United Kingdom · Marketing · Mid-Level (2-5 years)

Global Loyalty Programme Specialist

Here is the whole job, in plain words. What it is, a real day, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

  • Experience bandMid-Level (2-5 years)
  • Direct reportsNo direct reports
  • Reports toSenior Global Loyalty Programme Manager
  • UK framework levelUsually a coordinator, or early in a professional job

Also advertised as Loyalty Marketing Executive · CRM Loyalty Specialist · Customer Engagement Specialist · Loyalty Campaign Manager

Built on an analysis of 43,079 real UK job descriptions · grounded in qualifications employers recognise

Start with a free Future Fluency check, tuned to Global Loyalty Programme Specialist

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1What this role really is

This role is all about bringing our loyalty programme to life for our customers. You'll be the person making sure our members get the right offers at the right time, working hands-on with our marketing tools. It's less about big strategy and more about getting things done, making sure our campaigns run smoothly and actually reach people.

2What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

Talon.One (Loyalty & Promotions Engine)Intermediate

Setting up and activating pre-defined campaign templates, configuring rules for bonus points or discounts, and monitoring basic campaign performance.

Segment (Customer Data Platform)Intermediate

Identifying and pulling specific audience segments created by others, validating data flow for new events, and checking segment accuracy for campaigns.

Braze (Marketing Automation / Comms)Intermediate

Setting up and deploying single-channel campaigns (email, push) using existing templates and segments, and pulling standard campaign reports.

Viewing and filtering pre-built dashboards to answer specific questions about campaign performance, exporting data for further analysis in Excel.

Managing your personal tasks within larger projects, updating task status, and providing comments on deliverables to keep projects moving forward.

Excel/Google Sheets (Financial & Strategic Planning)Intermediate

Populating financial models with campaign data, tracking programme budget vs. actuals, and performing basic data manipulation and calculations.

3What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing inWhere you are nowThe step above
Campaign Launch & SetupFollows templates, all changes reviewed by Senior.Independently configures and launches standard campaigns; seeks approval for new offer mechanics or significant changes.Designs and approves complex, multi-channel campaign structures; delegates setup to specialists.
Troubleshooting & Problem SolvingIdentifies issues and escalates to Senior for resolution.Identifies and independently resolves routine technical or data issues; escalates novel problems with proposed solutions.Diagnoses and resolves complex, cross-platform issues; guides junior team members through resolution processes.
Budget Allocation (Campaign Level)No budget authority; tracks actuals vs. plan.Manages campaign-specific budgets up to £2K; seeks approval for anything higher.Approves campaign budgets up to £10K; makes recommendations for larger programme-level spend.

4How you'll be judged

The scoreboard, honestly: the hard targets, how often each one is actually looked at, and the quiet human signals that never make it onto a dashboard.

Campaign Redemption Rate
The percentage of targeted loyalty offers (e.g., bonus points, discounts) that members actually use.
Target · Achieve >10% redemption rate on targeted offers

If we send out a 'double points' offer to 10,000 members and 1,200 of them make a qualifying purchase, that's a 12% redemption rate. You'd track this for each promotion you run.

Loyalty Email Open & Click-Through Rates
How many members open our loyalty emails and then click on a link within them.
Target · Maintain >25% open rate and >3% click-through rate

If your weekly loyalty newsletter goes out to 50,000 people, we'd expect at least 12,500 opens and 1,500 clicks. You'll be watching these numbers closely to spot issues.

Campaign Setup Accuracy
The number of errors or bugs found in loyalty campaigns once they've gone live.
Target · Zero critical errors per campaign launch

A critical error would be a coupon code not working, or points not being awarded correctly. You need to catch these in testing, not when customers complain.

Report Delivery Accuracy & Timeliness
Ensuring that routine performance reports are accurate and delivered on schedule.
Target · 99%+ on-time and error-free reports

Your weekly campaign performance report needs to be in the Senior Manager's inbox by Tuesday morning, every week, with all numbers double-checked. No excuses.

Cross-Team Collaboration
How effectively you work with other teams (e.g., Creative, Customer Service) to get campaigns launched and problems solved.
  • Other teams proactively seek your input on loyalty-related matters
  • smooth handovers for campaign assets
  • positive feedback from colleagues in informal reviews. You're seen as someone who makes things easier, not harder.
Problem Identification & Resolution
Your ability to spot potential issues with campaigns or member experiences and propose practical solutions before they become big problems.
  • You flag a potential data segmentation issue before a campaign launches
  • you suggest a workaround for a technical glitch
  • you've got a knack for troubleshooting small issues independently. You don't just bring problems, you bring ideas.
Programme Optimisation Suggestions
Your contribution of ideas for improving existing loyalty campaigns or member journeys based on performance data.
  • You regularly suggest A/B test ideas for email subject lines
  • you propose a tweak to an offer based on redemption patterns
  • you're always thinking about how we can make things better for our members, not just running what's already there.

5Would you like it

The honest version. What people enjoy, and what grinds them down.

What people enjoy
Seeing Your Work Live

You get a real kick out of seeing a campaign you've set up go live, knowing that thousands of customers are now seeing that email or offer. You're motivated by tangible results.

That feeling when you see the first redemptions come through for a bonus points campaign you spent days setting up? That's what drives you.

Solving Puzzles

When a report doesn't quite add up, or a campaign isn't performing as expected, you enjoy digging into the data and systems to figure out the 'why' and find a solution.

Figuring out why a specific customer segment wasn't receiving an email, tracing it back to a small error in the CDP, and then fixing it. That's a good day for you.

Making a Direct Impact

You like knowing that your efforts directly contribute to customer satisfaction and business goals, even if it's at a campaign level. You're not just a cog in the machine.

When the Senior Manager says, 'That last offer you ran really moved the needle on repeat purchases,' you feel genuinely proud of your contribution.

What frustrates people
  • Chasing other teams for campaign assets or approvals that are holding up a launch.
  • Dealing with messy or incomplete customer data that makes segmentation a headache.
  • Having to troubleshoot technical glitches in our marketing platforms that aren't immediately obvious.
  • The occasional 'urgent' request that completely derails your carefully planned day.
What this role does not give you
  • A purely strategic role where you're only thinking big picture – you'll be very hands-on.
  • A role with direct reports or significant team leadership responsibilities just yet.
  • A predictable, unchanging routine – things can shift quickly depending on business needs.

6Who you work with

This role is crucial for the day-to-day running of our loyalty programme. You're directly responsible for executing campaigns that keep our members engaged and happy. Your work ensures that the programme's benefits are actually delivered to customers, which in turn helps us hit our retention and revenue targets. Get it wrong, and we could see a dip in customer satisfaction or even wasted marketing spend.

Inside the business
  • Marketing Operations Team
  • Product Marketing Team
  • CRM Team
  • Customer Service Team
  • Data & Analytics Team
Outside the business
  • Loyalty platform vendors (e.g., Talon.One support)
  • Creative agencies (for campaign assets)
  • Reward partners (e.g., gift card providers)

7What you need before you start

Not a wish list. The things you would be expected to already have.

  • At least 2 years of hands-on experience in a marketing role, ideally with exposure to CRM, email marketing, or loyalty programmes.
  • Proven ability to independently manage and execute marketing campaigns from start to finish.
  • Experience using at least one marketing automation platform (e.g., Braze, Salesforce Marketing Cloud, HubSpot) and one analytics tool (e.g., Tableau, Google Analytics).
  • A track record of accurately handling data and paying close attention to detail in your work.
  • A solid understanding of basic marketing principles and how they apply to customer engagement.

8What to practise next

Where the job is going, and what to do about it starting this week.

Advanced Marketing Automation (Braze Canvases)

Moving beyond single-channel campaigns, the ability to build complex, multi-channel customer journeys ('Canvases' in Braze) will be crucial for sophisticated loyalty programmes. This allows for more personalised and dynamic interactions.

Multi-Step Journey Design · Decision Splits & Branching Logic · A/B/n Testing within Journeys · Event-Triggered Messaging

  • This month: Complete Braze's official 'Braze Canvas' training modules and certifications.
  • Month 2: Shadow a Senior Loyalty Programme Manager or CRM colleague who builds complex journeys.
  • Month 3: Propose and build a simple multi-step loyalty onboarding journey in a test environment.
  • Month 4: Start taking ownership of optimising existing Braze Canvases, suggesting new test ideas.

Quick win: Explore the 'Canvas' section in Braze and try to map out a simple customer journey for a new member. Just play around with it.

Loyalty Programme Data Analysis (Tableau/Excel)

As the programme grows, you'll need to move beyond just viewing dashboards to building your own, pulling data from multiple sources, and performing deeper analysis. This helps you uncover new insights and prove the programme's value more effectively.

Calculated Fields & Parameters · Data Blending/Joining · Basic Statistical Analysis (Spreadsheets) · Data Visualisation Best Practices

  • This month: Take an online course on intermediate Tableau dashboard building or advanced Excel functions.
  • Month 2: Try to recreate a simple existing dashboard from scratch using raw data sources.
  • Month 3: Propose a new view or metric for an existing loyalty dashboard and build it out.
  • Month 4: Work with the Data & Analytics team to understand how they join different loyalty data sets.

Quick win: In Tableau, try adding a simple calculated field to one of your existing reports, like 'Redemption Rate %' if it's not already there.

9Staying current once you are in

What people here do to keep up
  • Attending industry webinars or virtual conferences on loyalty marketing and CRM trends.
  • Subscribing to key loyalty industry newsletters and blogs to stay up-to-date on best practices.
  • Taking online courses on advanced Excel, Tableau, or marketing automation platforms.
  • Participating in internal training sessions on our specific marketing tech stack or data governance policies.
  • Seeking out mentorship from more senior colleagues in the Marketing or Data teams.

10How the AI economy is changing work like this

Before we ask anything of you, here's what we can already say about AI and work of this kind:

The new skill this role is being asked for: Basic Prompt Engineering for Marketing

Generative AI tools (like ChatGPT or Claude) are becoming incredibly powerful for drafting copy, summarising data, and even brainstorming campaign ideas. Knowing how to 'talk' to these AIs effectively will significantly boost your productivity.

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

Your PlanIllustration

Built for Global Loyalty Programme Specialist

4 units that map to this job, from the qualifications that cover it.

  1. Social Media MarketingOCN London · covers 2 of 2 standardsLevel 4
  2. Managing Marketing and Digital CommunicationsPearson Education Ltd · covers 1 of 2 standardsLevel 4
  3. Content MarketingOCN London · covers 1 of 2 standardsLevel 4
  4. Digital MarketingGateway Qualifications Limited · covers 2 of 2 standardsLevel 2
These are the real units behind this job, in the order they rank for it. Nothing here is marked done, because this plan has not been started by anyone yet. Yours would fill in as you go.

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

Basic Prompt Engineering for Marketing

Generative AI tools (like ChatGPT or Claude) are becoming incredibly powerful for drafting copy, summarising data, and even brainstorming campaign ideas. Knowing how to 'talk' to these AIs effectively will significantly boost your productivity.

  • Clear Instruction Giving
  • Iterative Prompting
  • Role-Playing & Persona Prompts
  • Output Validation

What you’ll use

Skills this role draws on

Technical

  • Customer Lifecycle Management (Execution)
  • RFM & Behavioural Segmentation (Application)
  • A/B Testing (Setup & Monitoring)
  • Loyalty Programme Financial Tracking

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Marketing Executive / Coordinator

    2-3 years

    Skills to master

    • Campaign setup and execution, basic reporting, understanding of customer segments, attention to detail in marketing communications.

    You're ready to move on when

    • Consistently delivers accurate campaigns on time.
    • Can independently troubleshoot minor campaign issues.
    • Shows initiative in suggesting small improvements to processes.
    • Receives positive feedback on collaboration with other teams.
  2. 2

    CRM Assistant / Specialist

    2-4 years

    Skills to master

    • Email marketing, customer segmentation, A/B testing, data handling within a CRM platform, understanding customer journeys.

    You're ready to move on when

    • Proficient in using a marketing automation platform for campaign deployment.
    • Can analyse email performance metrics and suggest optimisations.
    • Demonstrates a good understanding of customer data and privacy.
    • Is seen as a reliable executor of CRM initiatives.
  3. 3

    Junior Data Analyst (Marketing Focus)

    3-5 years

    Skills to master

    • Data extraction, basic SQL, spreadsheet modelling, data visualisation, interpreting marketing performance metrics.

    You're ready to move on when

    • Can pull and manipulate data from various sources accurately.
    • Presents clear, insightful reports on campaign performance.
    • Understands statistical concepts relevant to marketing (e.g., significance).
    • Has a strong problem-solving approach to data challenges.

11Where this role leads

The long view:Your career here isn't a fixed ladder; it's more like a climbing wall with many routes to the top. We're committed to helping you find the path that best suits your ambitions and strengths, whether that's leading teams or becoming an unparalleled expert in your field. Let's build something great together.

Pay & demand

Pay and demand for this role will appear here, each figure traced to a named authoritative source (e.g. the ONS Annual Survey of Hours and Earnings, under the Open Government Licence). We don’t show numbers we can’t attribute.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Global Loyalty Programme Specialist is actually changing. In about two minutes, the free confidence check asks where you stand on each of the ten. That's the whole check, and it's what makes the plan yours rather than generic.

12The team that's yours

No two people are taught the same way. This is one-to-one, not one-to-many.

Zavmo is a hyper-personalised AI learning platform. Twelve virtual tutors, each with a different way of teaching, and one orchestration agent that picks the right one for the moment. So every single lesson is shaped around you, your role, and the way you learn. Not a course everyone sits through. A conversation built for you, and no one else.

…and nine more, matched to you after your first chat. Meet all twelve

13What it feels like

A conversation, not a course

Because your tutor knows your role, your projects and your last session, learning sounds like this. And it's different for every single person:

Social Media MarketingLevel 4

Applied to your work in Global Loyalty Programme Specialist

The objective of this unit is to equip learners with the knowledge and skills to effectively utilise social media for marketing purposes. Learners will understand the role of social media in marketing, identify different platforms and their target audiences, develop social media marketing strategies, create engaging content, manage online communities, and analyse campaign performance.

How the thinking builds
  1. Remember
  2. Understand
  3. Apply
  4. Analyse
  5. Evaluate
  6. Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

One to one, not one to many

No two people run this the same way

A course is written once and handed to everyone. This is assembled around you, and keeps changing as it learns you. Five things it reads, and what each one changes.

  1. Your actual work Every lesson is taught against a live piece of your own work, not a worked example from a textbook.
  2. What you already know The first conversation finds your starting point, so you skip what you can already do and spend the time on what you cannot.
  3. The conditions you learn under Not a learning-styles quiz. The evidence does not support those. The dimensions the research does back, read once and used to shape the plan.
  4. How far you got last time It picks up mid-thought. The tutor knows what you said, what you struggled with, and what it asked you to try.
  5. Which tutor suits the moment Twelve of them, each for a different kind of thinking. The one who walks you through a first idea is not the one who stress-tests it.

See how you learn, free. Eight questions, no sign-up. A directional taster; the diagnostic inside Zavmo goes deeper and keeps adapting.

DemonstrateIllustration

Evidenced on your work in Global Loyalty Programme Specialist

You do not finish by watching something. You finish by showing it on the work you already do, against the measures this job is judged on.

  • Campaign Redemption RateThe percentage of targeted loyalty offers (e.g., bonus points, discounts) that members actually use.If we send out a 'double points' offer to 10,000 members and 1,200 of them make a qualifying purchase, that's a 12% redemption rate. You'd track this for each promotion you run.Achieve >10% redemption rate on targeted offers
  • Loyalty Email Open & Click-Through RatesHow many members open our loyalty emails and then click on a link within them.If your weekly loyalty newsletter goes out to 50,000 people, we'd expect at least 12,500 opens and 1,500 clicks. You'll be watching these numbers closely to spot issues.Maintain >25% open rate and >3% click-through rate
  • Campaign Setup AccuracyThe number of errors or bugs found in loyalty campaigns once they've gone live.A critical error would be a coupon code not working, or points not being awarded correctly. You need to catch these in testing, not when customers complain.Zero critical errors per campaign launch
  • Report Delivery Accuracy & TimelinessEnsuring that routine performance reports are accurate and delivered on schedule.Your weekly campaign performance report needs to be in the Senior Manager's inbox by Tuesday morning, every week, with all numbers double-checked. No excuses.99%+ on-time and error-free reports
These are this job's own measures, with its own targets. Nothing is marked evidenced, because nobody has started this yet. Yours would fill in from the work you bring.

Your passport

This isn't a certificate you file away. It's a passport to the life you're designing.

Every credit you earn and every fluency you build adds up: evidence where it counts, carried with you. Zavmo keeps the map: where you are, where you're heading, and the next step, at your pace, around your life. From Global Loyalty Programme Specialist to Senior Global Loyalty Programme Specialist (L3), and whatever you decide comes after.

Level 3 · in progressAI Fluency→ Senior Global Loyalty Programme Specialist (L3)→ your design
Where this takes you

Your career here isn't a fixed ladder; it's more like a climbing wall with many routes to the top. We're committed to helping you find the path that best suits your ambitions and strengths, whether that's leading teams or becoming an unparalleled expert in your field. Let's build something great together.

See Your Progress GrowIllustration
Global Loyalty Programme Specialist
  • Customer Lifecycle Management (Execution)
  • RFM & Behavioural Segmentation (Application)
  • A/B Testing (Setup & Monitoring)
  • Loyalty Programme Financial Tracking
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

14The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Global Loyalty Programme Specialist is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Senior Global Loyalty Programme Specialist (L3)

    2-3 years

    You'll move from owning specific campaigns to leading complex loyalty initiatives and workstreams. You'll also start mentoring junior team members.

    • Loyalty Programme Design: Contributing to the architecture of new programme features or tier structures.
    • Vendor Relationship Management: Managing relationships with key loyalty platform providers or reward partners.
    • Advanced A/B/n Testing: Designing and interpreting more complex multivariate tests.
    • Basic Financial Modelling: Building simple ROI models for new loyalty initiatives.
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, some parts of managing a loyalty programme can feel a bit like Groundhog Day. But what if you could cut down on the repetitive stuff and focus on the really interesting bits? Our AI Productivity Hub is here to help you do just that, giving you back precious time every week.

We're not talking about replacing you; we're talking about giving you a superpower. Imagine having an intelligent assistant that handles the grunt work, leaving you free to think strategically, innovate, and connect with customers in more meaningful ways. Here's a peek at how AI can transform your day-to-day in this role.

Personalised Offer Generation

Use generative AI to quickly draft hundreds of variations of offer copy and email content. You can tailor messages for specific customer segments (like high-spenders or those at risk of leaving) in minutes, rather than hours. It means moving beyond basic mail-merge to truly dynamic, relevant communications.

Predictive Churn Spotting

Our AI models can analyse customer behaviour and flag members who are most likely to leave us in the next 30 days. This means you can proactively send targeted retention offers, rather than waiting until they've already gone. It's about being one step ahead, saving valuable customers before it's too late.

Competitor Programme Insights

Ever wish you could quickly get a full breakdown of a competitor's loyalty programme? AI agents can scrape the web, analyse their tier structures, benefits, and recent promotions, then summarise it all for you. You'll get actionable insights to inform your own strategy, without spending days on manual research.

Automated Stakeholder Reporting

Connect AI to your BI tools (like Tableau) to automatically generate natural language summaries of weekly programme performance. Imagine the initial draft of your monthly stakeholder update email, highlighting key trends, wins, and challenges, written for you. It frees you up to add the strategic commentary that really matters.

Common questions

Common questions

How do you become a Global Loyalty Programme Specialist?

Common routes in include Marketing Executive / Coordinator (2-3 years), CRM Assistant / Specialist (2-4 years) and Junior Data Analyst (Marketing Focus) (3-5 years). Times vary with prior experience.

Where can a Global Loyalty Programme Specialist progress to?

This role can lead on to Senior Global Loyalty Programme Specialist (L3) (2-3 years), depending on the skills you build.

What level is a Global Loyalty Programme Specialist in the UK?

This role aligns to RQF Level 3 on the UK framework, a guide to the depth of qualification it maps to, not a hard entry bar.

What new skills matter most for a Global Loyalty Programme Specialist?

Increasingly, Basic Prompt Engineering for Marketing. These are the areas where the higher-paid, future-proof work is heading.

The honest bit

You’ve started things before

Most of them were built for a room full of people who aren’t you. A cohort moves on whether or not your week allowed it, and by the third week the thing you’re behind on becomes the reason you stop opening it.

There’s no cohort here, and no timetable to fall behind. Before anything starts, Zavmo asks when you’re sharpest and how long you can realistically sit down for, then builds the sessions around those answers. A bad fortnight changes your pace. It doesn’t put you behind.

And you only pay once you start learning. Searching and planning are free, and you can cancel any time — so the cost of finding out is an afternoon, not a year.

What it costs

Less than one coaching session. Every month.

A single career-coaching hour costs more than a month of this, and it ends when the hour does. Zavmo doesn't. It's £70 a month, about £2.30 a day, for a companion that knows a Global Loyalty Programme Specialist, works on the job you actually do, and keeps going at your pace rather than a timetable's.

  • Searching and planning stay free. You only pay when you start learning.
  • Your credits are yours. Regulated, and they don't vanish when a subscription ends.
  • Cancel any time and billing stops. No notice period, no minimum term.

Your path, personalised

You have the map. Walking it is the part we do together.

This route runs to 2 national skill standards. That is a real journey.

Zavmo shapes a learning experience as unique as you are. It fits how you learn, your pace and the work you already do. Every step stays benchmarked to recognised national standards. That’s the plan for becoming a Global Loyalty Programme Specialist: personal to you, and it still counts. The first steps are free.

Independent research finds well-designed intelligent tutoring performs nearly as well as one-to-one human tutoring: VanLehn (2011), Educational Psychologist.

A private tutor in the UK averages £35–40 an hour . Zavmo is £70/month.

A real plan on learn.zavmo.ai: Ofqual-regulated units, credits, and a three-month run at your own pace.
Start free No commitment. See your first steps free.

15Where to go from here

Other roles at Level 3

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

Other roles in Marketing

Stay in the field you know and move sideways rather than up.

If you leave this industry

The skills you'll pick up in loyalty marketing are highly transferable. You could move into broader CRM roles, customer experience management, product marketing (especially for subscription products), or even into a data-focused role if you lean into the analytics side. The core understanding of customer behaviour and driving engagement is valuable across many industries.

Not sure this is the right direction?

Work out what you actually want from work first, then come back and see which roles fit it. Takes about ten minutes.

This role profile is © 2026Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Build my plan, free Here's the first ten minutes: a 2-minute confidence check → your personalised roadmap → meet the tutors matched to you. No card, cancel any time. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.