How you’d get this certificate
- Zavmo teaches you. You learn the units one-to-one with an AI tutor, on your own work.
- You register with an approved centre. That is a college, training provider or employer Chartered Institute for Securities & Investment has approved to offer this qualification. Zavmo is not an approved centre, so you register with them, not with us.
- The centre assesses, and Chartered Institute for Securities & Investment awards. A qualified assessor at the centre judges your evidence, and the certificate comes from Chartered Institute for Securities & Investment.
The Certificate in Paraplanning was developed in conjunction with Paraplanners, Financial Planners and trainers to test the application of skills and the technical knowledge needed by Paraplanners.
These are the units Chartered Institute for Securities & Investment registers against this qualification. It is a catalogue, not a syllabus. Which of them you take depends on the combination the qualification requires, and that is set by the awarding body rather than by us. Every unit here is regulated. Zavmo teaches towards them on your own work, and work done here is recognised as prior learning under the agreements we hold.
Zavmo is not an awarding body, is not an approved centre, and is not affiliated with Chartered Institute for Securities & Investment. It does the teaching and the mapping. Chartered Institute for Securities & Investment sets this qualification and awards it, and a qualified human assessor makes the assessment decision.
Free first step
Try a free Future Fluency lesson first
The free part is a Future Fluency lesson on using AI at work. It is not part of this qualification. Next, a free account. We build your plan for this qualification as you set up. Teaching towards this qualification begins when you subscribe.
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What each unit actually teaches you to do
Financial Planning & Advice Real unit · Chartered Institute for Securities & Investment
What you'll be able to do
- Understand the key areas of financial protection.
- Understand the key areas of retirement planning.
- Understand the core concepts and application of financial planning.
Financial Planning & Advice Real unit · Chartered Institute for Securities & Investment
What you'll be able to do
- Understand the principles of financial planning.
- Understand the principles of financial protection.
- Understand the principles of retirement planning.
- Understand different retirement solutions.
- Formulate financial planning recommendations.
Investment, Risk and Taxation Real unit · Chartered Institute for Securities & Investment
What you'll be able to do
- Understand the characteristics, risks and return of asset classes and their correlation, including equities, bonds, property, and alternative investments.
- Understand the macro-economic environment, its trends and impact on the economy and asset classes, including inflation, interest rates, and economic growth.
- Understand the principles of investment risk and return and related models of investment theory, including Modern Portfolio Theory and the Capital Asset Pricing Model.
- Understand the UK tax system as it applies to private individuals, trusts and charities, including income tax, capital gains tax, and inheritance tax.
- Understand the main types, characteristics, tax treatment, inherent risks and behaviours of investment products, including unit trusts, investment trusts, and offshore funds.
- Understand the principles and theory of asset allocation and portfolio construction, including diversification, rebalancing, and strategic asset allocation.
- Understand the rules, process and responsibilities of giving financial advice, including fact-finding, suitability assessments, and providing recommendations.
- Understand portfolio performance review and the performance of investments, including calculating returns, benchmarking, and analysing performance drivers.
Personal Taxation Real unit · Chartered Institute for Securities & Investment
What you'll be able to do
- Demonstrate an understanding of the UK tax system as relevant to the needs and circumstances of individuals and trusts
- Analyse the taxation of investments as relevant to the needs and circumstances of individuals and trusts
- Analyse the role and relevance of tax in the financial affairs of individuals and trusts
- Apply the knowledge of personal taxation to the provision of investment advice
Principles of Financial Planning Real unit · Chartered Institute for Securities & Investment
What you'll be able to do
- Demonstrate an understanding of savings and investments, both single premium and regular premium solutions, and their tax treatment and application in the Financial Planning process.
- Demonstrate an understanding of protection solutions, their tax treatment and application in the Financial Planning process.
- Analyse protection solutions and their application in the Financial Planning process.
- Demonstrate an understanding of retirement solutions and their tax treatment and application in the Financial Planning process.
- Analyse retirement solutions and their application in the Financial Planning process.
- Demonstrate an understanding of estate planning and its application in the Financial Planning process.
- Demonstrate an understanding of Financial Planning fundamentals.
- Apply Financial Planning fundamentals.
- Demonstrate an understanding of ethics and Codes of Practice and their application in the Financial Planning process.
- Demonstrate an understanding of risk and its application in the Financial Planning process.
- Demonstrate an understanding of assets and liabilities and their application in the Financial Planning process.
- Demonstrate an understanding of income and expenditure and their application in the Financial Planning process.
- Demonstrate an understanding of how to apply the six steps of Financial Planning.
- Demonstrate an understanding of assumptions and their application in the Financial Planning process.
- Demonstrate an understanding of research and its application in Financial Planning process.
- Demonstrate an understanding of asset allocation and its application in the Financial Planning process.
- Demonstrate an understanding of the principles and application of cashflow forecasting.
- Demonstrate an understanding of the required documentation and processes to implement Financial Planning recommendations.
- Demonstrate an understanding of client reviews and their application in the Financial Planning process.
Taxation in the UK for individuals & Trusts Real unit · Chartered Institute for Securities & Investment
What you'll be able to do
- Understand the UK tax system as it applies to private individuals and trusts.
- Understand the tax treatment of investment products.
- Understand the key principles of tax planning and advice.
The national standards these units are built against
What the job actually needs, in the words employers and awarding bodies already use for the work itself.
- Standard
Assess the client’s financial circumstances
- Standard
Assist with the implementation of the financial strategy as agreed with the client
- Standard
Carry out research to inform the development of the financial strategy for the client
- Standard
Prepare financial statements to support development of the client's financial strategy
- Standard
Propose financial solutions for the client
The jobs these credits are mapped to
A qualification is never a dead end here. Each of these is a job record this qualification is a mapped route into.
- 1 record
- 1 record
- 1 record
- 1 record
Where this can lead
Retirement Planning Advisor
This work can lead to a senior advisor role handling complex cases, or into leading a team of advisors as a wealth manager.
See the whole journeyThe credits, and who awards them
Level 4 credits are regulated, and they are awarded by Chartered Institute for Securities & Investment rather than by Zavmo. They don’t vanish when a subscription ends or a website closes. They travel to any employer, and Zavmo keeps the map of what you have covered and what is next.
What you would be collecting
Financial Planning & AdviceFinancial Planning & AdviceInvestment, Risk and TaxationPersonal TaxationPrinciples of Financial PlanningTaxation in the UK for individuals & Trusts
Each one is a real unit registered against this qualification.
How you’d practise it
You don’t watch this. You do it.
You are not assessed on remembering this. You are assessed on applying it, analysing it, evaluating it and producing something. So that is what the practice is: projects, role play and your own live cases, with a tutor in the room.
The Navigator · your what-if tutor Illustration - Bring your own plan Create
For “Financial Planning & Advice” you bring the plan you are actually working on, not a case study. Zavmo pulls on the assumptions in it until the weak one shows.
- Draft the real one Create
You do “Principles of Financial Planning” on a real document of your own. Zavmo works on the draft you have to send anyway, so the coursework and the job are the same piece of work.
What you leave holding
The standards this credential builds, in the shape the product keeps them
Nothing here is marked learned. There is no learner on a public page, so the map shows what the qualification covers rather than what anybody has done.
- Assess the client’s financial circumstances
- Assist with the implementation of the financial strategy as agreed with the client
- Carry out research to inform the development of the financial strategy for the client
- Prepare financial statements to support development of the client's financial strategy
- Propose financial solutions for the client
How you would learn this
One to one, on the work you already do
A tutor sets the task against your own job and marks the reasoning, at your pace. There is no cohort to fall behind.
A lesson from Financial Planning & Advice, one of this qualification's own units.
Applied to your work in any of these jobs
This unit provides learners with knowledge of financial protection, retirement planning, and core financial planning concepts. Learners will analyse protection products' suitability and understand pension scheme features.
- 1 Remember
- 2 Understand
- 3 Apply
- 4 Analyse
- 5 Evaluate
- 6 Create
It is £70 a month, billed monthly. Your free first module is Future Fluency, and you can cancel any time. Teaching towards this qualification begins when you subscribe.
Built for CISI Level 4 Certificate in Paraplanning
5 units in this credential, in the order it lists them, awarded by Chartered Institute for Securities & Investment.
- Financial Planning & Advice
- Investment, Risk and Taxation
- Personal Taxation
- Principles of Financial Planning
- Taxation in the UK for individuals & Trusts
Free tools
Want a read on where you stand?
Three free tools, no account needed. Each one ends with a role, a level and a way in.
Learned on your own work, taught one-to-one.
Everything you just read, learned one-to-one on the job you already do. Your free first module is Future Fluency, so you can see how the teaching works before you pay for anything.
Build my plan, freeNo card. See how this qualification maps onto your role and meet the tutors who’d teach it, free. The learning begins when you subscribe. It’s £70 a month, billed monthly. Cancel any time and billing stops.
The title, level, credits, guided learning hours and unit learning outcomes on this page are taken from the Ofqual Register of Regulated Qualifications. Contains public sector information licensed under the Open Government Licence v3.0. Where this data comes from.