United Kingdom · Finance roles · Entry Level (0-2 years)

Islamic Finance Analyst

Here is the whole job, in plain words. What it is, a real day, what you decide, how you're judged, how people get here and where they go next. Then the part no course gives you: twelve AI tutors who learn your work.

  • Experience bandEntry Level (0-2 years)
  • Direct reportsNo direct reports
  • Reports toIslamic Finance Associate or Senior Islamic Finance Structurer
  • UK framework levelUsually someone starting out, or keeping a process running

Also advertised as Junior Shari'ah Compliance Officer · Associate Islamic Banking Operations · Trainee Islamic Finance Specialist

Built on an analysis of 43,079 real UK job descriptions · grounded in qualifications employers recognise

Start with a free Future Fluency check, tuned to Islamic Finance Analyst

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1What this role really is

This role is all about getting stuck into the day-to-day operations of Islamic finance. You'll be the person making sure our transactions tick all the right boxes, from a Shari'ah perspective, and that everything is documented properly. Think of it as learning the ropes, making sure the foundations are solid before we build anything bigger. It's a critical support role, really.

2What you'd actually use

The tools this job runs on, and how well you'd need to know each one.

Islamic Core Banking System (e.g., Path Solutions iMAL, Temenos Islamic Banking Suite)Intermediate

Processing routine Murabaha or Ijarah transactions, pulling standard customer account reports, and managing data entry for new facilities within the system.

Shari'ah Compliance & Screening Tools (e.g., IdealRatings, Refinitiv Eikon Islamic Finance)Intermediate

Running pre-defined screening queries on equities or bonds, generating compliance certificates from templates, and flagging non-compliant holdings for review.

Financial Planning & Analysis (e.g., Anaplan, Workday Adaptive Planning)Basic

Entering data into existing financial models, running pre-built scenarios for variance analysis, and generating standard reports as requested.

Business Intelligence / Data Viz (e.g., Power BI, Tableau)Intermediate

Creating and maintaining standard dashboards, connecting to established data sources, and answering ad-hoc data requests using existing reports for basic analysis.

Treasury Management System (TMS) (e.g., Kyriba, FIS Integrity - with Islamic modules)Basic

Executing approved Commodity Murabaha trades for liquidity management, tracking daily cash positions, and preparing routine treasury reports.

Advanced Excel (VLOOKUP/XLOOKUP, PivotTables, basic formulas)Intermediate

Using VLOOKUP/XLOOKUP for data reconciliation, creating PivotTables for quick summaries, and applying basic formulas to analyse financial data for compliance checks.

3What you get to decide, and how that grows

Power in a job isn't your title. It's what you're allowed to decide. Here's how it grows as you move up.

The choiceComing inWhere you are nowThe step above
Shari'ah Compliance InterpretationIdentify potential compliance issues and escalate to supervisor immediately. Do not make independent interpretations.Propose initial interpretations based on established Fatawa and AAOIFI standards, then seek supervisor review.Make technical compliance decisions within established frameworks; consult SSB for novel or ambiguous cases.
Transaction Documentation ApprovalPrepare draft documents following templates; all final documents require supervisor approval.Review and approve standard transaction documents; escalate complex or non-standard clauses to senior level.Final approval for complex transaction documentation, including sign-off on Shari'ah clauses.
Process Improvement SuggestionsSuggest minor improvements to daily tasks to your supervisor, but don't implement them without approval.Propose and, with supervisor approval, implement improvements to routine processes.Design and implement significant process improvements across workstreams, often leading a small project.
Client CommunicationNo direct external client communication without explicit supervisor instruction and review.Handle routine client queries related to transaction status or documentation, escalating technical questions.Lead client discussions on product structuring, compliance, and complex queries.

4How you'll be judged

The scoreboard, honestly: the hard targets, how often each one is actually looked at, and the quiet human signals that never make it onto a dashboard.

Transaction Processing Accuracy
The percentage of assigned transaction documents and calculations that are processed without errors or requiring corrections from a senior team member.
Target · 99% accuracy rate on all assigned tasks

If you process 100 Murabaha financing documents in a month, no more than one should have a calculation error or missing Shari'ah clause flagged by a senior colleague.

Shari'ah Compliance Documentation Turnaround Time
The average time it takes to complete standard Shari'ah compliance checks and prepare associated documentation (e.g., certificates, purification calculations) once all inputs are received.
Target · Average turnaround of less than 24 hours for routine requests

A request for a standard purification calculation comes in at 10:00 on Monday; you should have it completed and reviewed by 10:00 on Tuesday, at the latest.

Audit Finding Rate (on assigned work)
The number of significant audit findings directly attributable to your work during internal or external Shari'ah compliance audits.
Target · Zero significant audit findings on assigned transaction files

During the annual Shari'ah audit, none of the sample transaction files you worked on should reveal non-compliance or material errors.

Timely Completion of Learning & Development Modules
The percentage of mandatory training modules (e.g., AAOIFI standards, internal Shari'ah policies) completed within their given deadlines.
Target · 100% completion rate for all required L&D within deadlines

If there are 5 new AAOIFI e-learning modules released in Q1, you should have completed all 5 by the end of Q1.

Proactive Learning & Questioning
Actively seeking to understand 'why' things are done a certain way, asking clarifying questions, and demonstrating a genuine interest in Islamic finance principles beyond just following instructions.
  • Regularly asks insightful questions during team meetings or one-on-ones, takes notes on explanations, brings up relevant articles or news, and shows improved understanding over time without needing to be told.
Reliability & Follow-through
Consistently delivering on commitments, communicating potential delays early, and taking ownership of tasks from start to finish, even if it means asking for help.
  • Consistently meets deadlines, flags issues before they become problems, doesn't drop tasks, and senior colleagues feel confident assigning you work without constant prompting.
Team Collaboration & Support
Willingness to assist team members, share knowledge, and contribute positively to the team's overall workload and atmosphere.
  • Offers help to colleagues when their own tasks are complete, participates constructively in team discussions, and receives positive feedback from peers during 360-degree reviews.
Adherence to Internal Processes
Diligently following established internal procedures for documentation, approvals, and data entry, ensuring consistency and auditability.
  • Files are consistently organised correctly, all required sign-offs are obtained, and data entered into systems is accurate and complete, reducing rework for others.

5Would you like it

The honest version. What people enjoy, and what grinds them down.

What people enjoy
Making a Real Impact with Ethical Finance

You'll feel good knowing that your daily checks and calculations contribute to financial products that align with ethical and religious principles. It's not just about the money; it's about doing business the right way.

Successfully completing a Zakat calculation for a client, knowing your work helps them fulfil a religious obligation, or ensuring a transaction avoids 'Gharar' (excessive uncertainty).

Deep Dive into a Niche, Growing Field

If you love learning about complex, specialised areas that combine finance with unique legal and ethical frameworks, you'll get a real kick out of the daily exposure to Shari'ah contracts, AAOIFI standards, and product structuring.

Spending an afternoon researching the nuances of an Ijarah (leasing) contract, understanding its conditions, and then applying that knowledge to review a new deal's documentation.

Building a Strong Foundation for a Specialised Career

Every task, no matter how small, is a building block. You'll be constantly learning from experienced colleagues, getting hands-on with real-world transactions, and seeing how theoretical concepts apply in practice. This role is a launchpad.

Your senior colleague walks you through the steps of a Sukuk issuance, explaining each stage and how your current documentation work fits into the larger process, giving you a clear sense of future growth.

What frustrates people
  • The sheer volume of documentation and checks required for even seemingly simple transactions.
  • Having to re-do work because a senior colleague spots a minor detail you missed (it happens, it's part of learning).
  • Dealing with legacy systems or manual processes that aren't quite as efficient as you'd like.
  • Explaining basic Shari'ah concepts to colleagues from conventional finance who just don't 'get it' yet.
  • The pace can sometimes feel slow when waiting for external approvals or clarifications from the Shari'ah Supervisory Board (SSB).
What this role does not give you
  • High-level strategic decision-making or setting the direction for new products (not yet, anyway).
  • A fast-track to management without mastering the fundamentals first.
  • A role where you can avoid detailed, repetitive compliance checks.
  • An environment where you're constantly inventing new solutions from scratch.

6Who you work with

This role directly supports the operational integrity and Shari'ah compliance of all Islamic finance products. Your accuracy and attention to detail ensure smooth transaction processing, correct profit distribution, and adherence to ethical guidelines. Get it right, and you help maintain our reputation and avoid costly errors. Get it wrong, and we're looking at potential audit issues, client dissatisfaction, and even regulatory scrutiny. It's foundational work, but absolutely essential for the whole Islamic finance division.

Inside the business
  • Islamic Finance Team (Associates, Structurers)
  • Operations Team (for transaction processing)
  • Legal & Compliance (for document review)
  • Finance & Accounting (for reporting and calculations)
Outside the business
  • External auditors (for compliance checks)
  • Shari'ah Supervisory Board (SSB) Secretariat (for administrative support)

7What you need before you start

Not a wish list. The things you would be expected to already have.

  • A foundational understanding of basic accounting principles and financial statements (P&L, Balance Sheet).
  • Familiarity with Microsoft Office Suite, especially Excel, Word, and PowerPoint.
  • A genuine interest in Islamic finance and its ethical principles.
  • Strong analytical skills, meaning you can break down problems and spot patterns.
  • Excellent written and verbal communication skills in English.
  • The ability to work effectively in a team environment.

8What to practise next

Where the job is going, and what to do about it starting this week.

Advanced Data Analysis for Islamic Finance KPIs

Simply pulling standard reports won't be enough. We'll need to dig deeper into our data to understand product performance, Shari'ah compliance trends, and risk exposure, often requiring custom metrics.

Custom KPI Development · Data Blending & Transformation · Visualisation Best Practices · Basic SQL for Data Extraction

  • This week: Practice building more complex PivotTables in Excel, using multiple data sources.
  • This month: Take an online course on Power BI or Tableau fundamentals, focusing on connecting data and building basic visuals.
  • Month 2: Identify one key Islamic finance metric that isn't currently tracked and propose how it could be calculated and visualised.
  • Month 3: Start learning basic SQL commands to extract data from a test database.

Quick win: Challenge yourself to find a more efficient way to present a routine report using better charts or a simple dashboard in Excel or Power BI.

9Staying current once you are in

What people here do to keep up
  • Attending industry webinars and conferences on Islamic finance trends and regulatory updates.
  • Joining relevant professional bodies (e.g., UKIFC, CIFA) to expand your network and access resources.
  • Engaging in self-study of key Shari'ah texts or academic papers on Islamic finance contracts.
  • Seeking out mentorship from senior colleagues within the Islamic finance team.
  • Participating in internal training programmes on new products or compliance procedures.

10How the AI economy is changing work like this

Before we ask anything of you, here's what we can already say about AI and work of this kind:

The new skill this role is being asked for: AI-Assisted Compliance & Research

AI tools are getting incredibly good at sifting through vast amounts of information and automating repetitive checks. Competitors are already using these to speed up compliance and research, meaning we need to keep pace.

We'll only ever tell you what we can actually back up. No hype, no scare tactics.

The rising capability

Zavmo analysis

What's rising in its place

This is where the work is heading, and the higher pay with it. Get fluent here and the shift stops being a threat and starts being your edge.

AI-Assisted Compliance & Research

AI tools are getting incredibly good at sifting through vast amounts of information and automating repetitive checks. Competitors are already using these to speed up compliance and research, meaning we need to keep pace.

  • Prompt Engineering Basics
  • AI Output Validation
  • Data Privacy in AI
  • Automated Data Extraction

Digital Documentation & Workflow Automation

Paper-based processes are slowly but surely becoming a thing of the past. We're moving towards fully digital workflows, e-signatures, and automated document generation to improve efficiency and auditability.

  • Digital Signatures & Verification
  • Workflow Automation Tools
  • Blockchain for Traceability (Basic)
  • Document Management Systems

What you’ll use

Skills this role draws on

Technical

  • Shari'ah Contractual Law (Fiqh al-Muamalat) - Basic Application
  • AAOIFI & IFSB Standards - Basic Awareness
  • Zakat & Income Purification Accounting - Basic Calculation
  • Islamic Product Structuring - Foundational Concepts

The pathway

How you actually get there, here

How you become one varies far more by country than what one does. This is the UK route. Most people take one of these ways in; the right one depends on where you're starting from.

  1. 1

    Graduate Programme (Finance/Compliance Stream)

    1-2 years in a rotational programme before specialising

    Skills to master

    • Foundational financial analysis, regulatory awareness, project management basics, and cross-functional communication.

    You're ready to move on when

    • Successfully completed rotations with strong feedback.
    • Demonstrated a clear interest in Islamic finance through project work or self-study.
    • Strong analytical and problem-solving skills.
  2. 2

    Junior Operations Analyst (Financial Services)

    1-2 years in a back-office or middle-office operations role

    Skills to master

    • Transaction processing, data entry accuracy, understanding of financial product lifecycles, and operational risk awareness.

    You're ready to move on when

    • Consistently high accuracy rates in previous operational roles.
    • Proactive in identifying and resolving operational issues.
    • Completed an introductory course or certification in Islamic finance.
  3. 3

    Accounting/Audit Assistant

    1-2 years in an accounting firm or internal audit department

    Skills to master

    • Financial statement analysis, reconciliation, attention to detail, understanding of internal controls, and audit methodology.

    You're ready to move on when

    • Strong grasp of accounting principles and reconciliation processes.
    • Experience with financial data verification and reporting.
    • Expressed a clear desire to move into a more specialised finance role.

11Where this role leads

The long view:Your journey here starts with a solid foundation. We're investing in you for the long haul, and we're excited to see where your career in Islamic finance takes you. This is a field with immense potential, and your contribution will be genuinely valued.

Pay & demand

Pay and demand for this role will appear here, each figure traced to a named authoritative source (e.g. the ONS Annual Survey of Hours and Earnings, under the Open Government Licence). We don’t show numbers we can’t attribute.

The ten Future Fluencies

Zavmo analysis

The credential is what you can do today. These are what keep you valuable.

A qualification proves you can do the job as it's defined today. These ten are what decide whether you're still the obvious person for it in five years. They're the capabilities employers are now writing into senior roles faster than people are learning them. Zavmo weaves them through whatever you study, so you come out with both: the credential and the fluency.

The highlighted ones are the Fluencies your role leans on hardest, from how Islamic Finance Analyst is actually changing. In about two minutes, the free confidence check asks where you stand on each of the ten. That's the whole check, and it's what makes the plan yours rather than generic.

12The team that's yours

No two people are taught the same way. This is one-to-one, not one-to-many.

Zavmo is a hyper-personalised AI learning platform. Twelve virtual tutors, each with a different way of teaching, and one orchestration agent that picks the right one for the moment. So every single lesson is shaped around you, your role, and the way you learn. Not a course everyone sits through. A conversation built for you, and no one else.

…and nine more, matched to you after your first chat. Meet all twelve

13What it feels like

A conversation, not a course

Because your tutor knows your role, your projects and your last session, learning sounds like this. And it's different for every single person:

Facilitating an administrative service for mortgage and/or financial planning clientsLevel 3

Applied to your work in Islamic Finance Analyst

By completing this unit, learners will be able to facilitate administrative services for mortgage and/or financial planning clients by handling complex requests, collating information, and assisting with client meeting preparation.

How the thinking builds
  1. Remember
  2. Understand
  3. Apply
  4. Analyse
  5. Evaluate
  6. Create
An illustration of a Zavmo lesson, built from this role’s own route. The unit, its objective and every criterion above are the awarding body’s own words, not an example.

One to one, not one to many

No two people run this the same way

A course is written once and handed to everyone. This is assembled around you, and keeps changing as it learns you. Five things it reads, and what each one changes.

  1. Your actual work Every lesson is taught against a live piece of your own work, not a worked example from a textbook.
  2. What you already know The first conversation finds your starting point, so you skip what you can already do and spend the time on what you cannot.
  3. The conditions you learn under Not a learning-styles quiz. The evidence does not support those. The dimensions the research does back, read once and used to shape the plan.
  4. How far you got last time It picks up mid-thought. The tutor knows what you said, what you struggled with, and what it asked you to try.
  5. Which tutor suits the moment Twelve of them, each for a different kind of thinking. The one who walks you through a first idea is not the one who stress-tests it.

See how you learn, free. Eight questions, no sign-up. A directional taster; the diagnostic inside Zavmo goes deeper and keeps adapting.

DemonstrateIllustration

Evidenced on your work in Islamic Finance Analyst

You do not finish by watching something. You finish by showing it on the work you already do, against the measures this job is judged on.

  • Transaction Processing AccuracyThe percentage of assigned transaction documents and calculations that are processed without errors or requiring corrections from a senior team member.If you process 100 Murabaha financing documents in a month, no more than one should have a calculation error or missing Shari'ah clause flagged by a senior colleague.99% accuracy rate on all assigned tasks
  • Shari'ah Compliance Documentation Turnaround TimeThe average time it takes to complete standard Shari'ah compliance checks and prepare associated documentation (e.g., certificates, purification calculations) once all inputs are received.A request for a standard purification calculation comes in at 10:00 on Monday; you should have it completed and reviewed by 10:00 on Tuesday, at the latest.Average turnaround of less than 24 hours for routine requests
  • Audit Finding Rate (on assigned work)The number of significant audit findings directly attributable to your work during internal or external Shari'ah compliance audits.During the annual Shari'ah audit, none of the sample transaction files you worked on should reveal non-compliance or material errors.Zero significant audit findings on assigned transaction files
  • Timely Completion of Learning & Development ModulesThe percentage of mandatory training modules (e.g., AAOIFI standards, internal Shari'ah policies) completed within their given deadlines.If there are 5 new AAOIFI e-learning modules released in Q1, you should have completed all 5 by the end of Q1.100% completion rate for all required L&D within deadlines
These are this job's own measures, with its own targets. Nothing is marked evidenced, because nobody has started this yet. Yours would fill in from the work you bring.

Your passport

This isn't a certificate you file away. It's a passport to the life you're designing.

Every credit you earn and every fluency you build adds up: evidence where it counts, carried with you. Zavmo keeps the map: where you are, where you're heading, and the next step, at your pace, around your life. From Islamic Finance Analyst to Islamic Finance Associate, and whatever you decide comes after.

Level 2 · in progressAI Fluency→ Islamic Finance Associate→ your design
Where this takes you

Your journey here starts with a solid foundation. We're investing in you for the long haul, and we're excited to see where your career in Islamic finance takes you. This is a field with immense potential, and your contribution will be genuinely valued.

See Your Progress GrowIllustration
Islamic Finance Analyst
  • Shari'ah Contractual Law (Fiqh al-Muamalat) - Basic Application
  • AAOIFI & IFSB Standards - Basic Awareness
  • Zakat & Income Purification Accounting - Basic Calculation
  • Islamic Product Structuring - Foundational Concepts
This is your Mind Palace on learn.zavmo.ai. Every skill above comes from this role's own record, not an example borrowed from another job. A node lights up when you evidence it, and what you build stays yours between jobs. That is the part a course cannot do.

14The detail, folded away

Everything else the record holds

The career branches in full, how AI is already showing up in the day-to-day, and the questions people ask about this job. Here when you want them, out of the way while you decide.

Where it leads next, rung by rung

Where it leads

The career path, and where it branches

Islamic Finance Analyst is a start, not a ceiling. Each step below asks for new skills and hands back more autonomy.

  1. Islamic Finance Associate

    2-3 years in the Analyst role

    From Level 1 to Level 2

    • Basic Product Structuring: Managing standard deal executions from documentation to closing.
    • Advanced Compliance Application: Adapting standard approaches to minor variations in transactions.
    • Stakeholder Coordination: Working with operations and legal teams more independently.
Working with AI on the job

Working with AI

Where AI is starting to help

Let's be real, a lot of the foundational work in Islamic finance involves meticulous checks, documentation, and staying on top of a mountain of information. AI isn't here to replace you, but it's certainly here to make those tasks a whole lot quicker and less tedious.

As an Islamic Finance Analyst, you'll find AI tools can take the grunt work out of many routine tasks. Imagine having an assistant that can instantly screen thousands of securities or draft initial compliance documents for you. It means you can spend more time learning, understanding the 'why', and focusing on the trickier bits that need your human judgment.

Shari'ah Compliance Screener

This AI tool will automatically scan huge lists of global equities and bonds against AAOIFI criteria, flagging non-compliant securities in real-time. You'll use it to verify portfolios, saving you hours of manual cross-referencing and ensuring our investments are always clean.

Scholarly Insight Synthesizer

Imagine an AI that can read and summarise hundreds of SSB Fatawa, academic papers, and regulatory circulars. You'll use it to quickly get up to speed on specific rulings, understand scholarly consensus on new structures, and pull out key arguments for your senior colleagues. It's like having a super-fast research assistant.

Automated Term Sheet Drafter

This tool generates initial drafts of standard legal documents, like a Murabaha Agreement or Ijarah contract, based on a few key parameters you input. It ensures all necessary Shari'ah clauses and definitions are included from the start, meaning you spend less time on boilerplate and more time checking the specifics.

Regulatory Change Alerter

An AI assistant that continuously monitors regulatory bodies (Central Banks, IFSB, AAOIFI) across multiple jurisdictions. You'll get daily summaries of proposed and enacted changes relevant to Islamic finance, ensuring you're always aware of new requirements without having to trawl through endless websites.

Common questions

Common questions

How do you become an Islamic Finance Analyst?

Common routes in include Graduate Programme (Finance/Compliance Stream) (1-2 years in a rotational programme before specialising), Junior Operations Analyst (Financial Services) (1-2 years in a back-office or middle-office operations role) and Accounting/Audit Assistant (1-2 years in an accounting firm or internal audit department). Times vary with prior experience.

Where can an Islamic Finance Analyst progress to?

This role can lead on to Islamic Finance Associate (2-3 years in the Analyst role), depending on the skills you build.

What level is an Islamic Finance Analyst in the UK?

This role aligns to RQF Level 2 on the UK framework, a guide to the depth of qualification it maps to, not a hard entry bar.

What new skills matter most for an Islamic Finance Analyst?

Increasingly, AI-Assisted Compliance & Research and Digital Documentation & Workflow Automation. These are the areas where the higher-paid, future-proof work is heading.

The honest bit

You’ve started things before

Most of them were built for a room full of people who aren’t you. A cohort moves on whether or not your week allowed it, and by the third week the thing you’re behind on becomes the reason you stop opening it.

There’s no cohort here, and no timetable to fall behind. Before anything starts, Zavmo asks when you’re sharpest and how long you can realistically sit down for, then builds the sessions around those answers. A bad fortnight changes your pace. It doesn’t put you behind.

And you only pay once you start learning. Searching and planning are free, and you can cancel any time — so the cost of finding out is an afternoon, not a year.

What it costs

Less than one coaching session. Every month.

A single career-coaching hour costs more than a month of this, and it ends when the hour does. Zavmo doesn't. It's £70 a month, about £2.30 a day, for a companion that knows an Islamic Finance Analyst, works on the job you actually do, and keeps going at your pace rather than a timetable's.

  • Searching and planning stay free. You only pay when you start learning.
  • Your credits are yours. Regulated, and they don't vanish when a subscription ends.
  • Cancel any time and billing stops. No notice period, no minimum term.

Your path, personalised

You have the map. Walking it is the part we do together.

This route runs to 1 national skill standard. That is a real journey.

Zavmo shapes a learning experience as unique as you are. It fits how you learn, your pace and the work you already do. Every step stays benchmarked to recognised national standards. That’s the plan for becoming an Islamic Finance Analyst: personal to you, and it still counts. The first steps are free.

Independent research finds well-designed intelligent tutoring performs nearly as well as one-to-one human tutoring: VanLehn (2011), Educational Psychologist.

A private tutor in the UK averages £35–40 an hour . Zavmo is £70/month.

A real plan on learn.zavmo.ai: Ofqual-regulated units, credits, and a three-month run at your own pace.
Start free No commitment. See your first steps free.

15Where to go from here

Other roles at Level 2

Same depth of qualification, different job. Useful if the work appeals but this particular role does not.

Other roles in Finance roles

Stay in the field you know and move sideways rather than up.

If you leave this industry

The skills you'll gain here in Shari'ah compliance, ethical finance, and niche product knowledge are highly transferable. You could move into Shari'ah audit, advisory roles for other financial institutions, FinTechs focusing on Islamic finance solutions, or even work with international regulatory bodies. The global demand for Islamic finance expertise is growing.

Not sure this is the right direction?

Work out what you actually want from work first, then come back and see which roles fit it. Takes about ten minutes.

This role profile is © 2026Growth Engineering Technologies Ltd. Built from UK occupational standards and regulated qualification data, and written for Zavmo.

You're not behind. You're right on time. The shift is only just beginning. Your role won't look the same in two years. Be the one who leads the change, not the one it happens to. Build my plan, free Here's the first ten minutes: a 2-minute confidence check → your personalised roadmap → meet the tutors matched to you. No card, cancel any time. No card. Build your plan, see your roadmap and meet the twelve tutors matched to you. All free. When you're ready to start learning, it's £70 a month, billed monthly. Cancel any time and billing stops.