proven ability to reconcile accounts and identify discrepancies.
    • Experience with ERP systems and financial reporting tools.
    • A desire to move from 'doing' the numbers to 'assuring' the numbers.
  3. 3

    Internship (Internal Audit)

    3-6 months (pre-Associate)

    Skills to master

    • Exposure to audit methodology, workpaper documentation, basic testing procedures, and professional conduct.

    You're ready to move on when

    • Received excellent feedback from audit supervisors.
    • Demonstrated ability to quickly learn and apply audit concepts.
    • Expressed a strong desire to pursue a career in internal audit.

11Where this role leads

The long view:Your journey starts here as an Audit Associate, but where you go is truly up to you. We'll give you the tools, the training, and the opportunities; your drive and curiosity will do the rest. It won't always be easy, but it will be rewarding, and you'll build a career with a solid foundation in understanding how businesses truly work and how to protect them.

Pay & demand

Pay and demand for this role will appear here, each figure traced to a named authoritative source (e.g. the ONS Annual Survey of Hours and Earnings, under the Open Government Licence). We don’t show numbers we can’t attribute.

ONS's coding index maps “Audit Associate” to more than one occupation, so there is no one median to quote. Rather than pick, here is each one it could be, with its own figure:

  • Chartered and certified accountants£50,062 a year
  • Book-keepers, payroll managers and wages clerks£31,560 a year

ONS Annual Survey of Hours and Earnings, from the April 2025 survey — about six months old when published, as ASHE always is, under the Open Government Licence.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Audit Associate is actually changing. In about two minutes, the free confidence check asks where you stand on each of the ten. That's the whole check, and it's what makes the plan yours rather than generic.

12The team that's yours

No two people are taught the same way. This is one-to-one, not one-to-many.

Zavmo is a hyper-personalised AI learning platform. Twelve virtual tutors, each with a different way of teaching, and one orchestration agent that picks the right one for the moment. So every single lesson is shaped around you, your role, and the way you learn. Not a course everyone sits through. A conversation built for you, and no one else.

…and nine more, matched to you after your first chat. Meet all twelve

13What it feels like

A conversation, not a course

Because your tutor knows your role, your projects and your last session, learning sounds like this. And it's different for every single person:

Prepare for and support quality auditsLevel 3

Applied to your work in Audit Associate

This unit aims to equip learners with the ability to monitor work against quality standards, prepare for quality audits, discuss findings with auditors, and complete agreed actions to maintain quality in their area of responsibility.

How the thinking builds
  1. Remember
  2. Understand
  3. Apply
  4. Analyse
  5. Evaluate
  6. Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

One to one, not one to many

No two people run this the same way

A course is written once and handed to everyone. This is assembled around you, and keeps changing as it learns you. Five things it reads, and what each one changes.

  1. Your actual work Every lesson is taught against a live piece of your own work, not a worked example from a textbook.
  2. What you already know The first conversation finds your starting point, so you skip what you can already do and spend the time on what you cannot.
  3. The conditions you learn under Not a learning-styles quiz. The evidence does not support those. The dimensions the research does back, read once and used to shape the plan.
  4. How far you got last time It picks up mid-thought. The tutor knows what you said, what you struggled with, and what it asked you to try.
  5. Which tutor suits the moment Twelve of them, each for a different kind of thinking. The one who walks you through a first idea is not the one who stress-tests it.

See how you learn, free. Eight questions, no sign-up. A directional taster; the diagnostic inside Zavmo goes deeper and keeps adapting.

DemonstrateIllustration

Evidenced on your work in Audit Associate

You do not finish by watching something. You finish by showing it on the work you already do, against the measures this job is judged on.

  • Workpaper QualityThe number of review notes (corrections or questions) you receive on your submitted workpapers from your supervisor.If you submit 10 workpapers and only one needs significant changes after the first review, you're hitting the target. More than that, and we'll need to figure out where you're getting stuck.<10% of workpapers returned for rework after first review
  • Budget AdherenceHow well you complete your assigned audit tasks within the time allocated for them.If a task is budgeted for 8 hours, and you consistently finish it in 7.5-8.5 hours, that's great. If you're regularly taking 12 hours for an 8-hour task, we'll need to look at why.Completes 95% of assigned test steps within budgeted hours
  • Task Completion RateThe percentage of all assigned audit tasks that you complete by their internal deadlines.If you're given 5 tasks for the week, we expect all 5 to be done on time. If you're struggling, we need to know early so we can help you out or reallocate.100% of assigned tasks completed by internal deadlines
These are this job's own measures, with its own targets. Nothing is marked evidenced, because nobody has started this yet. Yours would fill in from the work you bring.

Your passport

This isn't a certificate you file away. It's a passport to the life you're designing.

Every credit you earn and every fluency you build adds up: evidence where it counts, carried with you. Zavmo keeps the map: where you are, where you're heading, and the next step, at your pace, around your life. From Audit Associate to Internal Auditor (Level 002), and whatever you decide comes after.

Level 2 · in progressAI Fluency→ Internal Auditor (Level 002)→ your design
Where this takes you

Your journey starts here as an Audit Associate, but where you go is truly up to you. We'll give you the tools, the training, and the opportunities; your drive and curiosity will do the rest. It won't always be easy, but it will be rewarding, and you'll build a career with a solid foundation in understanding how businesses truly work and how to protect them.

See Your Progress GrowIllustration
Audit Associate
  • COSO Framework (2013)
  • Risk-Based Auditing Principles
  • SOX Compliance (Sections 302 & 404)
  • IT General Controls (ITGC)
  • Fraud Examination Principles (Awareness)
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

14The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Audit Associate is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Internal Auditor (Level 002)

    2-3 years after starting as an Associate

    You'll move from executing specific test steps to taking ownership of entire audit sections (e.g., Procure-to-Pay cycle). You'll work more independently, with less direct supervision.

    • Designing basic audit tests for routine controls.
    • Drafting initial audit findings and proposed 'Management Action Plans'.
    • More advanced use of data analytics tools to identify patterns and anomalies.
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, auditing can be incredibly detailed and sometimes, well, a bit repetitive. But what if you could offload some of that grunt work to AI? We're not talking about replacing you; we're talking about making you a much more efficient, insightful auditor from day one. Our team uses AI to speed up the boring bits, so you can focus on the interesting detective work.

As an Audit Associate, you'll be learning the ropes, and AI can seriously fast-track that. Imagine getting through your testing quicker, understanding complex regulations faster, and even getting a head start on drafting reports. We're investing in tools that help you get more done, learn more, and frankly, make your job a lot less tedious. You'll be using these tools daily, learning how to prompt them effectively, and validating their outputs.

Automated Transaction Testing

Instead of manually sampling journal entries or expense reports, you'll use AI tools to run pre-built scripts that analyse 100% of transactions. This flags high-risk anomalies or patterns you'd never spot with traditional sampling, letting you focus your manual review on the genuinely suspicious items. It's like having a super-fast assistant check every single item for you.

Unstructured Data Insights

Imagine needing to review hundreds of contracts or customer complaint logs. AI, specifically Natural Language Processing (NLP), can quickly scan these unstructured documents to identify non-standard clauses, emerging risks, or unusual sentiment. You'll use these AI-generated summaries to pinpoint exactly where you need to dig deeper, saving hours of manual reading.

Regulatory Research Assistant

New regulations or updates to existing guidance (like COSO or PCAOB) come out all the time. Instead of sifting through dense legal documents, you'll feed them to an AI assistant. It'll summarise the key changes for you and even help cross-reference them against our current internal control framework, highlighting potential gaps you need to audit. It's like having a legal expert on speed dial.

First-Draft Report Generation

Once you've done your testing and documented your findings, AI can help you create a coherent first draft of your audit report. You'll feed it your structured workpaper data and issue logs, and it'll generate an executive summary and detailed findings. Your job then shifts from writing from scratch to editing, refining the narrative, and ensuring accuracy. It's a huge time-saver for the writing process.

Common questions

Common questions

How do you become an Audit Associate?

Common routes in include Graduate Scheme (Internal Audit/Finance) (0-1 year (pre-Associate)), Junior Accountant / Financial Analyst (1-2 years) and Internship (Internal Audit) (3-6 months (pre-Associate)). Times vary with prior experience.

Where can an Audit Associate progress to?

This role can lead on to Internal Auditor (Level 002) (2-3 years after starting as an Associate), depending on the skills you build.

What level is an Audit Associate in the UK?

This role aligns to RQF Level 2 on the UK framework, a guide to the depth of qualification it maps to, not a hard entry bar.

What new skills matter most for an Audit Associate?

Increasingly, Prompt Engineering & LLM Integration (for audit tasks) and Data Storytelling for Audit Findings. These are the areas where the higher-paid, future-proof work is heading.

The honest bit

You’ve started things before

Most of them were built for a room full of people who aren’t you. A cohort moves on whether or not your week allowed it, and by the third week the thing you’re behind on becomes the reason you stop opening it.

There’s no cohort here, and no timetable to fall behind. Before anything starts, Zavmo asks when you’re sharpest and how long you can realistically sit down for, then builds the sessions around those answers. A bad fortnight changes your pace. It doesn’t put you behind.

And you only pay once you start learning. Searching and planning are free, and you can cancel any time — so the cost of finding out is an afternoon, not a year.

What it costs

Less than one coaching session. Every month.

A single career-coaching hour costs more than a month of this, and it ends when the hour does. Zavmo doesn't. It's £70 a month, about £2.30 a day, for a companion that knows an Audit Associate, works on the job you actually do, and keeps going at your pace rather than a timetable's.

  • Searching and planning stay free. You only pay when you start learning.
  • Your credits are yours. Regulated, and they don't vanish when a subscription ends.
  • Cancel any time and billing stops. No notice period, no minimum term.

Your path, personalised

You have the map. Walking it is the part we do together.

This route runs to 6 national skill standards. That is a real journey.

Zavmo shapes a learning experience as unique as you are. It fits how you learn, your pace and the work you already do. Every step stays benchmarked to recognised national standards. That’s the plan for becoming an Audit Associate: personal to you, and it still counts. The first steps are free.

Independent research finds well-designed intelligent tutoring performs nearly as well as one-to-one human tutoring: VanLehn (2011), Educational Psychologist.

A private tutor in the UK averages £35–40 an hour . Zavmo is £70/month.

A real plan on learn.zavmo.ai: Ofqual-regulated units, credits, and a three-month run at your own pace.
Start free No commitment. See your first steps free.

15Where to go from here

Other roles at Level 2

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

Other roles in Finance roles

Stay in the field you know and move sideways rather than up.

If you leave this industry

The skills you gain in internal audit are incredibly transferable. You could move into risk management, compliance, financial control, forensic accounting, or even operational roles within the financial services sector, or beyond. The critical thinking and understanding of business processes you develop here are highly valued everywhere.

Not sure this is the right direction?

Work out what you actually want from work first, then come back and see which roles fit it. Takes about ten minutes.

This role profile is © 2026Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Build my plan, free Here's the first ten minutes: a 2-minute confidence check → your personalised roadmap → meet the tutors matched to you. No card, cancel any time. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.