UK

United Kingdom · Finance roles · Entry Level (0-2 years)

Junior Internal Audit Clerk

Here is the whole job, in plain words. What it is, a real day, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

  • Experience bandEntry Level (0-2 years)
  • Direct reportsNo direct reports
  • Reports toInternal Audit Clerk (L2)
  • UK framework levelUsually someone starting out, or keeping a process running

Also advertised as Audit Assistant · Entry-Level Internal Auditor · Finance Compliance Support · Trainee Audit Clerk

Built on an analysis of 43,079 real UK job descriptions · grounded in qualifications employers recognise

Start with a free Future Fluency check, tuned to Junior Internal Audit Clerk

Ten quick questions, one per Future Fluency, asked against this role rather than a generic one. About five minutes, and no card.

Start the check, free

1What this role really is

This isn't a glamorous job, but it's absolutely crucial for keeping our finances in check. As a Junior Internal Audit Clerk, you'll be the eyes and ears on the ground, making sure our financial processes actually work the way they're supposed to. Think of yourself as a detective, but instead of solving crimes, you're finding tiny discrepancies that could turn into big problems if left unchecked. You'll spend your days digging into numbers, checking paperwork, and making sure everything lines up. It's a fantastic starting point if you're keen to build a career in finance, especially if you like things to be organised and correct.

2What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

Microsoft ExcelIntermediate

You'll use Excel daily for basic data manipulation, filtering, sorting, and simple calculations. Think VLOOKUPs, SUMIFs, and PivotTables to check data accuracy.

Workiva (or similar Audit Management Software)Intermediate

This is where you'll live! You'll upload evidence, document your test steps, clear review notes, and manage your PBC requests within the platform.

SAP S/4HANA (or similar ERP)Intermediate

You'll navigate specific modules (like Accounts Payable or General Ledger) to run standard reports, view transactions, and extract data sets as instructed by your manager.

Microsoft Visio / LucidchartBasic

You'll mostly read and interpret existing process flow diagrams. You might make minor edits or updates under guidance, but you won't be creating them from scratch.

Microsoft Teams / SharePoint / ConfluenceIntermediate

You'll use these for team communication, managing evidence libraries, tracking audit status, and accessing internal knowledge bases.

3What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing inWhere you are nowThe step above
Audit Test ExecutionFollows explicit, step-by-step instructions. Escalates any deviation or unexpected results immediately.Chooses appropriate testing approach for routine controls within established guidelines. Proposes solutions for minor issues.Designs and refines testing methodologies for complex controls. Makes technical decisions on sample sizes and scope.
Information Gathering (PBCs)Sends out standard PBC lists and follows up politely. Escalates if information isn't received within agreed timelines.Adjusts PBC requests based on initial responses. Negotiates timelines with auditees for routine requests.Defines PBC strategy for entire audit. Challenges auditee responses if insufficient or incomplete.
Workpaper DocumentationDocuments work using provided templates and standards. Ensures all evidence is clearly referenced.Independently structures workpapers for clarity and completeness. Identifies and resolves minor documentation issues.Establishes workpaper standards for junior staff. Reviews and approves workpapers for quality and adherence to methodology.
Issue IdentificationIdentifies clear discrepancies or missing evidence and flags them to supervisor.Identifies control weaknesses and drafts initial findings for review.Leads root cause analysis for identified issues and develops recommendations.

4How you'll be judged

The scoreboard, honestly: the hard targets, how often each one is actually looked at, and the quiet human signals that never make it onto a dashboard.

Workpaper Accuracy Rate
The percentage of your audit workpapers that pass review without any critical errors or omissions.
Target · 98%+

You submit 5 sets of workpapers; 4 are perfect, 1 has a minor referencing error. That's 80% perfect, but 100% without critical errors.

PBC List Completion Time
The average time it takes you to gather all the requested documents from the business teams once they've been asked for.
Target · < 24 hours (for initial response)

You get a request for 10 documents. You've chased and received 8 within 24 hours, and have a clear update on the other 2. That's a good result.

Assigned Test Steps Completion Rate
The percentage of individual audit test steps assigned to you that you complete within the allocated time and budget.
Target · 100%

You're given 15 specific checks to do on expense claims. You complete all 15, on time, and within the hours we expected. Perfect.

Review Note Resolution Time
How quickly you address and clear the comments or questions left by your manager on your workpapers.
Target · < 48 hours

Your manager sends back your work with 5 review notes. You action and clear all 5 within two days, ready for their re-review.

Adherence to Audit Standards
How well you follow our internal audit methodology, workpaper standards, and documentation guidelines.
  • Your workpapers are consistently well-organised, clearly referenced, and use our standard tickmarks. You don't cut corners or skip steps.
Proactive Communication
How effectively you communicate progress, roadblocks, or potential issues to your direct manager and the wider team.
  • You flag issues early, rather than waiting until they become a crisis. You ask for help when you're stuck. You give regular updates without being prompted.
Learning and Development
Your willingness to learn new processes, tools, and audit concepts, and how quickly you pick them up.
  • You ask thoughtful questions, actively participate in training, and demonstrate improvement in your understanding and execution over time. You don't make the same mistake twice.
Professional Demeanour
How you present yourself and interact with colleagues in the business when requesting information, maintaining a professional and respectful attitude.
  • You're polite and persistent when chasing information. You represent the audit team well, even when facing resistance. You handle confidential information appropriately.

5Would you like it

The honest version. What people enjoy, and what grinds them down.

What people enjoy
Getting Things Right

You'll feel a real sense of satisfaction when you've meticulously checked a sample of transactions and found no errors, or when you've spotted a tiny discrepancy that everyone else missed. It's about precision and accuracy.

Successfully completing a detailed check of 50 expense claims, finding a single policy violation, and knowing you've done a thorough job.

Learning How a Business Really Works

Every audit is a deep dive into a different part of the business. You'll get to see the nitty-gritty of how sales are recorded, how payments are made, or how inventory is managed. It's like getting a backstage pass to the company's operations.

Understanding the full cycle of a purchase-to-pay process, from requisition to payment, and seeing how different departments interact.

Contributing to Stability and Trust

Even at this level, your work helps ensure the company's financial statements are reliable and that we're operating ethically. You're a small but important cog in the machine that builds trust with investors and regulators.

Knowing that your accurate workpaper documentation contributes to the overall assurance provided by the Internal Audit report to the Board.

What frustrates people
  • The 'PBC Chase': Spending more time chasing auditees for basic information than actually performing the audit work. Hearing 'I'll get that to you by EOD' for the fifth straight day.
  • Monotonous Testing: The soul-crushing reality of testing the 97th of 100 invoice approvals, where every single one is identical.
  • Being the 'Bad Guy': The constant perception that Internal Audit is there to find fault, rather than to improve processes and protect the company.
  • Review Note Hell: Submitting work you think is perfect, only to get it back covered in dozens of review notes from your manager, often on subjective points, right before the deadline.
What this role does not give you
  • High-level strategic decision-making (not yet, anyway).
  • Constant external client interaction (you'll mostly deal with internal teams).
  • A fast-paced, 'firefighting' environment every single day (it's more methodical).
  • Creative, unstructured problem-solving (you'll follow established methodologies).

6Who you work with

This role directly supports the Internal Audit function's ability to provide assurance over financial controls. Your accuracy and efficiency in gathering evidence mean the audit team can focus on higher-value analysis, ultimately reducing financial risk and ensuring compliance. Get it wrong, and the entire audit process slows down, potentially missing critical issues.

Inside the business
  • Internal Audit Team (L2 and L3 auditors)
  • Accounts Payable team
  • Accounts Receivable team
  • General Ledger team
Outside the business
  • External Auditors (for providing requested documents)

7What you need before you start

Not a wish list. The things you would be expected to already have.

  • A strong academic record, ideally with A-Levels or equivalent vocational qualifications in a relevant subject (e.g., Business, Accounting, Maths).
  • Demonstrable experience (even from part-time work or volunteering) that shows you're organised, can follow instructions, and have a good eye for detail.
  • Basic proficiency with Microsoft Excel (VLOOKUPs, PivotTables, basic formulas).
  • Excellent written and verbal communication skills in English.
  • A genuine interest in finance, auditing, or how businesses manage risk.

8What to practise next

Where the job is going, and what to do about it starting this week.

Advanced Excel & Power Query

As you progress, you'll need to do more complex data analysis yourself. Power Query in Excel is becoming essential for cleaning and transforming messy data quickly, saving hours of manual work.

Importing data from various sources (CSV, database · Data cleaning and transformation (unpivoting, merg · Building robust data models for analysis · Automating data refresh processes

  • This week: Watch a basic YouTube tutorial on 'Excel Power Query for Beginners'.
  • This month: Try to use Power Query to clean a messy dataset you've encountered in an audit, even if it's a small one.
  • Month 2: Experiment with combining two different data sources using Power Query.
  • Month 3: Look for opportunities to automate a small, repetitive data task you do using Power Query.

Quick win: Next time you get a messy Excel file, try to use 'Text to Columns' or 'Remove Duplicates' in Excel to clean it up before doing anything else.

Basic SQL for Data Extraction

To get the exact data you need, directly from our systems, you'll eventually need to know some basic SQL. It gives you much more control than just running standard reports.

SELECT statements (what data you want) · FROM clauses (where the data lives) · WHERE clauses (how to filter the data) · JOINs (how to link different tables together)

  • This month: Find a free online course for 'SQL for Beginners' (Codecademy, Khan Academy are good starts).
  • Month 2: Practice writing simple SELECT and WHERE queries on a dummy database.
  • Month 3: Ask your manager if you can shadow an L2 or L3 auditor who is pulling data using SQL.
  • Month 4: Try to write a simple SQL query to pull a specific data set you need for an audit (under supervision, of course).

Quick win: Understand the concept of a database table and how it's different from an Excel spreadsheet. Just knowing that much is a good start!

9Staying current once you are in

What people here do to keep up
  • Enrolling in introductory online courses on internal audit principles or accounting basics (e.g., through Coursera, Udemy, or LinkedIn Learning).
  • Attending internal training sessions on our audit methodology and systems.
  • Seeking out opportunities to shadow more experienced auditors to understand different parts of the audit process.
  • Reading industry publications or blogs to stay updated on finance and audit trends (even if just the headlines for now).

10How the AI economy is changing work like this

Before we ask anything of you, here's what we can already say about AI and work of this kind:

The new skill this role is being asked for: Data Storytelling (basic)

Auditors are increasingly expected to not just find the data, but to explain what it means in a clear, compelling way. Raw numbers aren't enough; you need to be able to communicate the 'so what?' to non-technical people.

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

Your PlanIllustration

Built for Junior Internal Audit Clerk

2 units that map to this job, from the qualifications that cover it.

  1. Understand how to report on compliance with food safety requirements in operationsPearson Education Ltd · covers 1 of 1 standardsLevel 3
  2. Comply with External and Internal Obligations within a Bulk Storage Operations EnvironmentGQA Qualifications Limited · covers 1 of 1 standardsLevel 3
These are the real units behind this job, in the order they rank for it. Nothing here is marked done, because this plan has not been started by anyone yet. Yours would fill in as you go.

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

Data Storytelling (basic)

Auditors are increasingly expected to not just find the data, but to explain what it means in a clear, compelling way. Raw numbers aren't enough; you need to be able to communicate the 'so what?' to non-technical people.

  • Identifying the key message from a dataset
  • Using simple visualisations (charts, graphs) to su
  • Structuring a narrative around data (problem, insi
  • Avoiding jargon when presenting findings

Digital Ethics & Data Privacy Awareness

As we use more data and AI tools, understanding the ethical implications and strict data privacy rules (like GDPR) becomes even more critical. You'll be handling sensitive information, so knowing the boundaries is paramount.

  • Confidentiality vs. Privacy vs. Security
  • Understanding 'personally identifiable information
  • The concept of 'need to know' when accessing data
  • Basic principles of data retention and disposal
  • Ethical considerations when using AI to analyse da

What you’ll use

Skills this role draws on

Technical

  • Internal Control Frameworks (COSO/COBIT basics)
  • Audit Execution & Workpaper Standards
  • Sarbanes-Oxley (SOX) Compliance Fundamentals
  • Root Cause Analysis (basic observation)

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    University Graduate (Accounting/Finance)

    0-1 year

    Skills to master

    • Applying theoretical knowledge to practical audit tasks, understanding company-specific processes, developing workpaper documentation skills.

    You're ready to move on when

    • Consistently accurate workpaper documentation.
    • Ability to independently complete routine audit tests.
    • Proactive identification of minor issues.
  2. 2

    Apprenticeship (Finance/Business Admin)

    1-2 years

    Skills to master

    • Formalising practical experience into structured audit methodology, understanding internal control concepts, developing professional communication.

    You're ready to move on when

    • Strong grasp of internal audit methodology.
    • Effective communication with business stakeholders.
    • Ability to manage multiple small tasks concurrently.
  3. 3

    Entry-Level Finance Role (e.g., Accounts Assistant)

    1-2 years

    Skills to master

    • Shifting from transactional processing to control testing, developing a 'skeptical' mindset, learning audit software and standards.

    You're ready to move on when

    • Demonstrated ability to follow strict procedures.
    • Good understanding of underlying financial processes.
    • Eagerness to learn audit-specific tools and techniques.

11Where this role leads

The long view:This role is a fantastic launchpad for a career in finance. You'll build a strong foundation, learn from experienced professionals, and gain a unique insight into how a major financial organisation operates. Your journey here is really just the beginning.

Pay & demand

Pay and demand for this role will appear here, each figure traced to a named authoritative source (e.g. the ONS Annual Survey of Hours and Earnings, under the Open Government Licence). We don’t show numbers we can’t attribute.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Junior Internal Audit Clerk is actually changing. In about two minutes, the free confidence check asks where you stand on each of the ten. That's the whole check, and it's what makes the plan yours rather than generic.

Where it leads

Roles this leads to

12The team that's yours

No two people are taught the same way. This is one-to-one, not one-to-many.

Zavmo is a hyper-personalised AI learning platform. Twelve virtual tutors, each with a different way of teaching, and one orchestration agent that picks the right one for the moment. So every single lesson is shaped around you, your role, and the way you learn. Not a course everyone sits through. A conversation built for you, and no one else.

…and nine more, matched to you after your first chat. Meet all twelve

Start free and meet yours

13What it feels like

A conversation, not a course

Because your tutor knows your role, your projects and your last session, learning sounds like this. And it's different for every single person:

Understand how to report on compliance with food safety requirements in operationsLevel 3

Applied to your work in Junior Internal Audit Clerk

By completing this unit, learners will understand records, reports, regulations, and roles related to internal audits, enabling them to report on compliance with food safety requirements.

How the thinking builds
  1. Remember
  2. Understand
  3. Apply
  4. Analyse
  5. Evaluate
  6. Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

One to one, not one to many

No two people run this the same way

A course is written once and handed to everyone. This is assembled around you, and keeps changing as it learns you. Five things it reads, and what each one changes.

  1. Your actual work Every lesson is taught against a live piece of your own work, not a worked example from a textbook.
  2. What you already know The first conversation finds your starting point, so you skip what you can already do and spend the time on what you cannot.
  3. The conditions you learn under Not a learning-styles quiz. The evidence does not support those. The dimensions the research does back, read once and used to shape the plan.
  4. How far you got last time It picks up mid-thought. The tutor knows what you said, what you struggled with, and what it asked you to try.
  5. Which tutor suits the moment Twelve of them, each for a different kind of thinking. The one who walks you through a first idea is not the one who stress-tests it.

See how you learn, free. Eight questions, no sign-up. A directional taster; the diagnostic inside Zavmo goes deeper and keeps adapting.

DemonstrateIllustration

Evidenced on your work in Junior Internal Audit Clerk

You do not finish by watching something. You finish by showing it on the work you already do, against the measures this job is judged on.

  • Workpaper Accuracy RateThe percentage of your audit workpapers that pass review without any critical errors or omissions.You submit 5 sets of workpapers; 4 are perfect, 1 has a minor referencing error. That's 80% perfect, but 100% without critical errors.98%+
  • PBC List Completion TimeThe average time it takes you to gather all the requested documents from the business teams once they've been asked for.You get a request for 10 documents. You've chased and received 8 within 24 hours, and have a clear update on the other 2. That's a good result.< 24 hours (for initial response)
  • Assigned Test Steps Completion RateThe percentage of individual audit test steps assigned to you that you complete within the allocated time and budget.You're given 15 specific checks to do on expense claims. You complete all 15, on time, and within the hours we expected. Perfect.100%
  • Review Note Resolution TimeHow quickly you address and clear the comments or questions left by your manager on your workpapers.Your manager sends back your work with 5 review notes. You action and clear all 5 within two days, ready for their re-review.< 48 hours
These are this job's own measures, with its own targets. Nothing is marked evidenced, because nobody has started this yet. Yours would fill in from the work you bring.

Your passport

This isn't a certificate you file away. It's a passport to the life you're designing.

Every credit you earn and every fluency you build adds up: evidence where it counts, carried with you. Zavmo keeps the map: where you are, where you're heading, and the next step, at your pace, around your life. From Junior Internal Audit Clerk to Internal Audit Clerk (L2), and whatever you decide comes after.

Level 2 · in progressAI Fluency→ Internal Audit Clerk (L2)→ your design
Where this takes you

This role is a fantastic launchpad for a career in finance. You'll build a strong foundation, learn from experienced professionals, and gain a unique insight into how a major financial organisation operates. Your journey here is really just the beginning.

See Your Progress GrowIllustration
Junior Internal Audit Clerk
  • Internal Control Frameworks (COSO/COBIT basics)
  • Audit Execution & Workpaper Standards
  • Sarbanes-Oxley (SOX) Compliance Fundamentals
  • Root Cause Analysis (basic observation)
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

14The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Junior Internal Audit Clerk is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Internal Audit Clerk (L2)

    2-3 years in current role

    You'll move from purely executing tasks to taking ownership of specific, non-complex audit areas. You'll work more independently and start to identify issues without constant prompting.

    • Developing basic audit programmes for non-complex areas.
    • Performing more complex data analysis in Excel (e.g., Power Query).
    • Drafting initial audit findings and recommendations for review.
Working with AI on the job

Working with AI

Where AI is starting to help

Imagine spending less time on the tedious bits of audit and more time actually learning and understanding. That's where AI comes in. We're not talking about replacing you, but giving you a super-powered assistant to help with the repetitive, time-consuming tasks.

For an Internal Audit Clerk, AI isn't some far-off sci-fi dream; it's already here, helping us get through the mountain of documents and data quicker. Think of it as a smart tool that can help you gather evidence, spot anomalies, and even draft parts of your findings, freeing you up to learn the bigger picture.

Automated Evidence Collection

Instead of manually logging into systems and taking screenshots for every single item on your sample list, AI bots can do it for you. They'll pull the reports, grab the evidence, and attach it directly to your test in Workiva. It's like having a digital intern for the most boring part of the job.

Intelligent Anomaly Detection (for review)

Imagine not having to manually sift through hundreds of transactions. AI can analyse all of them – not just a sample – and flag the really suspicious ones for your review. Think entries posted at odd hours, by unusual users, or just below an approval limit. You still make the call, but AI points you to where to look.

Control Design Assistant (for learning)

When you're trying to understand a new process, AI can take a simple description and suggest what 'good' controls should look like, based on frameworks like COSO. It's a fantastic learning tool, helping you quickly grasp where controls might be missing or weak, even if you're not designing them yet.

First-Draft Finding Generation

Once you've done your tests and identified a clear issue, AI can take your structured notes and generate a perfectly formatted first draft of an audit finding. You'll still need to review and refine it, of course, but it saves you a chunk of time on the initial writing.

Common questions

Common questions

How do you become a Junior Internal Audit Clerk?

Common routes in include University Graduate (Accounting/Finance) (0-1 year), Apprenticeship (Finance/Business Admin) (1-2 years) and Entry-Level Finance Role (e.g., Accounts Assistant) (1-2 years). Times vary with prior experience.

Where can a Junior Internal Audit Clerk progress to?

This role can lead on to Internal Audit Clerk (L2) (2-3 years in current role), depending on the skills you build.

What level is a Junior Internal Audit Clerk in the UK?

This role aligns to RQF Level 2 on the UK framework, a guide to the depth of qualification it maps to, not a hard entry bar.

What new skills matter most for a Junior Internal Audit Clerk?

Increasingly, Data Storytelling (basic) and Digital Ethics & Data Privacy Awareness. These are the areas where the higher-paid, future-proof work is heading.

The honest bit

You’ve started things before

Most of them were built for a room full of people who aren’t you. A cohort moves on whether or not your week allowed it, and by the third week the thing you’re behind on becomes the reason you stop opening it.

There’s no cohort here, and no timetable to fall behind. Before anything starts, Zavmo asks when you’re sharpest and how long you can realistically sit down for, then builds the sessions around those answers. A bad fortnight changes your pace. It doesn’t put you behind.

And you only pay once you start learning. Searching and planning are free, and you can cancel any time — so the cost of finding out is an afternoon, not a year.

What it costs

Less than one coaching session. Every month.

A single career-coaching hour costs more than a month of this, and it ends when the hour does. Zavmo doesn't. It's £70 a month, about £2.30 a day, for a companion that knows a Junior Internal Audit Clerk, works on the job you actually do, and keeps going at your pace rather than a timetable's.

  • Searching and planning stay free. You only pay when you start learning.
  • Your credits are yours. Regulated, and they don't vanish when a subscription ends.
  • Cancel any time and billing stops. No notice period, no minimum term.

Your path, personalised

You have the map. Walking it is the part we do together.

This route runs to 1 national skill standard. That is a real journey.

Zavmo shapes a learning experience as unique as you are. It fits how you learn, your pace and the work you already do. Every step stays benchmarked to recognised national standards. That’s the plan for becoming a Junior Internal Audit Clerk: personal to you, and it still counts. The first steps are free.

Independent research finds well-designed intelligent tutoring performs nearly as well as one-to-one human tutoring: VanLehn (2011), Educational Psychologist.

A private tutor in the UK averages £35–40 an hour . Zavmo is £70/month.

A real plan on learn.zavmo.ai: Ofqual-regulated units, credits, and a three-month run at your own pace.
Start free No commitment. See your first steps free.

15Where to go from here

Other roles at Level 2

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

Other roles in Finance roles

Stay in the field you know and move sideways rather than up.

If you leave this industry

The skills you'll gain in Internal Audit are highly transferable. You could move into other finance functions like Financial Control, Risk Management, or even Operations, as your understanding of business processes and controls will be invaluable.

Not sure this is the right direction?

Work out what you actually want from work first, then come back and see which roles fit it. Takes about ten minutes.

This role profile is © 2026Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Build my plan, free Here's the first ten minutes: a 2-minute confidence check → your personalised roadmap → meet the tutors matched to you. No card, cancel any time. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.