United Kingdom · Finance · Mid-Level (2-5 years)

Compliance Specialist

As a Compliance Specialist, you become the vigilant guardian who keeps your firm safe from financial crime.

Here is the whole job, in plain words. What it is, a real day, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

See how AI is changing this job, and get the full read by email.

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As a Compliance Specialist, a good place to start on Prompt Engineering & LLM Integration is Using and Checking AI Tools in Daily Work, a free Future Fluency module at Level 3. You'd practise using everyday AI tools on real tasks from your own week, and checking what they produce before you use it.

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One email: what AI is changing in this job, the new skills it asks for, where it leads, and where to start free. With a link back here. Nothing else follows unless you confirm your address.

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  • Experience bandMid-Level (2-5 years)
  • Direct reportsNo direct reports
  • Reports toCompliance Manager
  • UK framework levelUsually a coordinator, or early in a professional job

Also advertised as Regulatory Specialist · Financial Crime Analyst · KYC Analyst

Built on 43,079 real UK job descriptions we analysed · grounded in what real qualifications cover

1From this job to a course

The qualifications matched to this job

City & Guilds Level 3 Award in Providing Financial Services City & Guilds Limited · Level 3 · covers 3 of 10 standards
City & Guilds Level 3 Diploma in Operational Delivery (VRQ) City & Guilds Limited · Level 3 · covers 2 of 10 standards
City & Guilds Level 3 Certificate in Operational Delivery (VRQ) City & Guilds Limited · Level 3 · covers 2 of 10 standards
iCQ Level 3 Certificate in Providing Financial Services iCan Qualifications Limited · Level 3 · covers 2 of 10 standards
CISI Level 3 Certificate in Investment Operations Chartered Institute for Securities & Investment · Level 3 · covers 2 of 10 standards
GQA PAA\VQ-SET Level 3 Diploma for a Bulk Storage Operator (Technician) GQA Qualifications Limited · Level 3 · covers 1 of 10 standards

Matched from the standards this job is measured against: a suggestion, not an official ruling.

The units you would start with

Ensure compliance with legal, regulatory, ethical and social requirements City & Guilds Level 3 Award in Providing Financial Services
Investigate suspected non-compliance in operational delivery City & Guilds Level 3 Diploma in Operational Delivery (VRQ)
Complying with regulations within the financial services environment iCQ Level 3 Certificate in Providing Financial Services
Global Financial Compliance CISI Level 3 Certificate in Investment Operations
Comply with External and Internal Obligations within a Bulk Storage Operations Environment GQA PAA\VQ-SET Level 3 Diploma for a Bulk Storage Operator (Technician)

The future skills this job leans on

AI Fluency working with AI as a thinking partner
Data Fluency turning numbers into a decision
AI Governance Fluency using AI responsibly
Your Plan Illustration

Built for Compliance Specialist

5 units that map to this job, from the qualifications that cover it.

  1. Ensure compliance with legal, regulatory, ethical and social requirements City & Guilds Limited · covers 3 of 10 standards Level 3
  2. Investigate suspected non-compliance in operational delivery City & Guilds Limited · covers 2 of 10 standards Level 3
  3. Complying with regulations within the financial services environment iCan Qualifications Limited · covers 2 of 10 standards Level 3
  4. Global Financial Compliance Chartered Institute for Securities & Investment · covers 2 of 10 standards Level 3
  5. Comply with External and Internal Obligations within a Bulk Storage Operations Environment GQA Qualifications Limited · covers 1 of 10 standards Level 3
These are the real units behind this job, in the order they rank for it. Nothing here is marked done, because this plan has not been started by anyone yet. Yours would fill in as you go.

2AI and this work

Will AI change your work as a Compliance Specialist?

Nobody can say exactly how. Here is what this job is being asked for next, and where to start.

How the AI economy is changing work like this

A broad read on this kind of work, not an analysis of this job on its own. Roles that share a pattern get the same answer here.

Fading: AI does more of this

AI is increasingly taking over routine alert monitoring and basic report drafting, freeing you from the busywork.

→
Rising: worth more because of AI

Your ability to interpret complex data and provide strategic insights becomes even more valuable in an AI-enhanced environment.

The new skills this role is being asked for

  • Prompt Engineering & LLM Integration
  • Behavioural Economics in Compliance
Why each one is rising

The future skills this job leans on

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

What happens when you start

Next, a free account. We build your Compliance Specialist plan as you set up, starting with the free AI Fluency module. No card.

Your first Future Fluency module is free. After that, your AI tutor is £70 a month.

Keep this read. One email with what AI is changing in this job, the new skills it asks for and where to start free. Nothing else follows unless you confirm your address.

3What this role really is

We see you

You wonder if AI might one day replace the meticulous parts of your job, but you know it can't replicate your nuanced understanding of human behaviour. It's a relief to think that AI can handle the repetitive tasks, leaving you to focus on what truly matters.

A Compliance Specialist investigates risks and checks that a firm follows financial regulations.

4A day in the life

Not a job advert. A real day, built from what this role actually holds.

08:45
You start your day by reviewing overnight transaction alerts, diving into the details to spot any anomalies that need further investigation.
11:00
A new client onboarding case hits your desk, and you meticulously check their documentation, ensuring everything aligns with KYC requirements before giving the green light.
14:00
You meet with a junior analyst who’s stuck on a complex case, offering guidance and sharing insights from your own experiences.
16:30
As the day winds down, you draft updates to internal compliance procedures, translating regulatory changes into clear, actionable steps for the team.

5What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

GRC Platforms (e.g., ServiceNow GRC, Archer, OneTrust) Intermediate

You'll be logging issues, tracking remediation tasks, and running pre-configured reports. You'll understand the data entry and workflow process inside out, and might even help configure basic control tests.

AML/Transaction Monitoring (e.g., NICE Actimize, FICO TONBELLER) Intermediate

You'll be clearing Level 1 alerts, accurately documenting your investigation steps, and escalating complex cases based on defined procedures. You'll know how to navigate the system to pull relevant data.

Screening & KYC Utilities (e.g., Refinitiv World-Check, LexisNexis Bridger Insight) Intermediate

You'll run customer screenings, adjudicate potential matches, and document the onboarding due diligence process within the utility. You'll be comfortable navigating these systems for client vetting.

Regulatory Reporting Software (e.g., Workiva, Adenza AxiomSL) Basic

You'll be gathering and inputting data into reporting templates, performing basic data validation checks against source systems. You'll understand the data requirements for key reports.

Data Analysis & Visualization (SQL, Advanced Excel, Tableau/Power BI) Basic

You'll run existing SQL queries to pull data, and use VLOOKUP/XLOOKUP and PivotTables in Excel to format data for reports. You might even build simple dashboards in Tableau or Power BI to track your own metrics.

Policy & Document Management (e.g., SharePoint, Confluence) Intermediate

You'll upload documents, manage version control, and track attestations according to established procedures. You'll be a regular user of our internal policy library.

6What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing in Where you are nowThe step above
Client Onboarding Approval (Standard Risk) Prepares initial documentation for review; no approval authority. Approves standard risk client onboarding files based on established criteria; escalates any exceptions. Approves high-risk client onboarding files (e.g., PEPs, complex structures) and provides final sign-off for exceptions.
Alert Closure (Transaction Monitoring) Investigates alerts and drafts closure rationale for review by a senior team member. Independently investigates and closes Level 1 alerts, escalating Level 2 or complex cases with recommendations. Reviews and approves closure of complex alerts, provides final sign-off on SAR filings, and tunes alert scenarios.
Policy Interpretation & Application Applies existing policies to straightforward situations with guidance; flags ambiguities. Interprets and applies policies to routine and some non-routine situations; consults on grey areas. Provides definitive interpretations of complex policies; advises business on implementation; drafts new policy sections.
Process Improvement Suggestions Identifies minor inefficiencies in own workflow; suggests small improvements to supervisor. Proposes and documents solutions for process inefficiencies within own scope; may lead small implementation efforts. Designs and champions significant process improvements across workstreams; secures buy-in from stakeholders; measures impact.

7How you'll be judged

The scoreboard, and what is not on it. The hard targets, how often each is actually looked at, and the quiet signals that never reach a dashboard.

Alert Closure Time
The average time it takes you to investigate and close a system-generated alert (e.g., suspicious transaction).
Target · Average < 48 hours for Level 1 alerts

You cleared 25 alerts last week, with an average closure time of 36 hours. This shows you're on top of your caseload and not letting things pile up.

KYC File Completion Accuracy
The percentage of new client onboarding files you review that are fully compliant with our internal policies and regulatory requirements, without errors or omissions.
Target · > 98% accuracy

Out of 50 KYC files reviewed last month, only one had a minor missing document, putting you at 98% accuracy. That's a solid effort.

Error Rate in Routine Reporting Data
The number of times data you've prepared for routine regulatory reports (e.g., transaction data) needs correction due to your input errors.
Target · Zero errors in data submitted for routine reports

Your quarterly data submissions for MiFID II transaction reporting had no errors, meaning the senior team didn't have to chase you for corrections. Spot on.

Escalation Quality & Timeliness
How effectively and quickly you escalate complex or high-risk issues that fall outside your decision authority, providing clear summaries and recommendations.
Target · 95% of high-risk cases escalated within 24 hours with complete documentation

You identified a complex multi-jurisdictional transaction pattern, escalated it to your manager within 12 hours with a clear summary of your findings and why you thought it was high-risk. That's exactly what we need.

Investigation Thoroughness
The depth and quality of your investigations into suspicious activity, ensuring all relevant information is gathered, analysed, and documented.
  • Your investigation notes are comprehensive, clearly explain your rationale, and include all supporting evidence. Senior specialists rarely need to ask for more information or re-open a case you've closed.
Proactive Issue Identification
Your ability to spot potential compliance gaps or emerging risks in processes or client activity, even if they haven't triggered a formal alert yet.
  • You bring potential issues to your manager's attention before they become problems. For instance, you might flag a new business product that doesn't quite fit existing controls, or a trend in client behaviour that looks a bit off.
Clarity of Communication
How well you explain complex regulatory requirements or compliance decisions to business colleagues who might not have a compliance background.
  • Business teams understand your 'no' and why it's a 'no'. They don't come back asking the same questions repeatedly. You can break down a dense regulation into simple, actionable steps for them.
Adherence to Internal Procedures
Consistently following our established internal policies and procedures for all compliance tasks, ensuring audit readiness.
  • Your work consistently passes internal audits and reviews without findings related to procedural non-compliance. You're known for sticking to the script, which is vital in this role.

8Would you like it

Both sides. What people enjoy, and what grinds them down.

What people enjoy
Protecting the Firm

You feel a genuine sense of responsibility for safeguarding the company's reputation and financial stability. Every alert cleared, every compliant client onboarded, feels like a win for the firm.

You're motivated by the idea of preventing a major regulatory fine or a financial crime incident, knowing your work directly contributes to the firm's long-term health.

Solving Puzzles

You enjoy the investigative aspect of the role, piecing together information from various sources to understand complex transactions or client structures. It's like being a detective.

When an alert comes in, you see it as a challenge to unravel, not just a task to tick off. You enjoy the process of digging into the data and finding the story behind it.

Ensuring Fairness & Integrity

You're driven by the belief that financial markets should be fair and transparent, and your role helps uphold that. You want to make sure everyone plays by the rules.

You take pride in knowing your work helps prevent illicit activities and ensures our clients can trust us to operate ethically and legally.

What frustrates people
  • The 'Business Prevention Unit' Stigma: Constantly being perceived as the department of 'no' that slows down deals and adds friction, rather than a partner protecting the firm.
  • The Fire Drill Mentality: Your carefully planned week is regularly obliterated by an 'urgent' regulatory inquiry or an internal audit finding that requires an immediate, all-hands-on-deck response.
  • Garbage In, Garbage Out: Spending 50% of your time cleaning, validating, and chasing down corrections for messy data from front-office systems just to meet basic regulatory reporting standards.
  • Lip Service vs. Reality: Sitting in meetings where senior leaders champion a 'culture of compliance,' then seeing them approve resource cuts to your department or grant exceptions for high-revenue clients.
  • The Thankless Task: Your work is invisible when things go right, but you're the first person blamed when something goes wrong. Averted disasters rarely get you a bonus.
What this role does not give you
  • A quiet, predictable work schedule without urgent interruptions.
  • Constant positive reinforcement for preventing problems that never materialise.
  • Direct involvement in revenue generation or client acquisition.
  • A role where you rarely have to deliver unpopular news to colleagues.

9Who you work with

This role is pretty fundamental. You're directly responsible for spotting and stopping financial crime, ensuring we meet our regulatory obligations, and protecting the firm from significant financial and reputational damage. Your work helps maintain our operating licence and builds trust with clients and regulators. Honestly, without people like you, we wouldn't be in business for long.

Inside the business
  • Compliance Manager and Senior Specialists
  • Front Office / Sales Teams (for client onboarding)
  • Operations Teams (for transaction monitoring)
  • Internal Audit
  • Legal Department
Outside the business
  • External Auditors
  • Regulators (e.g., FCA, PRA) - indirectly through reports
  • Third-party vendors (e.g., KYC data providers)

10What you need before you start

Not a wish list. The things you would be expected to already have.

  • At least 2-3 years of practical experience in a financial services compliance role, specifically in areas like KYC/AML, financial crime investigations, or regulatory reporting.
  • Proven ability to conduct independent investigations, gather evidence, and document findings clearly and concisely.
  • Demonstrable experience with at least one GRC, AML monitoring, or KYC screening platform.
  • A solid understanding of the UK's financial regulatory landscape and key financial crime regulations.
  • Strong analytical skills, particularly with data in Excel, and the ability to spot anomalies or patterns.

11What to practise next

Where the job is going, and what to do about it starting this week.

Advanced Data Querying & Scripting

Critical within 12 months. The volume and complexity of data are only growing. Relying solely on basic queries or manual Excel work will become unsustainable. You'll need to extract, transform, and analyse data more efficiently.

Complex SQL joins and subqueries · Python for data manipulation (pandas) · Data lineage and governance

  • This month: Take an online course on advanced SQL. Practice writing complex queries against dummy databases.
  • Month 2: Start learning Python basics, focusing on the 'pandas' library for data manipulation.
  • Month 3: Identify one repetitive data preparation task in your current role and try to automate it using Python scripts.
  • Month 4: Work with a senior analyst to understand our data architecture and where key compliance data resides.

Quick win: Find a small, manual data task you do weekly and challenge yourself to write a simple SQL query or Excel macro to automate part of it.

GRC Platform Optimisation

Important within 18 months. As we invest more in GRC platforms, simply knowing how to use them won't be enough. You'll need to understand how to configure them to better suit our needs, reducing manual effort and improving insights.

Workflow design and automation · Custom reporting and dashboard creation · Integrations with other systems

  • This month: Deep-dive into our current GRC platform's capabilities. Explore its admin functions (if you have access) or ask for a demo from an advanced user.
  • Month 2: Identify one manual compliance process that could be automated within the GRC platform and map out the ideal workflow.
  • Month 3: Take an online course or certification specific to our GRC platform's administration and configuration.
  • Month 4: Propose a small enhancement or custom report within the GRC platform that would benefit your team.

Quick win: Spend an hour each week exploring a new feature or reporting capability within our existing GRC platform. You'd be surprised what you can find.

12Staying current once you are in

What people here do to keep up
  • Regularly read industry publications and regulatory updates (e.g., FCA newsletters, Financial Times, Compliance Monitor).
  • Attend webinars or online courses on emerging financial crime typologies or new regulatory requirements.
  • Join professional compliance networks or forums to share insights and learn from peers.
  • Seek out opportunities to get involved in cross-functional projects that touch on compliance, even if it's just observing.

13The rising capability

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

Prompt Engineering & LLM Integration

Critical within 6 months—this is already happening, not future. Competitors are using large language models (LLMs) to draft reports in 10 minutes that used to take 2 hours. Analysts who figure this out will outproduce peers 3:1.

  • Context windows and token limits
  • Temperature settings for different tasks
  • RAG architectures for proprietary data
  • Output validation and hallucination detection

Behavioural Economics in Compliance

Important within 12 months. Regulators are increasingly focusing on 'culture of compliance' and understanding human behaviour. Knowing why people break rules, or fail to follow them, helps us design better controls and training.

  • Nudge theory
  • Cognitive biases
  • Ethical fading
  • Incentive design

14What you’ll use

What you’ll use

Skills this role draws on

Technical

  • Regulatory Framework Interpretation
  • Risk & Control Self-Assessment (RCSA)
  • Control Testing & Validation
  • Forensic Investigation & Case Management
  • Regulatory Change Management
  • Policy & Procedure Development

15The pathway

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Compliance Analyst (L1)

    1-2 years

    Skills to master

    • Mastering alert investigation, accurate KYC file preparation, understanding internal policies, and effective escalation procedures.

    You're ready to move on when

    • Consistently closing routine alerts accurately and efficiently under supervision.
    • Producing error-free KYC documentation for standard clients.
    • Proactively asking questions and demonstrating a strong desire to learn more complex regulations.
    • Receiving positive feedback on attention to detail and adherence to procedures.
  2. 2

    Operations Specialist (with compliance focus)

    2-3 years

    Skills to master

    • Developing a strong understanding of operational processes, identifying compliance touchpoints, and learning basic regulatory requirements relevant to operations.

    You're ready to move on when

    • Actively flagging potential compliance issues within operational workflows.
    • Demonstrating a keen interest in regulatory requirements impacting their operational area.
    • Taking initiative to learn about financial crime prevention or regulatory reporting.
    • Strong track record of accuracy and process adherence in an operational role.
  3. 3

    Audit Associate (Financial Services)

    1-3 years

    Skills to master

    • Understanding control testing methodologies, risk assessment, and documenting findings. Transitioning from external audit to internal compliance means applying that critical eye internally.

    You're ready to move on when

    • Proven ability to identify control weaknesses and suggest improvements.
    • Experience working with financial regulations and audit standards.
    • Strong analytical and investigative skills applied in an audit context.
    • Desire to move from 'checking' to 'doing' compliance.

16How people get here · where they go next

Came from
Compliance Analyst (L1)
1-2 years
You mastered the art of closing routine alerts accurately and efficiently, laying the groundwork for tackling more complex compliance challenges.
You are here
Compliance Specialist
Mid-Level (2-5 years)
A Compliance Specialist investigates risks and checks that a firm follows financial regulations.
Goes to
Senior Compliance Specialist (L3)
3-5 years
This role holds the opportunity to lead on complex cases, mentor junior team members, and become a subject matter expert in specific regulations.

The long view: This work can lead to managing a compliance team or a major programme, and later to a director role overseeing compliance strategy for a whole business line.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Compliance Specialist is actually changing.

How you would learn this

One to one, on the work you already do

A tutor sets the task against your own job and marks the reasoning, at your pace. There is no cohort to fall behind.

A lesson from Ensure compliance with legal, regulatory, ethical and social requirements, worked against Compliance Specialist.

Ensure compliance with legal, regulatory, ethical and social requirements Level 3

Applied to your work in Compliance Specialist

The objective of this unit is to enable learners to ensure operational compliance with legal, regulatory, ethical, and social requirements within their area of responsibility. Learners will be able to monitor compliance, identify areas of non-compliance, and make appropriate recommendations for improvement.

The Coach Last time, we looked at how you handle complex KYC cases. How did your approach change after our discussion?

You I started using more external data sources to verify client information.

The Coach Great step forward! Let's build on that by incorporating AI tools to streamline some of those data checks, freeing up more of your time for the deeper analysis.

How the thinking builds
  1. 1 Remember
  2. 2 Understand
  3. 3 Apply
  4. 4 Analyse
  5. 5 Evaluate
  6. 6 Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

It is £70 a month, billed monthly. Your free first module is Future Fluency, and you can cancel any time.

A year from now

A year from now, you are the go-to expert in your team, confidently navigating complex compliance issues with the support of AI and your sharpened skills.

See Your Progress Grow Illustration
Compliance Specialist
  • Regulatory Framework Interpretation
  • Risk & Control Self-Assessment (RCSA)
  • Control Testing & Validation
  • Forensic Investigation & Case Management
  • Regulatory Change Management
  • Policy & Procedure Development
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

17The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Compliance Specialist is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. This is the natural next step, where you'll take on more complex cases, lead small projects, and start mentoring junior team members. You'll become a recognised subject matter expert in a specific area.

    • Designing new controls and procedures
    • Acting as a subject matter expert for specific regulations (e.g., MiFID II)
    • Leading internal investigations from start to finish
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, compliance work can be incredibly detailed and, at times, a bit repetitive. But what if you could cut down on the grunt work and focus more on the interesting investigations and strategic thinking? That's exactly what AI can help you do. We're not talking about replacing you; we're talking about giving you superpowers.

As a Compliance Specialist, you're constantly sifting through data, checking regulations, and drafting reports. Imagine having a smart assistant that handles the initial heavy lifting, freeing you up to apply your expert judgment where it truly matters. Here's how AI is already changing the game for compliance professionals:

Alert Triage Automation

Use AI to perform the initial analysis of transaction monitoring alerts. It can automatically close low-risk, repetitive false positives and enrich high-risk alerts with relevant client data before you even see them. This means less noise and more focus on genuine threats.

Regulatory Intelligence Synthesis

Deploy natural language processing (NLP) tools to scan, summarise, and categorise thousands of pages of new regulatory proposals and enforcement actions. The AI can highlight key obligations and changes relevant to our specific business lines, saving you hours of reading.

Enhanced Due Diligence (EDD) Research

Utilise an AI-powered platform to conduct comprehensive adverse media searches and network analysis on high-risk clients. The tool can identify hidden connections and negative news far faster and more thoroughly than manual Google searches, giving you a head start on investigations.

Policy & Training Draft Generation

Use a generative AI assistant to create the first draft of a new internal policy or a training presentation based on a specific regulation. You then refine and customise the content, saving significant initial writing time and ensuring consistency.

Common questions

Common questions

How do you become a Compliance Specialist?

Common routes in include Compliance Analyst (1-2 years), Operations Specialist (with compliance focus) (2-3 years) and Audit Associate (Financial Services) (1-3 years). Times vary with prior experience.

Where can a Compliance Specialist progress to?

This role can lead on to Senior Compliance Specialist (3-5 years in role), depending on the skills you build.

What new skills matter most for a Compliance Specialist?

Increasingly, Prompt Engineering & LLM Integration and Behavioural Economics in Compliance. These are the skills our record of this role lists as growing.

Free tools

Want a read on where you stand?

Three free tools, no account needed. Each one ends with a role, a level and a way in.

18Where to go from here

Other roles at Level 3

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

More jobs in finance

Stay in the field you know and move sideways rather than up.

If you leave this industry

Regulatory knowledge and investigative skills apply across financial services, including investment banking, retail banking, asset management and fintech.

This role profile is © 2026 Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Start my free AI Fluency module What happens next: a free account, then we build your plan as you set up. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.