The pathway
How you actually get there, here
How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.
- 1
Team Lead / Market Manager, Commercial Banking (L5)
3-5 yearsSkills to master
- P&L management for a smaller segment, team leadership and coaching, advanced deal structuring, local market strategy development, credit risk oversight.
You're ready to move on when
- Consistently exceeded team sales and profitability targets.
- Successfully developed and promoted at least two direct reports.
- Demonstrated ability to manage credit quality and resolve complex client issues.
- Strong internal network and reputation for strategic thinking and execution.
- 2
Head of Product (Commercial Lending)
4-6 yearsSkills to master
- Product strategy and development, market analysis, cross-functional programme leadership, P&L management for a product line, understanding of technology integration.
You're ready to move on when
- Successfully launched and scaled new commercial lending products.
- Demonstrated deep understanding of client needs and market gaps.
- Proven ability to influence across product, sales, and technology teams.
- Strong analytical skills in product profitability and market adoption.